Financials
- Fiscal year
- 2025
- Total assets
- €18,695
- Loss
- -€4,134
- Solvency
- -11.4%
NAO CAB
ActiveSummary
The computed 12-month bankruptcy probability of NAO CAB is 5.9% (elevated). The 2025 annual accounts show negative equity (-€2,134) and a net result of -€4,134. Its solvency ranks better than 13% of 5080 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330
1 site
Size
€18,695total assets 2025
- Equity
- -€2,134
- Loss
- -€4,134
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 33- Sector Land transport and transport via pipelines (NACE 49)- Liquidity: current ratio 0.03, cash €6- Founded in 2025- Latest accounts 31 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 6% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
14
equity -11.4% of total assets
Liquidity
0
short-term debt 111.4% · cash 0.0%
Profitability
0
return on assets -22.1%
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Land transport and transport via pipelines (NACE 49) raises the probability
- Liquidity: current ratio 0.03, cash €6 raises the probability
- Founded in 2025 raises the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.03; short-term debt: 111.4% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 11%, liquidity 1%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330
- Founded
- 23-09-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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