NATURALOHA
ActiveSummary
NATURALOHA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €-3k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability24▼-49
Solvency65▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.35 in 2023; short-term debt: 60.4% and cash: 1.5% of total assets), and 60.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.6%
Return on assets
-2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
225 d late
2022
71 d late
2021
92 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€51k▼ 4.9%
2023 · €54k
2018: €-35klowest in 7 years
2019: €-10k▲ +71.9% vs 2018
2020: €22k▲ +332% vs 2019
2021: €60k▲ +165% vs 2020highest in 7 years
2022: €45k▼ -23.8% vs 2021
2023: €54k▲ +18.6% vs 2022
2024: €51k▼ -4.9% vs 2023
2018 → 2024
Total assets
€129k▲ 1.5%
2023 · €127k
2018: €94klowest in 7 years
2019: €108k▲ +15.0% vs 2018
2020: €109k▲ +0.5% vs 2019
2021: €147k▲ +35.0% vs 2020highest in 7 years
2022: €138k▼ -6.1% vs 2021
2023: €127k▼ -7.6% vs 2022
2024: €129k▲ +1.5% vs 2023
2018 → 2024
Net result
€-3k
2023 · €8k
2018: €604
2019: €25k▲ +4010% vs 2018
2020: €32k▲ +29.6% vs 2019
2021: €37k▲ +15.0% vs 2020highest in 7 years
2022: €-14k▼ -138% vs 2021lowest in 7 years
2023: €8k▲ +160% vs 2022
2024: €-3k▼ -131% vs 2023
2018 → 2024
Working capital
€25k▼ 1.9%
2023 · €26k
2018: €-67klowest in 7 years
2019: €-44k▲ +34.7% vs 2018
2020: €-9k▲ +79.0% vs 2019
2021: €31k▲ +431% vs 2020highest in 7 years
2022: €18k▼ -42.1% vs 2021
2023: €26k▲ +44.0% vs 2022
2024: €25k▼ -1.9% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€60k▲ 165%€45k▼ 23.8%€54k▲ 18.6%€51k▼ 4.9%
2020: €22klowest in 5 years
2021: €60k▲ +165% vs 2020highest in 5 years
2022: €45k▼ -23.8% vs 2021
2023: €54k▲ +18.6% vs 2022
2024: €51k▼ -4.9% vs 2023
Operating result€34k-€49k▲ 42.1%€-11k€15k€751▼ 95.0%
2020: €34k
2021: €49k▲ +42.1% vs 2020highest in 5 years
2022: €-11k▼ -123% vs 2021lowest in 5 years
2023: €15k▲ +234% vs 2022
2024: €751▼ -95.0% vs 2023
Net result€32k-€37k▲ 15.0%€-14k€8k€-3k
2020: €32k
2021: €37k▲ +15.0% vs 2020highest in 5 years
2022: €-14k▼ -138% vs 2021lowest in 5 years
2023: €8k▲ +160% vs 2022
2024: €-3k▼ -131% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 95% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€26k ▼ 7.7%
Current assets
€103k ▲ 4.2%
Equity and liabilities €129k
Equity
€51k ▼ 4.9%
Debt
€78k ▲ 6.3%
Debt's share of the balance-sheet total rises from 57.8% to 60.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2023 · €17k
Cash flow
€-394▼
2023 · €11k
Current ratio
1.32▼
2023 · 1.35
Quick ratio
0.45▼
2023 · 0.52
Debt to equity
1.53▲
2023 · 1.37
ROE
-5.2%▼
2023 · 15.7%
ROA
-2.0%▼
2023 · 6.6%
Interest coverage
0.97▼
2023 · 5.52
Debt ≤ 1 year
€78k▲
2023 · €74k
Income taxes
€476▼
2023 · €4k
Staff costs
€45
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€127k€129k▲
Fixed assets21/28€28k€26k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€478€346▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€20k€20k▲
Current assets29/58€99k€103k▲
Stocks and contracts in progress3€61k€68k▲
Stocks30/36€61k€68k▲
Amounts receivable within one year40/41€19k€24k▲
Trade receivables40€19k€24k▲
Cash at bank and in hand54/58€10k€2k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€127k€129k▲
Equity10/15€54k€51k▼
Contributions10/11€20k€20k=
Reserves13€34k€31k▼
Distributable reserves133€34k€31k▼
Amounts payable17/49€74k€78k▲
Amounts payable within one year42/48€74k€78k▲
Trade debts44€35k€34k▼
Suppliers440/4€35k€34k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€27k€33k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€45
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€18k€5k▼
Operating profit (loss)9901€15k€751▼
Financial income75/76B€18€175▲
Recurring financial income75€18€175▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€12k€-2k▼
Income taxes67/77€4k€476▼
Profit (loss) for the period9904€8k€-3k▼
Profit (loss) for the period to be appropriated9905€8k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €45 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €2k | €2k | €2k | ▼ 0.5% |
| Other operating charges640/8 | - | €8k | €802 | €1k | €1k | ▲ 39.0% |
| Gross operating margin9900 | €38k | €59k | €-9k | €18k | €5k | ▼ 75.4% |
| Operating profit (loss)9901 | €34k | €49k | €-11k | €15k | €751 | ▼ 95.0% |
| Financial income75/76B | - | - | €8 | €18 | €175 | ▲ 882% |
| Recurring financial income75 | - | - | €8 | €18 | €175 | ▲ 882% |
| Financial charges65/66B | - | €3k | €3k | €3k | €3k | ▼ 1.8% |
| Recurring financial charges65 | €2k | €3k | €3k | €3k | €3k | ▼ 1.8% |
| Profit (loss) for the period before taxes9903 | €32k | €46k | €-14k | €12k | €-2k | ▼ 118% |
| Income taxes67/77 | - | €9k | - | €4k | €476 | ▼ 86.7% |
| Profit (loss) for the period9904 | €32k | €37k | €-14k | €8k | €-3k | ▼ 131% |
| Profit (loss) for the period to be appropriated9905 | €32k | €37k | €-14k | €8k | €-3k | ▼ 131% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €109k | €147k | €138k | €127k | €129k | ▲ 1.5% |
| Fixed assets21/28 | €32k | €29k | €28k | €28k | €26k | ▼ 7.7% |
| Tangible fixed assets22/27 | €12k | €9k | €8k | €9k | €6k | ▼ 26.1% |
| Plant, machinery and equipment23 | - | - | €610 | €478 | €346 | ▼ 27.6% |
| Furniture and vehicles24 | - | €169 | €58 | - | - | - |
| Other tangible fixed assets26 | - | €9k | €7k | €8k | €6k | ▼ 26.0% |
| Financial fixed assets28 | €20k | €20k | €20k | €20k | €20k | ▲ 0.5% |
| Current assets29/58 | €77k | €118k | €110k | €99k | €103k | ▲ 4.2% |
| Stocks and contracts in progress3 | €51k | €51k | €55k | €61k | €68k | ▲ 11.6% |
| Stocks30/36 | - | €51k | €55k | €61k | €68k | ▲ 11.6% |
| Amounts receivable within one year40/41 | €18k | €19k | €22k | €19k | €24k | ▲ 28.9% |
| Trade receivables40 | - | €19k | €22k | €19k | €24k | ▲ 28.9% |
| Cash at bank and in hand54/58 | €8k | €44k | €25k | €10k | €2k | ▼ 80.8% |
| Deferred charges and accrued income490/1 | - | €3k | €8k | €10k | €9k | ▼ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €109k | €147k | €138k | €127k | €129k | ▲ 1.5% |
| Equity10/15 | €22k | €60k | €45k | €54k | €51k | ▼ 4.9% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €2k | €40k | €25k | €34k | €31k | ▼ 7.8% |
| Distributable reserves133 | - | €40k | €25k | €34k | €31k | ▼ 7.8% |
| Profit (loss) carried forward14 | €-55k | - | - | - | - | - |
| Amounts payable17/49 | €86k | €87k | €93k | €74k | €78k | ▲ 6.3% |
| Amounts payable within one year42/48 | €86k | €87k | €93k | €74k | €78k | ▲ 6.3% |
| Trade debts44 | €23k | €27k | €42k | €35k | €34k | ▼ 1.4% |
| Suppliers440/4 | - | €27k | €42k | €35k | €34k | ▼ 1.4% |
| Taxes, remuneration and social security45 | - | €18k | €20k | €12k | €11k | ▼ 5.6% |
| Taxes450/3 | - | €18k | €18k | €12k | €11k | ▼ 5.6% |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | - | €43k | €30k | €27k | €33k | ▲ 21.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €37k | €-14k | €8k | €-3k | ▼ 131% |
| + Depreciation and write-downs630 | €3k | €3k | €2k | €2k | €2k | ▼ 0.5% |
| Operating cash flow (approximation) | €35k | €40k | €-12k | €11k | €-394 | ▼ 104% |
| Investment in fixed assets (approximation) | - | €-36 | €-678 | €-3k | €-91 | ▲ 96.9% |
| Change in cash | - | €37k | €-20k | €-15k | €-8k | ▲ 46.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 225 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲15%
Operating result €49k, net result €37k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2017
Ground area
298 m²
Building footprint
58 m²
Parcel 25112M0825/00K000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
NATURALOHA
since 20172.261.151.558
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112M0825/00K000 | Wallonia | 298 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.261.151.558
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Of 2,475 companies in sector 47279 we hold annual accounts for 949. 786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
56112Limited-service restaurants, excluding mobile food services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Scores and ratios are computed by Checked and are not a credit decision.