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Natrajacali

Active
Public limited companyfounded 198838 yrs activeBrugsesteenweg 95, 8450 Bredene, BelgiumKBO/BCE: BE 0433.882.879
Summary

Natrajacali has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.2m and a net result of €791,020. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 748 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
NatrajacaliActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of cocoa, chocolate and sugar confectionery
NACE 10820NACE 15840
#2 employer in Bredene1 site
Size
€76.6mturnover 2025
Staff
108.6 FTE
Equity
€5.2m
Profit
€791,020
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Parent
Natra chcolate International · 99.88%
Board
2 members
Auditor: Ernst et Young Reviseurs d'EntreprisesAccounts 18 d early
Why 65- Liquidity: current ratio 0.81, cash €11,557- Equity €5.2m (20.2% of total assets)- Sector Manufacture of food products (NACE 10)+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 26% of its sector peers (NACE 10, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 45+1
equity 20.2% of total assets
Liquidity 9=
short-term debt 75.4% · cash 0.0%
Profitability 60=
return on assets 3.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (225 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.2%● 0.0% vs 12-2024 02-2025: 1.2%▼ -3.2% vs 01-2025 03-2025: 1.2%▲ +1.3% vs 02-2025 04-2025: 1.2%● 0.0% vs 03-2025 05-2025: 1.2%● 0.0% vs 04-2025 06-2025: 1.2%▲ +2.6% vs 05-2025 07-2025: 1.4%▲ +16.4% vs 06-2025highest value 08-2025: 0.9%▼ -32.8% vs 07-2025 09-2025: 0.9%● 0.0% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%● 0.0% vs 12-2025 02-2026: 0.9%▼ -3.2% vs 01-2026lowest value 03-2026: 0.9%▲ +1.3% vs 02-2026 04-2026: 0.9%▲ +1.7% vs 03-2026 05-2026: 0.9%● 0.0% vs 04-2026 06-2026: 1.0%▲ +2.1% vs 05-2026 07-2026: 1.0%▲ +2.8% vs 06-2026 08-2026: 0.9%▼ -4.6% vs 07-2026 09-2026: 0.9%● 0.0% vs 08-2026 10-2026: 0.9%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.81, cash €11,557 raises the probability
  • Equity €5.2m (20.2% of total assets) raises the probability
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Legal form Public limited company lowers the probability
Credit up to €330,000 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.79 in 2024; short-term debt: 75.4% and cash: 0% of total assets), and 79.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, medium-sized). Better than this share of them on solvency 24%, liquidity 4%, profitability 31%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.81, cash €11,557
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €5.2m (20.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
20 d early
2023
27 d early
2022
26 d early
2021
25 d early
2020
24 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignations: Joris Van Looveren (gedelegeerde voor…Permanent representative: Kurt Taelman
  3. Equity above €5mEq €5.2m ▲17.8%

Key points

  • Positive: Employer in Bredenein the Checked rankings #2 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €791,020 8 years View
  • Controlled by Natra chcolate Internationalknown shareholders 100% 99.88% View
  • A director leftlatest change 24-03-2026 · 2 in office 1 left View

By topic

Financials

Fiscal year
2025
Turnover
€76.6m
Profit
€791,020
Solvency
20.2%
Turnover▼ 7.9%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
Natra chcolate International · 99.88%
Known shareholders
100%
Auditor
Ernst et Young Reviseurs…
Go to Board & ownership

Timeline

Events
43
Since
2005
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 15-05-2026Resignations: Joris Van Looveren (gedelegeerde voor het…
  3. 31-12-2025Equity above €5m
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of cocoa, chocolate and sugar confectioneryNACE 10820
Founded
31-03-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De groot- en kleinhandel, aan- en verkoop, fabricatie van chocolade, suikergoed en…
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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