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NAVENANT

Active
Private limited companyfounded 20223 yrs activeBrouwerijstraat 24, 1840 Londerzeel, BelgiumKBO/BCE: BE 0793.314.104
Summary

The computed 12-month bankruptcy probability of NAVENANT is 7.9% (elevated). The 2024 annual accounts show negative equity (-€38,460) and a net result of -€41,502. Its solvency ranks better than 14% of 18932 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Cafés and bars
NACE 56301
1 site
How big
€66,076turnover 2024
Equity
-€38,460
Loss
-€41,502
Financially healthy?
31 Weak Checked score 2024
Bankruptcy chance 12 m
7.9%
Who decides
Accounts 63 d overdue0 of 3 deeds read
Why 31- Founded in 2022- Sector Food and beverage service activities (NACE 56)- Loss of €41,502 (FY 2024)- 1 financial year not filed after the legal deadlineShow the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 8% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 0-30
equity -61.6% of total assets
Liquidity 2-24
short-term debt 91.6% · cash 1.7%
Profitability 0-65
return on assets -66.4%
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
  • Founded in 2022 raises the probability for this profile
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Loss of €41,502 (FY 2024) raises the probability
  • 1 financial year not filed after the legal deadline raises the probability
No credit on open account
Liquidity short (current ratio 0.73 against 1.18 in 2023; short-term debt: 91.6% and cash: 1.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 4%, profitability 8%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Loss of €41,502 (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€38,460
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-05-2025, 89 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
89 d early
2023
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 72 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€38,460 View
  • Caution: Among the weakest 6% on net resultsector median €5,297 · 18,911 companies -€41,502 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View

By topic

Financials

Fiscal year
2024
Turnover
€66,076
Loss
-€41,502
Solvency
-61.6%
Turnover▼ 10.7%
Net result
20232024
Go to Financials

Timeline

Events
2
Since
2024
  1. 03-05-2025Annual accounts filed
  2. 06-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
07-11-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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