NATHIRIS COMFORT
ActiveSummary
NATHIRIS COMFORT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €282k and a net result of €29k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-1
Solvency60▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.19 in 2023; short-term debt: 10.7% and cash: 2.6% of total assets), and 64.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
55 d late
2022
88 d late
2021
92 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€282k▲ 11.5%
2023 · €252k
2018: €29k
2019: €71k
2020: €130k
2021: €180k
2022: €216k
2023: €252k
2018 → 2024
Total assets
€801k▼ 4.4%
2023 · €838k
2018: €93k
2019: €143k
2020: €196k
2021: €832k
2022: €845k
2023: €838k
2018 → 2024
Net result
€29k▼ 20.5%
2023 · €37k
2018: €14k
2019: €66k
2020: €68k
2021: €50k
2022: €36k
2023: €37k
2018 → 2024
Working capital
€38k▲ 84.9%
2023 · €21k
2018: €22k
2019: €46k
2020: €107k
2021: €-23k
2022: €8k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€130k-€180k▲ 38.5%€216k▲ 19.7%€252k▲ 16.9%€282k▲ 11.5%
Operating result€85k-€75k▼ 11.5%€64k▼ 15.7%€65k▲ 1.7%€61k▼ 6.4%
Net result€68k-€50k▼ 26.4%€36k▼ 29.0%€37k▲ 2.6%€29k▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €801k
Fixed assets
€678k ▼ 4.2%
Current assets
€124k ▼ 5.7%
Equity and liabilities €801k
Equity
€282k ▲ 11.5%
Debt
€520k ▼ 11.3%
Debt's share of the balance-sheet total falls from 69.9% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▼
2023 · €104k
Cash flow
€66k▼
2023 · €75k
Current ratio
1.44▲
2023 · 1.19
Quick ratio
1.39▲
2023 · 1.14
Debt to equity
1.85▼
2023 · 2.32
ROE
10.3%▼
2023 · 14.5%
ROA
3.6%▼
2023 · 4.4%
Interest coverage
8.61▼
2023 · 8.89
Debt ≤ 1 year
€86k▼
2023 · €111k
Debt > 1 year
€433k▼
2023 · €475k
Income taxes
€24k▲
2023 · €19k
Staff costs
€119k▲
2023 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€838k€801k▼
Fixed assets21/28€707k€678k▼
Tangible fixed assets22/27€707k€677k▼
Land and buildings22€636k€615k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€69k€61k▼
Financial fixed assets28€248€248=
Current assets29/58€131k€124k▼
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€59k€96k▲
Trade receivables40€49k€82k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€66k€21k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€838k€801k▼
Equity10/15€252k€282k▲
Contributions10/11€6k€6k=
Reserves13€246k€275k▲
Distributable reserves133€246k€275k▲
Amounts payable17/49€586k€520k▼
Amounts payable after more than one year17€475k€433k▼
Financial debts170/4€475k€433k▼
Amounts payable within one year42/48€111k€86k▼
Current portion of amounts payable after more than one year42€56k€53k▼
Trade debts44€17k€21k▲
Suppliers440/4€17k€21k▲
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€22k€9k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€11k€1k▼
Other amounts payable47/48€14k-
Accrued charges and deferred income492/3€691€691=
Income statement
Code20232024
Remuneration, social security and pensions62€113k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€37k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k€-534▼
Other operating charges640/8€3k€6k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€239k€227k▼
Operating profit (loss)9901€65k€61k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€56k€53k▼
Income taxes67/77€19k€24k▲
Profit (loss) for the period9904€37k€29k▼
Profit (loss) for the period to be appropriated9905€37k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€29k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€38k€29k▼
To other reserves6921€38k€29k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Equity above €200kEq €216k ▲19.7%
5 profitable years in a row build equity to €216k.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Equity above €150kEq €180k ▲38.5%
4 profitable years in a row build equity to €180k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €68k ▲2.9%
Net result €68k, the highest in the series.
31-12
Financial
Equity above €100kEq €130k ▲84.5%
3 profitable years in a row build equity to €130k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2009
Ground area
1,534 m²
Building footprint
223 m²
Volume, LiDAR
1,529 m³
Parcel 25764N0832/00D000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NATHIRIS COMFORT
since 20092.174.985.666
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0832/00D000 | Wallonia | 1,533 m² | 1 · 223 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NS TECHNICS
BE 0817.290.623
Sint-Truiden · Eq €281,511
DE ROO
BE 0757.540.306
Veurne · Eq €281,770
DELLA PIANA
BE 0444.027.891
Courcelles · Eq €281,842
Moerenhout en Zoon
BE 0408.346.046
Wichelen · Eq €281,956
DH TECH
BE 0550.773.423
Beveren-Kruibeke-Zwijndrecht · Eq €282,009
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.