NATOM
ActiveNATOM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency77▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.51 in 2024), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
71 d late
2022
39 d early
2021
3 d early
2020
3 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€281k▼ 13.9%
2024 · €327k
2018: €-194k
2019: €-184k
2020: €128k
2021: €390k
2022: €386k
2023: €373k
2024: €327k
2018 → 2025
Total assets
€337k▼ 4.6%
2024 · €353k
2018: €190k
2019: €190k
2020: €294k
2021: €522k
2022: €432k
2023: €387k
2024: €353k
2018 → 2025
Net result
€-5k▲ 13.9%
2024 · €-6k
2018: €12k
2019: €11k
2020: €312k
2021: €262k
2022: €-4k
2023: €-13k
2024: €-6k
2018 → 2025
Working capital
€-879▲ 56.7%
2024 · €-2k
2018: €-11k
2019: €147
2020: €132k
2021: €284k
2022: €101k
2023: €909
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€390k-€386k▼ 1.0%€373k▼ 3.4%€327k▼ 12.4%€281k▼ 13.9%
Operating result€388k-€-3k€-13k▼ 285%€-6k▲ 56.9%€-4k▲ 26.7%
Net result€262k-€-4k€-13k▼ 254%€-6k▲ 52.8%€-5k▲ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€318k▼ 9.4%
Current assets
€19k▲ 784%
Equity and liabilities €337k
Equity
€281k▼ 13.9%
Debt
€55k▲ 112%
The debt ratio rises from 7.4% to 16.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€29k▲
2024 · €27k
Cash flow
€28k▲
2024 · €27k
Solvency
83.6%▼
2024 · 92.6%
Current ratio
0.96▲
2024 · 0.51
Quick ratio
0.96▲
2024 · 0.51
Debt / equity
0.20▲
2024 · 0.08
ROE
-1.9%=
2024 · -1.9%
ROA
-1.6%▲
2024 · -1.8%
Interest coverage
21.28▼
2024 · 36.01
Debt
€55k▲
2024 · €26k
Debt ≤ 1 year
€20k▲
2024 · €4k
Debt > 1 year
€34k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€337k▼
Fixed assets21/28€351k€318k▼
Tangible fixed assets22/27€351k€318k▼
Land and buildings22€351k€318k▼
Current assets29/58€2k€19k▲
Cash at bank and in hand54/58€648€753▲
Deferred charges and accrued income490/1€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€353k€337k▼
Equity10/15€327k€281k▼
Contributions10/11€245k€205k▼
Reserves13€267k€267k=
Distributable reserves133€267k€267k=
Profit (loss) carried forward14€-186k€-191k▼
Amounts payable17/49€26k€55k▲
Amounts payable after more than one year17€21k€34k▲
Other amounts payable178/9€21k€34k▲
Amounts payable within one year42/48€4k€20k▲
Trade debts44€4k€20k▲
Suppliers440/4€4k€20k▲
Accrued charges and deferred income492/3€722€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€7k€7k▼
Gross operating margin9900€34k€36k▲
Operating profit (loss)9901€-6k€-4k▲
Financial charges65/66B€763€1k▲
Recurring financial charges65€763€1k▲
Profit (loss) for the period before taxes9903€-6k€-5k▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-186k€-191k▼
Profit (loss) brought forward from the previous period14P€-180k€-186k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 11current ratio 65.88
Current ratio from 5.98 to 65.88; short-term debt falls from €57k to €2k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €390k ▲204%
4 profitable years in a row build equity to €390k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Highest result since 2018net €312k ▲2759%
Operating result €415k, net result €312k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.39
Current ratio from 1.02 to 5.39.
31-12
Financial
Equity above €100kEq €128k
3 profitable years in a row build equity to €128k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 1.02
Current ratio from 0.27 to 1.02; short-term debt falls from €14k to €8k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-03-2020
Donald Edward Oostendorp: Resigned as Manager
30-03-2020
Hilda Christiana De Ridder: Resigned as Manager
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 531780 WemmelGround area
6,145 m²
Building footprint
243 m²
Volume, LiDAR
2,154 m³
Parcel 22005A0526/00W000, Flanders · tallest building 17.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NATOM
since 19892.043.567.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0526/00W000 | Flanders | 6,145 m² | 1 · 243 m² | 17.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-1989
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.