Narayan Consulting
Open bankruptcyA bankruptcy procedure is open for Narayan Consulting according to publications in the Belgian State Gazette; curator: SYLVIA LAGROU.
Summary
The 2022 annual accounts show equity of €86,288 and a net result of €19,044.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 24 December 2025
- Supervising judge
- Olivier Schoenmaeckers
- Official Gazette
- 31-12-2025 (pdf) ↗search the document for 2025/155190
Deadlines
- Provisional date payments stopped
- 24 December 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 15 January 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 23 January 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 20 February 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 24 December 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Sylvia LagrouFrankrijklei 115, 2000 Antwerpen 1sylvia.lagrou@stradalegale.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-10-2023, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
64 d late
2021
12 d late
2020
11 d late
2019
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€86,288▲ 28.3%
2021 · €67,244
Total assets
€107,649▲ 34.4%
2021 · €80,083
Net result
€19,044▲ 273%
2021 · €5,101
Working capital
€86,288▲ 28.3%
2021 · €67,244
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€27,148--€27,148=€16,829€3,199▼ 81.0%€22,325▲ 598%
Net result-€22,030--€22,030=€19,307€5,101▼ 73.6%€19,044▲ 273%
Equity€59,654-€56,931▼ 4.6%€62,144▲ 9.2%€67,244▲ 8.2%€86,288▲ 28.3%
Total assets€82,240-€67,388▼ 18.1%€73,447▲ 9.0%€80,083▲ 9.0%€107,649▲ 34.4%
Debt€22,586-€10,456▼ 53.7%€11,303▲ 8.1%€12,839▲ 13.6%€21,361▲ 66.4%
Working capital€59,654-€56,931▼ 4.6%€62,144▲ 9.2%€67,244▲ 8.2%€86,288▲ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 598% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €107,649
Equity
€86,288 ▲ 28.3%
Debt
€21,361 ▲ 66.4%
Debt's share of the balance-sheet total rises from 16.0% to 19.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
5.04▼
2021 · 6.24
Debt to equity
0.25▲
2021 · 0.19
ROE
22.1%▲
2021 · 7.6%
ROA
17.7%▲
2021 · 6.4%
Debt ≤ 1 year
€21,361▲
2021 · €12,839
Income taxes
€6,966▲
2021 · €2,475
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | €0 | €0 | - | - | - |
| Other operating charges640/8 | - | - | - | €550 | €552 | ▲ 0.4% |
| Gross operating margin9900 | -€26,978 | -€26,978 | €17,025 | €3,748 | €22,877 | ▲ 510% |
| Operating profit (loss)9901 | -€27,148 | -€27,148 | €16,829 | €3,199 | €22,325 | ▲ 598% |
| Financial income75/76B | - | - | - | €4,546 | €5,251 | ▲ 15.5% |
| Recurring financial income75 | €6,047 | €5,124 | €6,590 | €4,546 | €5,251 | ▲ 15.5% |
| Financial charges65/66B | - | - | - | €169 | €1,567 | ▲ 827% |
| Recurring financial charges65 | €150 | €225 | €419 | €169 | €1,567 | ▲ 827% |
| Profit (loss) for the period before taxes9903 | -€22,030 | -€22,030 | €20,586 | €7,575 | €26,010 | ▲ 243% |
| Income taxes67/77 | €1,776 | €1,278 | €1,974 | €2,475 | €6,966 | ▲ 181% |
| Profit (loss) for the period9904 | -€22,030 | -€22,030 | €19,307 | €5,101 | €19,044 | ▲ 273% |
| Profit (loss) for the period to be appropriated9905 | -€22,030 | -€22,030 | €19,307 | €5,101 | €19,044 | ▲ 273% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €82,240 | €67,388 | €73,447 | €80,083 | €107,649 | ▲ 34.4% |
| Formation expenses20 | €0 | €0 | €0 | - | - | - |
| Intangible fixed assets21 | €0 | €0 | €0 | - | - | - |
| Financial fixed assets28 | €0 | €0 | €0 | - | - | - |
| Current assets29/58 | €82,240 | €67,388 | €73,447 | €80,083 | €107,649 | ▲ 34.4% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €80,246 | €67,217 | €69,906 | €73,596 | €85,624 | ▲ 16.3% |
| Trade receivables40 | - | - | - | - | €7,800 | - |
| Other amounts receivable41 | - | - | - | €73,596 | €77,824 | ▲ 5.7% |
| Current investments50/53 | €0 | €0 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €1,993 | €170 | €3,541 | €6,488 | €22,026 | ▲ 240% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €82,240 | €67,388 | €73,447 | €80,083 | €107,649 | ▲ 34.4% |
| Equity10/15 | €59,654 | €56,931 | €62,144 | €67,244 | €86,288 | ▲ 28.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Other1319 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €51,594 | €51,594 | €54,084 | €59,184 | €78,228 | ▲ 32.2% |
| Amounts payable17/49 | €22,586 | €10,456 | €11,303 | €12,839 | €21,361 | ▲ 66.4% |
| Amounts payable within one year42/48 | €22,586 | €10,456 | €11,303 | €12,839 | €21,361 | ▲ 66.4% |
| Trade debts44 | €13,289 | €9,386 | €9,386 | €10,364 | €14,395 | ▲ 38.9% |
| Suppliers440/4 | - | - | - | €10,364 | €14,395 | ▲ 38.9% |
| Taxes, remuneration and social security45 | - | - | - | €2,475 | €6,966 | ▲ 181% |
| Taxes450/3 | - | - | - | €2,475 | €6,966 | ▲ 181% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,030 | -€22,030 | €19,307 | €5,101 | €19,044 | ▲ 273% |
| + Depreciation and write-downs630 | €0 | €0 | €0 | - | - | - |
| Operating cash flow (approximation) | -€22,030 | -€22,030 | €19,307 | €5,101 | €19,044 | ▲ 273% |
| Change in cash | - | -€1,823 | €3,371 | €2,947 | €15,538 | ▲ 427% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 24-12-2025
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €19,307
Net result €19,307 after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
29-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 90 days late
22-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 418 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Ground area
81 m²
Building footprint
71 m²
Volume, LiDAR
916 m³
Parcel 11810K1543/00M034, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Narayan Consulting
since 20082.177.453.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00M034 | Flanders | 81 m² | 1 · 71 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SYLVIA LAGROU FRANKRIJKLEI 115,
2000 ANTWERPEN 1 |
24-12-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-12-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.