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NATO

Active
Private limited companyfounded 2018active for 7 yearsPrinses Jos.-Charlottelaan 43, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0712.845.872
Summary

NATO has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,169 and a net result of €22,694. Equity has been growing by about 31% per year since 2019. Its solvency ranks better than 36% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 05-11-2018 Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.281.750.695 2800 Mechelen, since 05-11-2018
Financial year end
31 December
Peppol
Reachable since 19-01-2026

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€122,570
▲ 29.3%
Turnover
≈ €390,000
estimated
Profit
€22,694
▼ 50.2%
Equity
€119,169
▲ 23.5%
Total assets
€678,565
▲ 131%
Staff
0.3 FTE
▼ 70.0%
  • 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLast filed accounts filed 60 days late; 1 of the last 3 accounts lateSector: Retail trade (NACE 47)Founded in 2018lowers riskSize: total assets €678,565Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 54% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 43-15
equity 17.6% of total assets
Liquidity 56-13
short-term debt 13.2% · cash 6.2%
Profitability 65-23
return on assets 3.3%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 2.4%highest value 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.0%▼ -0.3 percentage points vs 01-2025 03-2025: 1.9%▼ -0.1 percentage points vs 02-2025 04-2025: 2.0%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 0.7%▼ -1.2 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▼ -0.3 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.64 (2.9 in 2024), above the usual 1.5. Short-term debt is 13.2% and cash 6.2% of total assets. However, 82.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 62% on liquidity, 45% on profitability and 75% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €678,565
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
60 days late
2024
1 day early
2023
30 days late
2022
31 days late
2021
31 days late
2020
27 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €22,694 7 years View
  • Higher gross margin than 81% of companies in retail tradesector median €34,181 · 22,709 companies €122,570 View

Recent changes

  1. · Gazette deed Reappointments: Tom De Roos (director) and Natalie De Kerf (director)
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as NATO: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €532,000 and €826,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
NATO Sint-Niklaas€678,565€122,570
TOURNAI LUNETTES Tournai€599,359€126,821
OPTIEK HONS Dilsen-Stokkem€613,271€134,864
DECH OPTIQUE Bastogne€532,449€123,676
OPTIEK POLLERS Hasselt€636,613€159,713
GHY INVEST Evere€826,136€123,291
MH Optic Mont-Saint-Guibert€660,423€123,655
Full comparison

Key facts about NATO

What is the company number of NATO?
The company number of NATO is 0712.845.872. The VAT number is the same number with BE in front: BE 0712.845.872.
Where is NATO based?
The registered office is at Prinses Jos.-Charlottelaan 43, 9100 Sint-Niklaas.Company details
What does NATO do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of NATO?
The legal form of NATO is Private limited company (BV).
When was NATO founded?
NATO was founded on 05-11-2018.
Is NATO still active?
Yes, NATO is an active enterprise in the KBO register.
How many employees does NATO have?
NATO had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does NATO fall under?
In its 2025 annual accounts, NATO states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of NATO?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €122,570 and 32 comparable companies (NACE 477). It probably lies between €270,000 and €760,000.
Is NATO profitable?
In financial year 2025, NATO made a profit of €22,694.
Where can I find the annual accounts of NATO?
NATO filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NATO due?
NATO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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