NaRRaN Analytics
ActiveNaRRaN Analytics has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €614k and a net result of €133k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +37 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+20
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 24.14 against 8.67 in 2024), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
12.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
14 d early
2023
49 d late
2022
31 d late
2021
51 d late
2020
38 d late
2019
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€614k▲ 27.7%
2024 · €481k
2018: €1.75M
2019: €1.70M
2020: €1.66M
2021: €1.62M
2022: €1.58M
2023: €1.54M
2024: €481k
2018 → 2025
Total assets
€1.07M▼ 21.5%
2024 · €1.36M
2018: €1.81M
2019: €1.75M
2020: €1.67M
2021: €1.66M
2022: €1.62M
2023: €1.54M
2024: €1.36M
2018 → 2025
Net result
€133k
2024 · €-56k
2018: €-79k
2019: €-43k
2020: €-47k
2021: €-35k
2022: €-42k
2023: €-42k
2024: €-56k
2018 → 2025
Working capital
€17k▼ 32.3%
2024 · €26k
2018: €-4k
2019: €11k
2020: €44k
2021: €47k
2022: €91k
2023: €134k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.62M-€1.58M▼ 2.6%€1.54M▼ 2.7%€481k▼ 68.7%€614k▲ 27.7%
Operating result€-34k-€-41k▼ 18.8%€-42k▼ 1.3%€-56k▼ 34.9%€133k
Net result€-35k-€-42k▼ 17.8%€-42k▼ 1.0%€-56k▼ 33.8%€133k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €133k after a loss of €56k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€1.05M▼ 21.1%
Current assets
€18k▼ 37.5%
Equity and liabilities €1.07M
Equity
€614k▲ 27.7%
Debt
€453k▼ 48.4%
The debt ratio falls from 64.6% to 42.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€214k▲
2024 · €30k
Cash flow
€214k▲
2024 · €29k
Solvency
57.5%▲
2024 · 35.4%
Current ratio
24.14▲
2024 · 8.67
Quick ratio
24.14▲
2024 · 8.67
Debt / equity
0.74▼
2024 · 1.83
ROE
21.7%▲
2024 · -11.7%
ROA
12.5%▲
2024 · -4.2%
Interest coverage
1343.21▲
2024 · 82.03
Debt
€453k▼
2024 · €878k
Debt ≤ 1 year
€755▼
2024 · €3k
Debt > 1 year
€448k▼
2024 · €870k
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.07M▼
Fixed assets21/28€1.33M€1.05M▼
Intangible fixed assets21€9k€7k▼
Tangible fixed assets22/27€1.32M€1.04M▼
Land and buildings22€1.27M€995k▼
Plant, machinery and equipment23-€6k
Furniture and vehicles24-€1k
Other tangible fixed assets26€46k€40k▼
Current assets29/58€29k€18k▼
Amounts receivable within one year40/41€3k€2k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€26k€16k▼
Deferred charges and accrued income490/1€210€90▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.07M▼
Equity10/15€481k€614k▲
Contributions10/11€613k€613k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-136k€-3k▲
Amounts payable17/49€878k€453k▼
Amounts payable after more than one year17€870k€448k▼
Financial debts170/4€870k€448k▼
Amounts payable within one year42/48€3k€755▼
Trade debts44€3k€755▼
Suppliers440/4€3k€755▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A-€178k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€81k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€36k€221k▲
Operating profit (loss)9901€-56k€133k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€364€160▼
Recurring financial charges65€364€160▼
Profit (loss) for the period before taxes9903€-56k€133k▲
Income taxes67/77€0€0▲
Profit (loss) for the period9904€-56k€133k▲
Profit (loss) for the period to be appropriated9905€-56k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-136k€-3k▲
Profit (loss) brought forward from the previous period14P€-80k€-136k▼
Transfer from equity791/2€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €133k
Net result €133k after 7 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 24.14
Current ratio from 8.67 to 24.14; short-term debt falls from €3k to €755.
31-12
Financial
Equity above €500kEq €614k ▲27.7%
Equity rises from €481k to €614k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Liquidity times 10current ratio 30.70
Current ratio from 3.22 to 30.70; short-term debt falls from €41k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 3.66
Current ratio from 1.27 to 3.66; short-term debt falls from €40k to €16k.
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 803080 TervurenGround area
4,905 m²
Building footprint
211 m²
Volume, LiDAR
1,650 m³
Parcel 24302F0104/00L000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Wakabaca
since 20062.152.743.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0104/00L000 | Flanders | 4,905 m² | 1 · 211 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LENZZENO
BE 0794.860.758
Zoersel · Eq €614k
LMC MANAGEMENT-IMMO
BE 0789.386.196
Theux · Eq €614k
IOLITE
BE 0758.906.323
Ukkel · Eq €614k
IF - INVEST
BE 0685.441.689
Pittem · Eq €614k
GEERTS
BE 0438.552.737
Brecht · Eq €614k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 32,782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.