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NaturElle'o

Active
Private limited companyfounded 2018active for 8 yearsBrusselsesteenweg 44, 1980 Zemst, BelgiumKBO/BCE: BE 0693.679.662
Summary

NaturElle'o has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,674 and a net result of -€7,554. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 58% of 5,717 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-03-2018 Normal situation
Activity
Beauty care and other beauty treatments NACE 96220and 2 others
Establishment unit
2.274.563.787 1980 Zemst, since 01-04-2018
Financial year end
30 September
Peppol
Reachable since 18-06-2025

Board and ownership

Board
  • DE KERSMAEKER VanessaDirector
  • HEPS IsabelDirector

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-09-2025
Gross margin
€5,143
▼ 72.4%
Turnover
≈ €23,000
estimated
Loss
€7,554
Equity
€9,674
▼ 43.8%
Total assets
€26,441
▼ 19.0%
Score breakdownraises riskLoss of €7,554 (financial year 2025)lowers riskLiquidity: current ratio 1.23, cash €9,498Size: total assets €26,441Figures for financial year 2025 (filed on 01-04-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Weak
Solvency 62-16
equity 36.6% of total assets
Liquidity 62-8
short-term debt 62.3% · cash 35.9%
Profitability 1-66
return on assets -28.6%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▲ +0.6 percentage points vs 04-2025highest value 06-2025: 0.4%▼ -1.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.23 (1.75 in 2024), below the usual 1.5. Short-term debt is 62.3% and cash 35.9% of total assets. 63.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 58% of them on solvency, 67% on liquidity, 18% on profitability and 14% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.23, cash €9,498
NBB · annual accounts
raises risk · Loss of €7,554 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €26,441
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
29 days early
2024
8 days late
2023
on the day
2022
2 days early
2021
6 days late
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in personal servicessector median €2,797 · 5,724 companies -€7,554 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as NaturElle'o: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €23,400 and €31,300, founded between 2015 and 2020.

CompanyTotal assetsGross margin
NaturElle'o Zemst€26,441€5,143
Dunas Laakdal€31,273€5,203
HOUSE OF WELLNESS Brussel€31,266€5,338
PROJET CONSTRUCTION Jurbise€24,002€6,332
CONSILIUM ADVICE BUSINESS Jette€23,436€3,844
PURE BEAUTY & LASER Fléron€26,370€6,526
SOIN DE SOI Ans€26,012€4,213
Full comparison

Key facts about NaturElle'o

What is the company number of NaturElle'o?
The company number of NaturElle'o is 0693.679.662. The VAT number is the same number with BE in front: BE 0693.679.662.
Where is NaturElle'o based?
The registered office is at Brusselsesteenweg 44, 1980 Zemst.Company details
What does NaturElle'o do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of NaturElle'o?
The legal form of NaturElle'o is Private limited company (BV).
When was NaturElle'o founded?
NaturElle'o was founded on 28-03-2018.
Is NaturElle'o still active?
Yes, NaturElle'o is an active enterprise in the KBO register.
What is the turnover of NaturElle'o?
The turnover in financial year 2025 is ≈ €23,000. This figure is estimated from the gross margin of €5,143 and 32 comparable companies (NACE 96220). It probably lies between €17,000 and €56,000. It is a rough estimate.Financials
Is NaturElle'o profitable?
In financial year 2025, NaturElle'o made a loss of €7,554.
Where can I find the annual accounts of NaturElle'o?
NaturElle'o filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NaturElle'o due?
NaturElle'o must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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