NANZA
ActiveNANZA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €45k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+4
Solvency49▲+7
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.13 in 2024), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
6.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
31 d late
2022
25 d late
2021
16 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€262k▲ 19.2%
2024 · €220k
2020: €50k
2021: €100k
2022: €144k
2023: €186k
2024: €220k
2020 → 2025
Total assets
€675k▲ 3.7%
2024 · €651k
2020: €80k
2021: €323k
2022: €675k
2023: €658k
2024: €651k
2020 → 2025
Net result
€45k▲ 24.5%
2024 · €37k
2020: €43k
2021: €52k
2022: €45k
2023: €45k
2024: €37k
2020 → 2025
Working capital
€-305k▲ 18.6%
2024 · €-374k
2020: €50k
2021: €-168k
2022: €-496k
2023: €-427k
2024: €-374k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€144k▲ 43.6%€186k▲ 29.7%€220k▲ 17.9%€262k▲ 19.2%
Operating result€70k-€65k▼ 6.4%€79k▲ 20.8%€68k▼ 13.8%€73k▲ 7.8%
Net result€52k-€45k▼ 13.3%€45k▼ 0.4%€37k▼ 19.0%€45k▲ 24.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €675k
Fixed assets
€569k▼ 4.4%
Current assets
€106k▲ 90.3%
Equity and liabilities €675k
Equity
€262k▲ 19.2%
Debt
€413k▼ 4.2%
The debt ratio falls from 66.2% to 61.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€100k▲
2024 · €94k
Cash flow
€72k▲
2024 · €62k
Solvency
38.8%▲
2024 · 33.8%
Current ratio
0.26▲
2024 · 0.13
Quick ratio
0.26▲
2024 · 0.13
Debt / equity
1.58▼
2024 · 1.96
ROE
17.3%▲
2024 · 16.6%
ROA
6.7%▲
2024 · 5.6%
Interest coverage
6.90▲
2024 · 4.56
Debt
€413k▼
2024 · €431k
Debt ≤ 1 year
€411k▼
2024 · €430k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€675k▲
Fixed assets21/28€595k€569k▼
Tangible fixed assets22/27€595k€569k▼
Land and buildings22€595k€568k▼
Furniture and vehicles24-€1k
Current assets29/58€56k€106k▲
Amounts receivable within one year40/41€30k€64k▲
Trade receivables40€30k€64k▲
Cash at bank and in hand54/58€25k€42k▲
Deferred charges and accrued income490/1€423€459▲
Equity and liabilities
Total equity and liabilities10/49€651k€675k▲
Equity10/15€220k€262k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€212k€255k▲
Amounts payable17/49€431k€413k▼
Amounts payable within one year42/48€430k€411k▼
Financial debts43€370k€350k▼
Credit institutions430/8€370k€350k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€13k€18k▲
Taxes450/3€13k€17k▲
Remuneration and social security454/9-€908
Other amounts payable47/48€41k€42k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Other operating charges640/8€2k€830▼
Gross operating margin9900€96k€100k▲
Operating profit (loss)9901€68k€73k▲
Financial income75/76B€6€68▲
Recurring financial income75€6€68▲
Financial charges65/66B€21k€14k▼
Recurring financial charges65€21k€14k▼
Profit (loss) for the period before taxes9903€47k€59k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€37k€45k▲
Profit (loss) for the period to be appropriated9905€37k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€215k€258k▲
Profit (loss) brought forward from the previous period14P€179k€212k▲
Profit to be distributed694/7€3k€3k=
Return on contributions (dividend)694€3k€3k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €37k ▼19%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €220k ▲17.9%
5 profitable years in a row build equity to €220k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Equity above €150kEq €186k ▲29.7%
4 profitable years in a row build equity to €186k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
31-12
Financial
Highest result since 2020net €52k ▲21.8%
Net result €52k, the highest in the series.
31-12
Financial
Equity above €100kEq €100k ▲102%
2 profitable years in a row build equity to €100k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Lambertusstraat 103001 LeuvenGround area
156 m²
Building footprint
85 m²
Volume, LiDAR
741 m³
Parcel 24434F0286/00T010, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nanza
since 20192.296.508.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0286/00T010 | Flanders | 156 m² | 1 · 85 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UMEDIA
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Top Tier Access Partners
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XERES
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 38,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.