NAPERO
ActiveNAPERO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €162k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+43
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.81 in 2024), but 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
31.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
118 d late
2023
13 d late
2022
81 d late
2021
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 915%
2024 · €18k
2021: €-34k
2022: €-70k
2023: €-37k
2024: €18k
2021 → 2025
Total assets
€519k▲ 58.7%
2024 · €327k
2021: €83k
2022: €69k
2023: €80k
2024: €327k
2021 → 2025
Net result
€162k▲ 198%
2024 · €54k
2021: €-35k
2022: €-36k
2023: €33k
2024: €54k
2021 → 2025
Working capital
€268k▲ 86.3%
2024 · €144k
2021: €-67k
2022: €-104k
2023: €-17k
2024: €144k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-34k-€-70k▼ 106%€-37k▲ 47.3%€18k€180k▲ 915%
Operating result€-33k-€-34k▼ 2.9%€44k€66k▲ 48.6%€211k▲ 220%
Net result€-35k-€-36k▼ 2.7%€33k€54k▲ 65.2%€162k▲ 198%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 220% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€8k▲ 49.1%
Current assets
€511k▲ 58.9%
Equity and liabilities €519k
Equity
€180k▲ 915%
Debt
€339k▲ 9.7%
The debt ratio falls from 94.6% to 65.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€214k▲
2024 · €68k
Cash flow
€165k▲
2024 · €56k
Solvency
34.7%▲
2024 · 5.4%
Current ratio
2.10▲
2024 · 1.81
Quick ratio
2.10▲
2024 · 1.81
Debt / equity
1.89▼
2024 · 17.44
ROE
90.1%▼
2024 · 306.5%
ROA
31.2%▲
2024 · 16.6%
Interest coverage
28.35▲
2024 · 15.63
Debt
€339k▲
2024 · €309k
Debt ≤ 1 year
€243k▲
2024 · €178k
Debt > 1 year
€96k▼
2024 · €131k
Income taxes
€57k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€327k€519k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€6k€8k▲
Furniture and vehicles24€6k€8k▲
Financial fixed assets28€0-
Current assets29/58€322k€511k▲
Amounts receivable after more than one year29€255k€271k▲
Other amounts receivable291€255k€271k▲
Amounts receivable within one year40/41€2k€175k▲
Trade receivables40€2k€149k▲
Other amounts receivable41-€26k
Cash at bank and in hand54/58€63k€64k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€327k€519k▲
Equity10/15€18k€180k▲
Contributions10/11€1k€1k=
Reserves13€17k€179k▲
Distributable reserves133€17k€179k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€309k€339k▲
Amounts payable after more than one year17€131k€96k▼
Financial debts170/4€131k€96k▼
Amounts payable within one year42/48€178k€243k▲
Current portion of amounts payable after more than one year42€36k€39k▲
Trade debts44€27k€27k=
Suppliers440/4€27k€27k=
Taxes, remuneration and social security45€25k€107k▲
Taxes450/3€25k€107k▲
Other amounts payable47/48€90k€70k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A€696-
Gross operating margin9900€71k€218k▲
Operating profit (loss)9901€66k€211k▲
Financial income75/76B€6k€16k▲
Recurring financial income75€6k€16k▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€67k€219k▲
Income taxes67/77€13k€57k▲
Profit (loss) for the period9904€54k€162k▲
Profit (loss) for the period to be appropriated9905€54k€162k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€162k▲
Profit (loss) brought forward from the previous period14P€-38k-
Transfer to equity691/2€17k€162k▲
To other reserves6921€17k€162k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
11-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
31-12
Financial
Highest result since 2021net €162k ▲198%
Operating result €211k, net result €162k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲915%
3 profitable years in a row build equity to €180k.
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.82 to 1.81.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 81 days late
2022
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langvenstraat 133582 BeringenGround area
1,827 m²
Building footprint
237 m²
Volume, LiDAR
1,505 m³
Parcel 71029B1425/00T000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Napero
since 20212.309.916.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1425/00T000 | Flanders | 1,827 m² | 1 · 237 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
82990Other business support services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.