NANOTEC
ActiveNANOTEC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €-23k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-21
Solvency43▼-20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.62 in 2024; short-term debt: 42.9% and cash: 5.8% of total assets), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1030 sector peers (2025).
NBB · sector comparisonPosition among 1030 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
66 d early
2023
43 d early
2022
53 d early
2021
52 d early
2020
45 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€290k▼ 44.4%
2024 · €522k
2018: €284k
2019: €321k
2020: €339k
2021: €397k
2022: €417k
2023: €442k
2024: €522k
2018 → 2025
Total assets
€1.63M▲ 18.3%
2024 · €1.38M
2018: €690k
2019: €875k
2020: €992k
2021: €1.07M
2022: €1.13M
2023: €1.05M
2024: €1.38M
2018 → 2025
Net result
€-23k
2024 · €127k
2018: €111k
2019: €37k
2020: €18k
2021: €58k
2022: €133k
2023: €56k
2024: €127k
2018 → 2025
Working capital
€-91k
2024 · €301k
2018: €134k
2019: €172k
2020: €181k
2021: €230k
2022: €194k
2023: €225k
2024: €301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€397k-€417k▲ 5.0%€442k▲ 6.1%€522k▲ 17.9%€290k▼ 44.4%
Operating result€82k-€211k▲ 156%€93k▼ 56.1%€205k▲ 121%€353▼ 99.8%
Net result€58k-€133k▲ 129%€56k▼ 58.1%€127k▲ 129%€-23k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€1.02M▲ 74.2%
Current assets
€607k▼ 23.2%
Equity and liabilities €1.63M
Equity
€290k▼ 44.4%
Debt
€1.34M▲ 56.5%
The debt ratio rises from 62.1% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€135k▼
2024 · €292k
Cash flow
€112k▼
2024 · €214k
Solvency
17.8%▼
2024 · 37.9%
Current ratio
0.87▼
2024 · 1.62
Quick ratio
0.78▼
2024 · 1.50
Debt / equity
4.62▲
2024 · 1.64
ROE
-8.0%▼
2024 · 24.4%
ROA
-1.4%▼
2024 · 9.3%
Interest coverage
5.02▼
2024 · 16.55
Debt
€1.34M▲
2024 · €854k
Debt ≤ 1 year
€699k▲
2024 · €489k
Debt > 1 year
€630k▲
2024 · €320k
Income taxes
€273▼
2024 · €60k
Staff costs
€60
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.63M▲
Fixed assets21/28€586k€1.02M▲
Tangible fixed assets22/27€586k€1.02M▲
Land and buildings22€396k€783k▲
Plant, machinery and equipment23€76k€111k▲
Furniture and vehicles24€65k€54k▼
Leasing and similar rights25€13k€40k▲
Other tangible fixed assets26€35k€31k▼
Current assets29/58€791k€607k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Stocks and contracts in progress3€58k€60k▲
Stocks30/36€58k€60k▲
Amounts receivable within one year40/41€238k€290k▲
Trade receivables40€238k€261k▲
Other amounts receivable41€157€29k▲
Cash at bank and in hand54/58€253k€95k▼
Deferred charges and accrued income490/1€91k€13k▼
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.63M▲
Equity10/15€522k€290k▼
Contributions10/11€6k€6k=
Reserves13€515k€307k▼
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€514k€305k▼
Profit (loss) carried forward14-€-23k
Amounts payable17/49€854k€1.34M▲
Amounts payable after more than one year17€320k€630k▲
Financial debts170/4€320k€630k▲
Amounts payable within one year42/48€489k€699k▲
Current portion of amounts payable after more than one year42€79k€97k▲
Financial debts43€120k€187k▲
Credit institutions430/8€120k€187k▲
Trade debts44€188k€131k▼
Suppliers440/4€188k€131k▼
Taxes, remuneration and social security45€65k€73k▲
Taxes450/3€65k€66k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€37k€211k▲
Accrued charges and deferred income492/3€45k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€31k-
Remuneration, social security and pensions62-€60
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€135k▲
Other operating charges640/8€7k€21k▲
Non-recurring operating charges66A€30€498▲
Gross operating margin9900€298k€156k▼
Operating profit (loss)9901€205k€353▼
Financial income75/76B€384€4k▲
Recurring financial income75€384€4k▲
Financial charges65/66B€18k€27k▲
Recurring financial charges65€18k€27k▲
Profit (loss) for the period before taxes9903€188k€-23k▼
Income taxes67/77€60k€273▼
Profit (loss) for the period9904€127k€-23k▼
Profit (loss) for the period to be appropriated9905€127k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€-23k▼
Transfer from equity791/2€55k€209k▲
Transfer to equity691/2€135k-
To other reserves6921€135k-
Profit to be distributed694/7€48k€209k▲
Return on contributions (dividend)694€48k€209k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼118%
Net result drops to €-23k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €522k ▲17.9%
7 profitable years in a row build equity to €522k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €133k ▲129%
Operating result €211k, net result €133k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 4 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoenstraat 119140 TemseGround area
6,120 m²
Building footprint
738 m²
Volume, LiDAR
5,440 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
nanotec bvba
since 20152.251.304.969
Nanotec
since 20202.323.297.280
Nanotec
since 20232.358.496.897
Nanotec
since 20252.374.563.661
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0464/00K000 | Flanders | 4,377 m² | 1 · 621 m² | 11.7 m · 3 fl. |
| 42023B1246/00H000 | Flanders | 1,743 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 878 EUR awarded · 878 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 878 EUR | 878 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Ateliers BERGENHUIZEN
BE 0429.628.935
Charleroi · Eq €290k
VAN NUFFEL JOEL
BE 0821.043.731
Heist-op-den-Berg · Eq €290k
JAN GODDEERIS
BE 0461.964.676
Roeselare · Eq €290k
Arco Construct
BE 0734.426.194
Wevelgem · Eq €289k
TILKIN CONCEPT
BE 0434.333.138
Herve · Eq €291k
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 1,650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.