Summary
NARJISSE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €48,199 and a net result of -€2,954. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 31% of 5587 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
18 d early
2023
20 d early
2022
24 d early
2021
32 d early
2020
25 d late
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€48,199▼ 5.8%
2024 · €51,152
Net result
-€2,954▼ 40.9%
2024 · -€2,096
Total assets
€158,786▲ 0.7%
2024 · €157,690
Solvency
30.4%▼ 2.1pp
2024 · 32.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,231▲ 60.9%€7,709€9,046▲ 17.3%€1,052▼ 88.4%€624▼ 40.7%
Net result-€5,708below the sector's middle half€3,880below the sector's middle half€5,106below the sector's middle half▲ 31.6%-€2,096below the sector's middle half-€2,954below the sector's middle half▼ 40.9%
Equity€44,262below the sector's middle half▼ 11.4%€48,143below the sector's middle half▲ 8.8%€53,249below the sector's middle half▲ 10.6%€51,152below the sector's middle half▼ 3.9%€48,199below the sector's middle half▼ 5.8%
Total assets€148,250below the sector's middle half▼ 5.4%€142,112below the sector's middle half▼ 4.1%€143,215below the sector's middle half▲ 0.8%€157,690below the sector's middle half▲ 10.1%€158,786below the sector's middle half▲ 0.7%
Debt€103,987▼ 2.6%€93,969▼ 9.6%€89,967▼ 4.3%€106,537▲ 18.4%€110,587▲ 3.8%
Working capital-€70,225within the sector's middle half▼ 68.5%-€79,513within the sector's middle half▼ 13.2%-€85,246within the sector's middle half▼ 7.2%-€87,342within the sector's middle half▼ 2.5%-€90,296within the sector's middle half▼ 3.4%
Solvency29.9%within the sector's middle half▼ 2.0pp33.9%within the sector's middle half▲ 4.0pp37.2%within the sector's middle half▲ 3.3pp32.4%within the sector's middle half▼ 4.7pp30.4%within the sector's middle half▼ 2.1pp
Current ratio0.08below the sector's middle half▼ 0.080.04below the sector's middle half▼ 0.040.05below the sector's middle half▲ 0.010.18below the sector's middle half▲ 0.130.18below the sector's middle half=
Return on assets (ROA)-3.9%below the sector's middle half▼ 4.1pp2.7%within the sector's middle half▲ 6.6pp3.6%within the sector's middle half▲ 0.8pp-1.3%below the sector's middle half▼ 4.9pp-1.9%below the sector's middle half▼ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158,786
Fixed assets
€138,495 =
Current assets
€20,291 ▲ 5.7%
Equity and liabilities €158,786
Equity
€48,199 ▼ 5.8%
Debt
€110,587 ▲ 3.8%
Debt's share of the balance-sheet total rises from 67.6% to 69.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-6.1%▼
2024 · -4.1%
Debt ≤ 1 year
€110,587▲
2024 · €106,537
Income taxes
€388▼
2024 · €1,844
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,667 | €3,379 | €0 | - | - | - |
| Other operating charges640/8 | €638 | €538 | €523 | €535 | €550 | ▲ 2.7% |
| Gross operating margin9900 | €5,073 | €11,626 | €9,569 | €1,587 | €1,174 | ▼ 26.0% |
| Operating profit (loss)9901 | -€2,231 | €7,709 | €9,046 | €1,052 | €624 | ▼ 40.7% |
| Financial income75/76B | - | - | €0 | €263 | €598 | ▲ 127% |
| Recurring financial income75 | - | - | €0 | €263 | €598 | ▲ 127% |
| Financial charges65/66B | €3,190 | €2,329 | €1,516 | €1,568 | €3,788 | ▲ 142% |
| Recurring financial charges65 | €3,190 | €2,329 | €1,516 | €1,568 | €3,788 | ▲ 142% |
| Profit (loss) for the period before taxes9903 | -€5,421 | €5,380 | €7,531 | -€253 | -€2,566 | ▼ 915% |
| Income taxes67/77 | €287 | €1,500 | €2,425 | €1,844 | €388 | ▼ 79.0% |
| Profit (loss) for the period9904 | -€5,708 | €3,880 | €5,106 | -€2,096 | -€2,954 | ▼ 40.9% |
| Profit (loss) for the period to be appropriated9905 | -€5,708 | €3,880 | €5,106 | -€2,096 | -€2,954 | ▼ 40.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148,250 | €142,112 | €143,215 | €157,690 | €158,786 | ▲ 0.7% |
| Fixed assets21/28 | €141,874 | €138,495 | €138,495 | €138,495 | €138,495 | = |
| Tangible fixed assets22/27 | €3,379 | €0 | - | - | - | - |
| Furniture and vehicles24 | €3,379 | €0 | - | - | - | - |
| Financial fixed assets28 | €138,495 | €138,495 | €138,495 | €138,495 | €138,495 | = |
| Current assets29/58 | €6,376 | €3,617 | €4,721 | €19,195 | €20,291 | ▲ 5.7% |
| Amounts receivable within one year40/41 | €1,948 | €563 | €2,877 | €18,026 | €19,041 | ▲ 5.6% |
| Trade receivables40 | €50 | €563 | €301 | €0 | - | - |
| Other amounts receivable41 | €1,898 | €0 | €2,575 | €18,026 | €19,041 | ▲ 5.6% |
| Cash at bank and in hand54/58 | €3,309 | €1,878 | €692 | €25 | €81 | ▲ 221% |
| Deferred charges and accrued income490/1 | €1,119 | €1,176 | €1,152 | €1,144 | €1,170 | ▲ 2.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148,250 | €142,112 | €143,215 | €157,690 | €158,786 | ▲ 0.7% |
| Equity10/15 | €44,262 | €48,143 | €53,249 | €51,152 | €48,199 | ▼ 5.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €43,770 | €43,770 | €47,049 | €47,049 | €47,049 | = |
| Non-distributable reserves130/1 | €1,400 | €1,400 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,400 | €1,400 | €0 | - | - | - |
| Distributable reserves133 | €42,370 | €42,370 | €47,049 | €47,049 | €47,049 | = |
| Profit (loss) carried forward14 | -€5,708 | -€1,827 | €0 | -€2,096 | -€5,050 | ▼ 141% |
| Amounts payable17/49 | €103,987 | €93,969 | €89,967 | €106,537 | €110,587 | ▲ 3.8% |
| Amounts payable after more than one year17 | €27,283 | €10,839 | €0 | - | - | - |
| Financial debts170/4 | €27,283 | €10,839 | €0 | - | - | - |
| Amounts payable within one year42/48 | €76,601 | €83,130 | €89,967 | €106,537 | €110,587 | ▲ 3.8% |
| Current portion of amounts payable after more than one year42 | €29,519 | €16,444 | €10,839 | €0 | - | - |
| Financial debts43 | - | - | - | €25 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €25 | €0 | ▼ 100% |
| Trade debts44 | €454 | €713 | €270 | €273 | €340 | ▲ 24.5% |
| Suppliers440/4 | €454 | €713 | €270 | €273 | €340 | ▲ 24.5% |
| Taxes, remuneration and social security45 | €5,562 | €4,715 | €2,936 | €1,012 | €2,573 | ▲ 154% |
| Taxes450/3 | €5,562 | €4,715 | €2,936 | €1,012 | €2,573 | ▲ 154% |
| Other amounts payable47/48 | €41,066 | €61,258 | €75,921 | €105,227 | €107,674 | ▲ 2.3% |
| Accrued charges and deferred income492/3 | €104 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,708 | €3,880 | €5,106 | -€2,096 | -€2,954 | ▼ 40.9% |
| + Depreciation and write-downs630 | €6,667 | €3,379 | €0 | - | - | - |
| Operating cash flow (approximation) | €959 | €7,259 | €5,106 | -€2,096 | -€2,954 | ▼ 40.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,431 | -€1,186 | -€666 | €56 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €3,880
Net result €3,880 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet -€5,708
Net result drops to -€5,708, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €23,774 ▲12.3%
Net result €23,774, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Ground area
158 m²
Building footprint
148 m²
Volume, LiDAR
362 m³
Parcel 12025C0643/00K000, Flanders · tallest building 18.8 m. Linked by address, not a title deed.
1 establishment unit
NARJISSE
since 20172.264.210.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0643/00K000 | Flanders | 158 m² | 1 · 148 m² | 18.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
98.92%
According to the 2025 annual accounts of NARJISSE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 10,340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0675564616
Registered
22-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.