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Nanouche and Co

Active Public limited companyfounded 1985active for 41 yearsRoute de la Marache 4, 1380 LasneKBO/BCE: BE 0427.698.041 #1 oldest company in Lasne, Accommodation and food service sector

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €486,049 (2025)
€486,049▲ 16.3%
lowest -€113,710 (2022)
€5,177▲ €16,067
peak €161,454 (2021)
€61,698▲ 9.2%
€174,059▼ 11.9%
peak 9.7 FTE (2025)
9.7 FTE▲ 2.1%
Board4 names since 2021
2 directorsGwenaëlle Biccai and 1 other
Documentsfilings and deeds
16-06-202645 days before the deadline
2025financial year
Gross margin from €418,105 to €486,049Back to profit: €5,177

Key points

from the 2025 annual accounts

Equity

€61,698 from €161,454 in 2021

Equity fell by 62% in 4 years.

Debts

€174,059 74% of the balance sheet
Financial debts 10%Suppliers 37%Taxes and wages 22%Other 30%

Of this, €155,865 falls due within a year.

Staff

9 employees on 31-12-2025
11720211115202217152024782025

In 2025, 7 people joined and 8 left.

Checked score

70
Healthy
Financially stronger than 42% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 1.2%▲ +0.9 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026highest value 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.7 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026

Financial strength
Average

51+4equity 26.2% of total assets
39+2short-term debt 66.1% · cash 19.2%
47+18return on assets 2.2%

Score breakdown

raises risk
Sector: Food and beverage service activities (NACE 56)
Size: 9.7 FTE, total assets €235,757
lowers risk
Founded in 1985
Liquidity: current ratio 0.81, cash €45,166
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 47% of them on solvency, 34% on liquidity, 34% on profitability and 55% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,984 companies had the same profile as Nanouche and Co has now. Each dot stands for 10 companies, two years later.

96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Nanouche and Co itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,984 companies, not a prediction for Nanouche and Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.81 (0.88 in 2024), below 1. Short-term debt is 66.1% and cash 19.2% of total assets. 73.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 9.7 FTE, total assets €235,757
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.81, cash €45,166
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
35 days early
2023
50 days early
2022
69 days early
2021
51 days early
2020
51 days early
2019
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SC
Managing director
GB
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0427698041
Reappointment: Sébastien Cailleton (managing director and day-to-day manager) General meeting of 11-05-2021 · Gazette deed
1 director appointed, 2 resignations Resignations: NANOUCHE IMMO and Hubert Cailleton · Appointment: Gwenaëlle Biccai · General meeting of 11-05-2021 · Gazette deed
New establishment in Lasne Place Communale 11
All 52 events

Comparable companies

same main activity, similar in size and age
Company
Nanouche and Co Lasne €235,757 €486,049 26.2% 9.7
LES HALLES Gembloux €252,401 €569,814 44.4% 10.4
DE DRIJ LINDEKENS Schilde €245,200 €430,261 61.2% 11.4
PEGIBE Ellezelles €282,698 €425,986 -7.4% 9.2
KRUYSLAND Jette €208,463 €448,960 22.1% 10.9
FIM ADVICE Ternat €241,043 €478,496 39.5% 8.6
WIMAR Hasselt €272,823 €495,350 32.6% 10.6

These companies have the same main activity as Nanouche and Co: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €208,000 and €283,000, founded between 1976 and 1993.

Official details

Source: KBO
Status
Active since 09-08-1985Normal situation
Activity
Full-service restaurantsNACE 56111and 1 other
Joint committee
302Hotels and catering · annual accounts 2025
Establishment units
2.041.730.0361380 Lasne, since 18-01-1989
2.275.014.9371380 Lasne, since 01-04-2018
Financial year end
31 December
Peppol
Reachable since 05-12-2025
Company details

Annual accounts 2025

≈ €1.1mestimated
€235,757▼ 7.2%
Employeeson 31-12-2025
9▼ 10.0%
Filing
Filed on 16-06-2026, 45 days before the end of the filing period
Financials

Insights on Nanouche and Co

Nanouche and Co has existed since 1985. The present size dates from 2023. The gross margin rose that year from €169,499 to €340,344.

The gross margin has grown every year since.

In June 2022, the Official Gazette published the appointment of Sébastien Cailleton as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Nanouche and Co

What is the company number of Nanouche and Co?
The company number of Nanouche and Co is 0427.698.041. The VAT number is the same number with BE in front: BE 0427.698.041.
Where is Nanouche and Co based?
The registered office is at Route de la Marache 4, 1380 Lasne.Company details
What does Nanouche and Co do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of Nanouche and Co?
Nanouche and Co is a public limited company (NV).
When was Nanouche and Co founded?
Nanouche and Co was founded on 09-08-1985.
Is Nanouche and Co still active?
Yes, Nanouche and Co is an active enterprise in the KBO register.
How many employees does Nanouche and Co have?
Nanouche and Co had an average of 9.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Nanouche and Co fall under?
In its 2025 annual accounts, Nanouche and Co states joint committee 302 (Hotels and catering).
What is the turnover of Nanouche and Co?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €486,049 and 42 comparable companies (NACE 56111). It probably lies between €1.1m and €1.6m.
Is Nanouche and Co profitable?
In financial year 2025, Nanouche and Co made a profit of €5,177.
Where can I find the annual accounts of Nanouche and Co?
Nanouche and Co filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Nanouche and Co due?
Nanouche and Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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