NATULE
ActiveNATULE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.95M and a net result of €241k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 37.52 against 40.52 in 2024), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
7.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.95M▲ 8.9%
2024 · €2.71M
2018: €1.28M
2019: €1.48M
2020: €1.73M
2021: €2.00M
2022: €2.21M
2023: €2.46M
2024: €2.71M
2018 → 2025
Total assets
€3.28M▲ 8.3%
2024 · €3.02M
2018: €1.35M
2019: €2.04M
2020: €2.22M
2021: €2.43M
2022: €2.64M
2023: €2.81M
2024: €3.02M
2018 → 2025
Net result
€241k▼ 3.7%
2024 · €250k
2018: €86k
2019: €201k
2020: €241k
2021: €272k
2022: €212k
2023: €246k
2024: €250k
2018 → 2025
Working capital
€2.04M▲ 14.0%
2024 · €1.79M
2018: €1.07M
2019: €731k
2020: €946k
2021: €1.19M
2022: €1.34M
2023: €1.51M
2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.00M-€2.21M▲ 10.6%€2.46M▲ 11.2%€2.71M▲ 10.2%€2.95M▲ 8.9%
Operating result€369k-€294k▼ 20.1%€338k▲ 14.8%€297k▼ 12.1%€312k▲ 4.8%
Net result€272k-€212k▼ 22.2%€246k▲ 16.5%€250k▲ 1.4%€241k▼ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.28M
Fixed assets
€1.18M▼ 0.7%
Current assets
€2.09M▲ 14.2%
Equity and liabilities €3.28M
Equity
€2.95M▲ 8.9%
Debt
€329k▲ 3.3%
The debt ratio falls from 10.5% to 10.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€342k▲
2024 · €327k
Cash flow
€271k▼
2024 · €280k
Solvency
89.9%▲
2024 · 89.5%
Current ratio
37.52▼
2024 · 40.52
Quick ratio
37.52▼
2024 · 40.52
Debt / equity
0.11▼
2024 · 0.12
ROE
8.2%▼
2024 · 9.2%
ROA
7.3%▼
2024 · 8.3%
Interest coverage
84.20▲
2024 · 68.53
Debt
€329k▲
2024 · €319k
Debt ≤ 1 year
€56k▲
2024 · €45k
Debt > 1 year
€274k=
2024 · €274k
Income taxes
€109k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.02M€3.28M▲
Fixed assets21/28€1.19M€1.18M▼
Tangible fixed assets22/27€90k€61k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€277€1k▲
Furniture and vehicles24€77k€50k▼
Financial fixed assets28€1.10M€1.12M▲
Current assets29/58€1.83M€2.09M▲
Amounts receivable within one year40/41€77k€96k▲
Trade receivables40€77k€96k▲
Cash at bank and in hand54/58€1.74M€1.97M▲
Deferred charges and accrued income490/1€20k€23k▲
Equity and liabilities
Total equity and liabilities10/49€3.02M€3.28M▲
Equity10/15€2.71M€2.95M▲
Contributions10/11€20k€20k=
Reserves13€1.34M€1.58M▲
Distributable reserves133€1.34M€1.58M▲
Profit (loss) carried forward14€1.34M€1.34M=
Amounts payable17/49€319k€329k▲
Amounts payable after more than one year17€274k€274k=
Financial debts170/4€274k€274k=
Amounts payable within one year42/48€45k€56k▲
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€16k€17k▲
Other amounts payable47/48€23k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€329k€343k▲
Operating profit (loss)9901€297k€312k▲
Financial income75/76B€51k€42k▼
Recurring financial income75€51k€42k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€344k€349k▲
Income taxes67/77€94k€109k▲
Profit (loss) for the period9904€250k€241k▼
Profit (loss) for the period to be appropriated9905€250k€241k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.59M€1.58M▼
Profit (loss) brought forward from the previous period14P€1.34M€1.34M▲
Transfer to equity691/2€245k€240k▼
To other reserves6921€245k€240k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 40.52
Current ratio from 20.15 to 40.52; short-term debt falls from €79k to €45k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €2MEq €2.21M ▲10.6%
5 profitable years in a row build equity to €2.21M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €272k ▲12.9%
Operating result €369k, net result €272k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg Asse(HN) 1401540 PajottegemGround area
1,310 m²
Building footprint
175 m²
Volume, LiDAR
1,738 m³
Parcel 23031B0197/00K000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NATULE
since 20092.182.327.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23031B0197/00K000 | Flanders | 1,310 m² | 1 · 175 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REMIC
BE 0465.542.095
Aalter · Eq €2.95M
ORMIT BELGIE
BE 0465.387.786
Machelen (Brab.) · Eq €2.94M
ROBRU
BE 0471.083.468
Bertem · Eq €2.94M
TOMORROWLAB
BE 0811.902.866
Vilvoorde · Eq €2.95M
LINUM
BE 0474.854.788
Izegem · Eq €2.94M
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 15,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/405482