Nature's Gold
ActiveSummary
Nature's Gold has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €2k. Its solvency ranks better than 62% of 2832 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-39
Solvency80▼-7
Growth32
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.26 in 2023; short-term debt: 44.5% and cash: 0.5% of total assets), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.5%
Return on assets
1.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€60k▼ 40.0%
2023 · €99k
2023: €99k
2023 → 2024
Total assets
€108k▼ 33.1%
2023 · €161k
2023: €161k
2023 → 2024
Net result
€2k▼ 83.7%
2023 · €12k
2023: €12k
2023 → 2024
Working capital
€39k▼ 49.3%
2023 · €77k
2023: €77k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€99k-€60k▼ 40.0%
Operating result€17k-€5k▼ 73.8%
Net result€12k-€2k▼ 83.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€21k ▼ 7.8%
Current assets
€87k ▼ 37.2%
Equity and liabilities €108k
Equity
€60k ▼ 40.0%
Debt
€48k ▼ 21.9%
Debt's share of the balance-sheet total rises from 38.2% to 44.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2023 · €21k
Cash flow
€7k▼
2023 · €16k
Current ratio
1.82▼
2023 · 2.26
Debt to equity
0.80▲
2023 · 0.62
ROE
3.3%▼
2023 · 12.2%
ROA
1.8%▼
2023 · 7.5%
Interest coverage
2.21▼
2023 · 13.63
Debt ≤ 1 year
€48k▼
2023 · €61k
Income taxes
€-362▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€161k€108k▼
Fixed assets21/28€22k€21k▼
Tangible fixed assets22/27€22k€20k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€9k€9k▼
Financial fixed assets28-€400
Current assets29/58€138k€87k▼
Amounts receivable after more than one year29€75k€50k▼
Other amounts receivable291€75k€50k▼
Amounts receivable within one year40/41€63k€36k▼
Trade receivables40€25k€36k▲
Other amounts receivable41€39k-
Cash at bank and in hand54/58€96€545▲
Deferred charges and accrued income490/1-€377
Equity and liabilities
Total equity and liabilities10/49€161k€108k▼
Equity10/15€99k€60k▼
Contributions10/11€500€500=
Reserves13€98k€56k▼
Distributable reserves133€98k€56k▼
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€61k€48k▼
Amounts payable within one year42/48€61k€48k▼
Financial debts43€13k€5k▼
Credit institutions430/8€13k€5k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€42k€20k▼
Taxes450/3€42k€20k▼
Other amounts payable47/48-€21k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€679€2k▲
Gross operating margin9900€22k€12k▼
Operating profit (loss)9901€17k€5k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€18k€2k▼
Income taxes67/77€6k€-362▼
Profit (loss) for the period9904€12k€2k▼
Profit (loss) for the period to be appropriated9905€12k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€3k▼
Profit (loss) brought forward from the previous period14P€568€1k▲
Transfer from equity791/2-€42k
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7-€42k
Return on contributions (dividend)694-€42k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 49 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meierend 372470 RetieGround area
1,183 m²
Building footprint
207 m²
Volume, LiDAR
990 m³
Parcel 13036F0627/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nature's Gold
since 20132.215.646.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0627/00M000 | Flanders | 1,183 m² | 1 · 207 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.