NaturEau
ActiveThe computed 12-month bankruptcy probability of NaturEau is 2.3% (moderate). The 2025 annual accounts show equity of €277k and a net result of €111k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▼-3
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.75 in 2024), but 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
15.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€277k▲ 67.0%
2024 · €166k
2023: €98k
2024: €166k
2023 → 2025
Total assets
€730k▲ 63.5%
2024 · €446k
2023: €225k
2024: €446k
2023 → 2025
Net result
€111k▲ 64.0%
2024 · €68k
2023: €73k
2024: €68k
2023 → 2025
Working capital
€178k▲ 44.4%
2024 · €123k
2023: €98k
2024: €123k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€98k-€166k▲ 69.1%€277k▲ 67.0%
Operating result€93k-€98k▲ 6.0%€157k▲ 59.1%
Net result€73k-€68k▼ 7.4%€111k▲ 64.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 59% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €730k
Fixed assets
€224k▲ 40.9%
Current assets
€506k▲ 76.0%
Equity and liabilities €730k
Equity
€277k▲ 67.0%
Debt
€452k▲ 61.4%
The debt ratio falls from 62.8% to 62.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€173k▲
2024 · €133k
Cash flow
€127k▲
2024 · €102k
Solvency
38.0%▲
2024 · 37.2%
Current ratio
1.54▼
2024 · 1.75
Quick ratio
1.53▼
2024 · 1.74
Debt / equity
1.63▼
2024 · 1.69
ROE
40.1%▼
2024 · 40.9%
ROA
15.3%▲
2024 · 15.2%
Interest coverage
29.52▼
2024 · 42.60
Debt
€452k▲
2024 · €280k
Debt ≤ 1 year
€328k▲
2024 · €164k
Debt > 1 year
€124k▲
2024 · €116k
Income taxes
€40k▲
2024 · €28k
Staff costs
€171k▲
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€446k€730k▲
Fixed assets21/28€159k€224k▲
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€154k€221k▲
Land and buildings22€125k€125k=
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€18k€52k▲
Assets under construction and advance payments27€6k€38k▲
Current assets29/58€287k€506k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€16k€24k▲
Trade receivables40€11k€24k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€268k€464k▲
Deferred charges and accrued income490/1€1k€15k▲
Equity and liabilities
Total equity and liabilities10/49€446k€730k▲
Equity10/15€166k€277k▲
Contributions10/11€25k€25k=
Reserves13€141k€252k▲
Distributable reserves133€141k€252k▲
Amounts payable17/49€280k€452k▲
Amounts payable after more than one year17€116k€124k▲
Financial debts170/4€116k€124k▲
Amounts payable within one year42/48€164k€328k▲
Current portion of amounts payable after more than one year42€6k€17k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€11k€45k▲
Suppliers440/4€11k€45k▲
Advances received on contracts in progress46€55k€132k▲
Taxes, remuneration and social security45€66k€107k▲
Taxes450/3€55k€93k▲
Remuneration and social security454/9€11k€14k▲
Other amounts payable47/48€26k€26k=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€93k€171k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€16k▼
Other operating charges640/8€864€2k▲
Gross operating margin9900€226k€345k▲
Operating profit (loss)9901€98k€157k▲
Financial income75/76B€1€32▲
Recurring financial income75€1€32▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€95k€151k▲
Income taxes67/77€28k€40k▲
Profit (loss) for the period9904€68k€111k▲
Profit (loss) for the period to be appropriated9905€68k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€111k▲
Transfer to equity691/2€68k€111k▲
To other reserves6921€68k€111k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €111k ▲64%
Operating result €157k, net result €111k, both a record.
31-12
Financial
Equity above €200kEq €277k ▲67%
3 profitable years in a row build equity to €277k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €68k ▼7.4%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €166k ▲69.1%
2 profitable years in a row build equity to €166k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Campagne 115150 FloreffeGround area
1,745 m²
Building footprint
105 m²
Parcel 92045G0518/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NaturEau
since 20222.336.024.472
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045G0518/00R000 | Wallonia | 1,745 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
8 categoriesNaturEau SRL43119
Similar companies · same sector, comparable size
REVYSON
BE 0676.706.444
Kortrijk · Eq €278k
Rooms grondwerken
BE 0777.328.207
Beveren-Kruibeke-Zwijndrecht · Eq €277k
Z7
BE 0805.627.857
Lokeren · Eq €278k
DJS CONSTRUCT
BE 0836.509.885
Antoing · Eq €278k
D.V.H.
BE 0844.251.871
Berlare · Eq €277k
Of 8,398 companies in sector 43120 we hold annual accounts for 3,206. 2,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2022
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
81300Landscape service activities
47761Retail sale of flowers, plants, seeds and fertilisers
58130Publishing activities
58140Publishing activities
71113Urban planning and landscape architecture
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.