NATHALIE SIMON
ActiveSummary
NATHALIE SIMON has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €31k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+58
Solvency77▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.65 in 2024; short-term debt: 47.6% and cash: 72.3% of total assets), and 48.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
21 d early
2022
4 d early
2021
9 d late
2020
31 d late
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2020 · €0
2018: €0
2019: €0
2020: €0
2018 → 2021
Total assets
€245k▲ 10.6%
2024 · €222k
2018: €152k
2019: €152k
2020: €145k
2021: €167k
2022: €159k
2023: €176k
2024: €222k
2018 → 2025
Net result
€31k
2024 · €-2k
2018: €2k
2019: €18k
2020: €-2k
2021: €11k
2022: €7k
2023: €13k
2024: €-2k
2018 → 2025
Working capital
€109k▲ 45.9%
2024 · €75k
2018: €22k
2019: €33k
2020: €26k
2021: €41k
2022: €58k
2023: €67k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€80k-€87k▲ 8.2%€99k▲ 13.6%€96k▼ 3.2%€127k▲ 32.8%
Operating result€18k-€13k▼ 29.3%€24k▲ 90.8%€51k▲ 115%€44k▼ 13.9%
Net result€11k-€7k▼ 32.1%€13k▲ 69.9%€-2k€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€20k ▼ 40.3%
Current assets
€226k ▲ 19.5%
Equity and liabilities €245k
Equity
€127k ▲ 32.8%
Debt
€118k ▼ 6.2%
Debt's share of the balance-sheet total falls from 56.9% to 48.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €61k
Cash flow
€44k▲
2024 · €7k
Current ratio
1.93▲
2024 · 1.65
Quick ratio
1.62▲
2024 · 1.21
Debt to equity
0.93▼
2024 · 1.32
ROE
24.7%▲
2024 · -2.4%
ROA
12.8%▲
2024 · -1.1%
Interest coverage
12.29▲
2024 · 1.18
Debt ≤ 1 year
€117k▲
2024 · €114k
Income taxes
€10k▲
2024 · €3k
Staff costs
€38k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€222k€245k▲
Fixed assets21/28€33k€20k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€33k€20k▼
Land and buildings22€14k€10k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€14k€8k▼
Current assets29/58€189k€226k▲
Stocks and contracts in progress3€50k€36k▼
Stocks30/36€50k€36k▼
Amounts receivable within one year40/41€16k€5k▼
Trade receivables40€11k€5k▼
Other amounts receivable41€5k€39▼
Cash at bank and in hand54/58€121k€177k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€222k€245k▲
Equity10/15€96k€127k▲
Contributions10/11€48k€48k=
Reserves13€47k€77k▲
Non-distributable reserves130/1-€0
Reserves not available under the articles1311-€0
Distributable reserves133€47k€77k▲
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€126k€118k▼
Amounts payable within one year42/48€114k€117k▲
Current portion of amounts payable after more than one year42€0€0=
Trade debts44€23k€18k▼
Suppliers440/4€23k€18k▼
Taxes, remuneration and social security45€20k€39k▲
Taxes450/3€17k€33k▲
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€71k€59k▼
Accrued charges and deferred income492/3€12k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€27k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-182€1k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€90k€100k▲
Operating profit (loss)9901€51k€44k▼
Financial income75/76B€501€1k▲
Recurring financial income75€501€1k▲
Financial charges65/66B€52k€5k▼
Recurring financial charges65€52k€5k▼
Profit (loss) for the period before taxes9903€207€41k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€-2k€31k▲
Profit (loss) for the period to be appropriated9905€-2k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€33k▲
Profit (loss) brought forward from the previous period14P€4k€1k▼
Transfer to equity691/2-€30k
To the legal reserve6920-€30k
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €100kEq €127k ▲32.8%
Equity rises from €96k to €127k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼119%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Beaufays 924140 SprimontGround area
80 m²
Building footprint
82 m²
Volume, LiDAR
533 m³
Parcel 62028C0781/00C002, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NATHALIE SIMON SPRL
since 20002.168.555.457
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62028C0781/00C002 | Wallonia | 80 m² | 1 · 82 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSprimont2.168.555.457
Legal Entity Identifier
254900M0MOEF9LAJDD14
Similar companies · same sector, comparable size
DAP Mario Schepkens
BE 0831.992.061
Aarschot · Eq €126,968
Vet@2
BE 0730.820.665
Kraainem · Eq €126,973
VANDER MEULEN CHRIS
BE 0839.504.217
Wingene · Eq €126,924
DAELMAN - VANGOOL, DIERENARTSEN
BE 0479.740.620
Antwerpen · Eq €127,293
Equines
BE 0765.916.453
Malle · Eq €126,627
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,726 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
47730Retail sale of pharmaceutical products
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.