NATNICHA
Open bankruptcyA bankruptcy procedure is open for NATNICHA according to publications in the Belgian State Gazette; curator: LAURENCE CARAMIN.
Summary
The 2024 annual accounts show equity of €48k and a net result of €4k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
71 d late
2022
59 d late
2021
89 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 10.1%
2023 · €44k
2018: €-3k
2019: €-3k
2020: €-4k
2021: €1k
2022: €28k
2023: €44k
2018 → 2024
Total assets
€81k▼ 12.7%
2023 · €93k
2018: €3k
2019: €1k
2020: €1k
2021: €37k
2022: €54k
2023: €93k
2018 → 2024
Net result
€4k▼ 71.8%
2023 · €16k
2018: €5k
2020: €-119
2021: €5k
2022: €27k
2023: €16k
2018 → 2024
Working capital
€47k▲ 21.0%
2023 · €38k
2018: €-3k
2019: €-3k
2020: €-4k
2021: €4k
2022: €19k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-4k-€1k€28k▲ 1,788%€44k▲ 56.0%€48k▲ 10.1%
Operating result€-119-€7k€37k▲ 466%€21k▼ 44.5%€6k▼ 71.8%
Net result€-119-€5k€27k▲ 423%€16k▼ 40.9%€4k▼ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€2k ▼ 68.7%
Current assets
€80k ▼ 9.4%
Equity and liabilities €81k
Equity
€48k ▲ 10.1%
Debt
€33k ▼ 32.9%
Debt's share of the balance-sheet total falls from 53.1% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2023 · €24k
Cash flow
€8k▼
2023 · €19k
Current ratio
2.40▲
2023 · 1.78
Debt to equity
0.69▼
2023 · 1.13
ROE
9.2%▼
2023 · 35.9%
ROA
5.4%▼
2023 · 16.8%
Interest coverage
70.36▲
2023 · 31.83
Debt ≤ 1 year
€33k▼
2023 · €50k
Income taxes
€1k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€93k€81k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€2k€59▼
Current assets29/58€88k€80k▼
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Amounts receivable within one year40/41€78k€70k▼
Trade receivables40€71k€68k▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€0-
Equity and liabilities
Total equity and liabilities10/49€93k€81k▼
Equity10/15€44k€48k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€38k€42k▲
Amounts payable17/49€50k€33k▼
Amounts payable within one year42/48€50k€33k▼
Trade debts44€31k€20k▼
Suppliers440/4€31k€20k▼
Taxes, remuneration and social security45€15k€5k▼
Taxes450/3€14k€4k▼
Remuneration and social security454/9€765€765=
Other amounts payable47/48€3k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€885€584▼
Non-recurring operating charges66A€565€807▲
Gross operating margin9900€26k€11k▼
Operating profit (loss)9901€21k€6k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€768€135▼
Recurring financial charges65€768€135▼
Profit (loss) for the period before taxes9903€20k€6k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€16k€4k▼
Profit (loss) for the period to be appropriated9905€16k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€42k▲
Profit (loss) brought forward from the previous period14P€22k€38k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-12
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · NATNICHA BV HEIVELD- STRAAT 94, 9040 SINT-AMANDSBERG · event 02-12-2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2018net €27k ▲423%
Operating result €37k, net result €27k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.14
Current ratio from 0.27 to 1.14.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-119 ▼102%
Net result drops to €-119, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
Show earlier events
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heiveldstraat 949040 GentGround area
389 m²
Building footprint
134 m²
Volume, LiDAR
771 m³
Parcel 44432C0619/00V002, Flanders · tallest building 12.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHIMERA Construct/Woodworks
since 20142.244.198.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0619/00V002 | Flanders | 389 m² | 1 · 134 m² | 12.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LAURENCE CARAMIN HOFKOUTERSTRAAT 5,
9890 GAVERE |
02-12-2025 → present |
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.