NatCoFisc
ActiveNatCoFisc has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €113k. Equity is growing by ~59.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 2.34 in 2024), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
27.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€281k▲ 66.9%
2024 · €169k
2023: €82k
2024: €169k
2023 → 2025
Total assets
€411k▲ 51.4%
2024 · €272k
2023: €159k
2024: €272k
2023 → 2025
Net result
€113k▲ 30.1%
2024 · €87k
2023: €79k
2024: €87k
2023 → 2025
Working capital
€210k▲ 115%
2024 · €98k
2023: €7k
2024: €98k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€82k-€169k▲ 106%€281k▲ 66.9%
Operating result€96k-€113k▲ 17.0%€148k▲ 31.2%
Net result€79k-€87k▲ 9.3%€113k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 31% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€121k▲ 20.2%
Current assets
€290k▲ 69.9%
Equity and liabilities €411k
Equity
€281k▲ 66.9%
Debt
€130k▲ 26.1%
The debt ratio falls from 37.9% to 31.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€185k▲
2024 · €140k
Cash flow
€150k▲
2024 · €115k
Solvency
68.4%▲
2024 · 62.1%
Current ratio
3.60▲
2024 · 2.34
Quick ratio
3.60▲
2024 · 2.34
Debt / equity
0.46▼
2024 · 0.61
ROE
40.1%▼
2024 · 51.4%
ROA
27.4%▼
2024 · 31.9%
Interest coverage
84.81▼
2024 · 113.41
Debt
€130k▲
2024 · €103k
Debt ≤ 1 year
€80k▲
2024 · €73k
Debt > 1 year
€49k▲
2024 · €30k
Income taxes
€34k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€411k▲
Fixed assets21/28€101k€121k▲
Tangible fixed assets22/27€101k€121k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€58k€92k▲
Leasing and similar rights25€37k€25k▼
Current assets29/58€171k€290k▲
Amounts receivable within one year40/41€92k€169k▲
Trade receivables40€2k€99k▲
Other amounts receivable41€90k€70k▼
Cash at bank and in hand54/58€75k€116k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€272k€411k▲
Equity10/15€169k€281k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€166k€279k▲
Amounts payable17/49€103k€130k▲
Amounts payable after more than one year17€30k€49k▲
Financial debts170/4€30k€49k▲
Amounts payable within one year42/48€73k€80k▲
Current portion of amounts payable after more than one year42€10k€19k▲
Trade debts44€8k€15k▲
Suppliers440/4€8k€15k▲
Taxes, remuneration and social security45€28k€46k▲
Taxes450/3€28k€46k▲
Other amounts payable47/48€26k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€37k▲
Other operating charges640/8€1k€687▼
Gross operating margin9900€141k€185k▲
Operating profit (loss)9901€113k€148k▲
Financial income75/76B€46€2k▲
Recurring financial income75€46€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€111k€147k▲
Income taxes67/77€25k€34k▲
Profit (loss) for the period9904€87k€113k▲
Profit (loss) for the period to be appropriated9905€87k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€279k▲
Profit (loss) brought forward from the previous period14P€79k€166k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €113k ▲30.1%
Operating result €148k, net result €113k, both a record.
30-06
Financial
Equity above €200kEq €281k ▲66.9%
3 profitable years in a row build equity to €281k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150kEq €169k ▲106%
2 profitable years in a row build equity to €169k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Jurgen Smekens
CurrentDirector · since 09-09-2024
09-09-2024
Appointed as Director
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Potterstraat(SP) 499170 Sint-Gillis-WaasGround area
2,285 m²
Building footprint
202 m²
Volume, LiDAR
377 m³
Parcel 46022B0191/00N000, Flanders · tallest building 6.4 m. Linked by address, not a title deed.
1 establishment unit
NatCoFisc
since 20212.320.935.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022B0191/00N000 | Flanders | 2,285 m² | 1 · 202 m² | 6.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACE-CONSULTING
BE 0866.280.769
Hasselt · Eq €281k
ATFICO
BE 0787.789.161
Schaarbeek · Eq €281k
FIDUCIAIRE DE FERRIERES
BE 0476.138.554
Liège · Eq €281k
BSA fiduciaire
BE 0460.494.830
Tournai · Eq €281k
Administratiekantoor - Dima
BE 0417.592.918
Aartselaar · Eq €281k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,088 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.