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NaTECHSOLUTION

Active
Private limited companyfounded 2021active for 4 yearsAvenue du Centaure 6, 1410 Waterloo, BelgiumKBO/BCE: BE 0776.364.046
Summary

NaTECHSOLUTION has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €669,601 and a net result of €194,692. Equity is growing by about 46% per year across the filed financial years. Its solvency ranks better than 84% of 38,895 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€780,696total assets 2025
Equity
€669,601
Profit
€194,692
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts filed 11 days late0 of 1 deed read
Why 97lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 6.52, cash €174,018Size: total assets €780,696Figures for financial year 2025 (filed 11-08-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 85.8% of total assets
Liquidity 75+23
short-term debt 14.2% · cash 22.3%
Profitability 100=
return on assets 24.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,371 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity ample (current ratio 6.52, compared with 4.99 in 2024, above the usual 1.5; short-term debt: 14.2% and cash: 22.3% of total assets), and 14.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 67% on liquidity, 69% on profitability and 77% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 6.52, cash €174,018
NBB · annual accounts
lowers risk · Size: total assets €780,696
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 11-08-2026)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
11 days late
2024
6 days early
2023
2 days late
2022
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2022 to 2025net €194,692 ▲7.1%
  3. Equity above €500,000equity €669,601 ▲41%

Financials · financial year 2025, micro format

2025 annual accounts filed late (11 days) Filed on 11 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00391650.

Equity
€669,601▲ 41.0%
2024 · €474,909
Total assets
€780,696▲ 33.2%
2024 · €586,086
Net result
€194,692▲ 7.1%
2024 · €181,755
Working capital
€612,830▲ 38.1%
2024 · €443,634
Trend over the years

2022 to 2025, 4 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€282,113 2025 Net result€194,692 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€219,203-€205,538▼ 6.2%€265,238▲ 29.0%€282,113▲ 6.4%
Net result€148,897above the sector's middle half-€139,257above the sector's middle half▼ 6.5%€181,755above the sector's middle half▲ 30.5%€194,692above the sector's middle half▲ 7.1%
Equity€153,897within the sector's middle half-€293,154above the sector's middle half▲ 90.5%€474,909above the sector's middle half▲ 62.0%€669,601above the sector's middle half▲ 41.0%
Total assets€232,580within the sector's middle half-€432,927within the sector's middle half▲ 86.1%€586,086above the sector's middle half▲ 35.4%€780,696above the sector's middle half▲ 33.2%
Debt€78,683-€139,773▲ 77.6%€111,177▼ 20.5%€111,095▼ 0.1%
Working capital€152,143above the sector's middle half-€254,427above the sector's middle half▲ 67.2%€443,634above the sector's middle half▲ 74.4%€612,830above the sector's middle half▲ 38.1%
Solvency66.2%within the sector's middle half-67.7%within the sector's middle half▲ 1.5pp81.0%above the sector's middle half▲ 13.3pp85.8%above the sector's middle half▲ 4.7pp
Current ratio2.93within the sector's middle half-2.82within the sector's middle half▼ 0.114.99above the sector's middle half▲ 2.176.52above the sector's middle half▲ 1.53
Return on assets (ROA)64.0%above the sector's middle half-32.2%above the sector's middle half▼ 31.9pp31.0%within the sector's middle half▼ 1.2pp24.9%within the sector's middle half▼ 6.1pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780,696
Fixed assets €56,771 ▲ 81.5%
Current assets €723,925 ▲ 30.5%
Equity and liabilities €780,696
Equity €669,601 ▲ 41.0%
Debt €111,095 ▼ 0.1%
Debt's share of the balance-sheet total falls from 19.0% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€295,673▲
2024 · €276,725
Cash flow
€208,252▲
2024 · €193,242
Debt to equity
0.17▼
2024 · 0.23
ROE
29.1%▼
2024 · 38.3%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€111,095▼
2024 · €111,177
Income taxes
€102,704▲
2024 · €87,982
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,127 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97.2% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97.2% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,127 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€586,086€780,696▲
Fixed assets21/28€31,275€56,771▲
Tangible fixed assets22/27€31,275€56,771▲
Furniture and vehicles24€29,343€55,071▲
Other tangible fixed assets26€1,932€1,700▼
Current assets29/58€554,811€723,925▲
Amounts receivable within one year40/41€35,856€98,730▲
Trade receivables40€33,022€76,140▲
Other amounts receivable41€2,834€22,590▲
Current investments50/53€485,000€450,000▼
Cash at bank and in hand54/58€33,955€174,018▲
Deferred charges and accrued income490/1-€1,177
Equity and liabilities
Total equity and liabilities10/49€586,086€780,696▲
Equity10/15€474,909€669,601▲
Contributions10/11€5,000€5,000=
Reserves13€469,909€664,601▲
Distributable reserves133€469,909€664,601▲
Amounts payable17/49€111,177€111,095▼
Amounts payable within one year42/48€111,177€111,095▼
Trade debts44-€4,436
Suppliers440/4-€4,436
Taxes, remuneration and social security45€87,982€106,659▲
Taxes450/3€87,982€106,659▲
Other amounts payable47/48€23,195-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,487€13,560▲
Other operating charges640/8€17,606€18,527▲
Gross operating margin9900€294,331€314,200▲
Operating profit (loss)9901€265,238€282,113▲
Financial income75/76B€5,354€16,304▲
Recurring financial income75€5,354€16,304▲
Financial charges65/66B€855€1,021▲
Recurring financial charges65€855€1,021▲
Profit (loss) for the period before taxes9903€269,737€297,396▲
Income taxes67/77€87,982€102,704▲
Profit (loss) for the period9904€181,755€194,692▲
Profit (loss) for the period to be appropriated9905€181,755€194,692▲
Appropriation of the result
Profit (loss) to be appropriated9906€181,755€194,692▲
Transfer to equity691/2€181,755€194,692▲
To other reserves6921€181,755€194,692▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,268€9,880€11,487€13,560▲ 18.0%
Other operating charges640/8€21,282€22,089€17,606€18,527▲ 5.2%
Gross operating margin9900€242,753€237,507€294,331€314,200▲ 6.8%
Operating profit (loss)9901€219,203€205,538€265,238€282,113▲ 6.4%
Financial income75/76B-€2,658€5,354€16,304▲ 205%
Recurring financial income75-€2,658€5,354€16,304▲ 205%
Financial charges65/66B€121€624€855€1,021▲ 19.4%
Recurring financial charges65€121€624€855€1,021▲ 19.4%
Profit (loss) for the period before taxes9903€219,082€207,572€269,737€297,396▲ 10.3%
Income taxes67/77€70,185€68,315€87,982€102,704▲ 16.7%
Profit (loss) for the period9904€148,897€139,257€181,755€194,692▲ 7.1%
Profit (loss) for the period to be appropriated9905€148,897€139,257€181,755€194,692▲ 7.1%
Line2022202320242025Change
Assets
Total assets20/58€232,580€432,927€586,086€780,696▲ 33.2%
Fixed assets21/28€1,754€38,727€31,275€56,771▲ 81.5%
Tangible fixed assets22/27€1,754€38,727€31,275€56,771▲ 81.5%
Furniture and vehicles24€1,754€36,564€29,343€55,071▲ 87.7%
Other tangible fixed assets26-€2,163€1,932€1,700▼ 12.0%
Current assets29/58€230,826€394,200€554,811€723,925▲ 30.5%
Amounts receivable within one year40/41€8,789€70,034€35,856€98,730▲ 175%
Trade receivables40€8,350€63,077€33,022€76,140▲ 131%
Other amounts receivable41€439€6,957€2,834€22,590▲ 697%
Current investments50/53-€279,502€485,000€450,000▼ 7.2%
Cash at bank and in hand54/58€222,037€44,664€33,955€174,018▲ 412%
Deferred charges and accrued income490/1---€1,177-
Equity and liabilities
Total equity and liabilities10/49€232,580€432,927€586,086€780,696▲ 33.2%
Equity10/15€153,897€293,154€474,909€669,601▲ 41.0%
Contributions10/11€5,000€5,000€5,000€5,000=
Reserves13€148,897€288,154€469,909€664,601▲ 41.4%
Distributable reserves133€148,897€288,154€469,909€664,601▲ 41.4%
Amounts payable17/49€78,683€139,773€111,177€111,095▼ 0.1%
Amounts payable within one year42/48€78,683€139,773€111,177€111,095▼ 0.1%
Trade debts44€903€2,022-€4,436-
Suppliers440/4€903€2,022-€4,436-
Taxes, remuneration and social security45€70,185€137,751€87,982€106,659▲ 21.2%
Taxes450/3€70,185€137,751€87,982€106,659▲ 21.2%
Other amounts payable47/48€7,595-€23,195--
Line2022202320242025Change
Profit (loss) for the period9904€148,897€139,257€181,755€194,692▲ 7.1%
+ Depreciation and write-downs630€2,268€9,880€11,487€13,560▲ 18.0%
Operating cash flow (approximation)€151,165€149,137€193,242€208,252▲ 7.8%
Investment in fixed assets (approximation)--€46,853-€4,035-€39,056▼ 868%
Change in cash--€177,373-€10,709€140,063-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 11-08-2026 2026-00391650
31-12-2024 micro format 25-07-2025 2025-00305814
31-12-2023 micro format 02-08-2024 2024-00322369
31-12-2022 micro format 07-08-2023 2023-00316105

Similar companies · same sector, comparable size

Of the 82,290 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,876. 32,334 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

NaTECHSOLUTION was incorporated on 21 October 2021 as a private limited company.1 Total assets rose from €232,580 in 2022 to €780,696 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
11-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 11 days late
2025
31-12
Financial Highest result from 2022 to 2025net €194,692 ▲7.1%
Operating result €282,113, net result €194,692, both a record.
31-12
Financial Equity above €500,000equity €669,601 ▲41%
A profit in every financial year since 2022 builds equity to €669,601.
25-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
02-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 2 days late
2023
31-12
Financial Equity above €200,000equity €293,154 ▲90.5%
A profit in every financial year since 2022 builds equity to €293,154.
07-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded21-10-2021
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail philippe.warny@me.comWaterloo
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776364046
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
996 m²
Building footprint
148 m²
Building volume
1,066 m³
Parcel 25764N0690/00C000, Wallonia · tallest building 10.4 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Avenue du Centaure 6, 1410 Waterloo
Business and other management consultancy
since 2021unit no. 2.323.679.540
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25764N0690/00C000 Wallonia 996 m² 1 · 148 m² 10.4 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.