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NannyML

Active
Public limited companyfounded 20206 yrs activeInterleuvenlaan 62, 3001 Leuven, BelgiumKBO/BCE: BE 0745.522.501
Summary

NannyML has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €515,451 and a net result of €557,379. Equity is shrinking by ~88.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 68% of 55 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+100
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 0.24 in 2024; short-term debt: 22.1% and cash: 17.5% of total assets), and 22.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
77.9%
Return on assets
84.2%
Age of the figures
6 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-09-2026, 59 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
59 d early
2024
7 d early
2023
2 d early
2022
45 d late
2021
58 d late
2020
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NannyML was incorporated on 19 March 2020 as a Public limited company.1 Total assets fell from EUR 1 million in 2020 to EUR 661,700 in 2026 and headcount from 1 full-time equivalents in 2021 to 1 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020, 2021 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€515,451
2024 · -€1.7m
Total assets
€661,700▲ 724%
2024 · €80,283
Net result
€557,379
2024 · -€745,615
Working capital
€507,421
2024 · -€130,210
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242026
Operating result-€588,959▼ 1,322%-€829,348▼ 40.8%-€536,883▲ 35.3%-€728,473▼ 35.7%€558,757-
Net result-€589,683below the sector's middle half▼ 1,317%-€830,947below the sector's middle half▼ 40.9%-€542,079below the sector's middle half▲ 34.8%-€745,615below the sector's middle half▼ 37.5%€557,379-
Equity€431,713above the sector's middle half▼ 57.7%-€399,234below the sector's middle half-€941,314below the sector's middle half▼ 136%-€1.7mbelow the sector's middle half▼ 79.2%€515,451-
Total assets€529,183above the sector's middle half▼ 49.4%€278,576within the sector's middle half▼ 47.4%€387,631above the sector's middle half▲ 39.1%€80,283within the sector's middle half▼ 79.3%€661,700-
Debt€97,470▲ 306%€677,811▲ 595%€1.3m▲ 96.1%€1.8m▲ 33.0%€146,250-
Working capital€334,212above the sector's middle half▼ 63.9%€173,857above the sector's middle half▼ 48.0%€305,546above the sector's middle half▲ 75.7%-€130,210below the sector's middle half€507,421-
Solvency81.6%above the sector's middle half▼ 16.1pp-143.3%below the sector's middle half▼ 224.9pp-242.8%below the sector's middle half▼ 99.5pp77.9%-
Current ratio4.43within the sector's middle half▼ 35.087.27above the sector's middle half▲ 2.8410.66above the sector's middle half▲ 3.380.24below the sector's middle half▼ 10.414.48-
Return on assets (ROA)-111.4%below the sector's middle half▼ 107.5pp-298.3%below the sector's middle half▼ 186.9pp-139.8%below the sector's middle half▲ 158.4pp-928.7%below the sector's middle half▼ 788.9pp84.2%-
Staff (FTE)11=1=1.6▲ 60.0%1-
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1.0m-€500,000€0€500,000Operating result 2021: -€588,959-€588,959Net result 2021: -€589,683-€589,683Operating result 2022: -€829,348-€829,348Net result 2022: -€830,947-€830,947Operating result 2023: -€536,883-€536,883Net result 2023: -€542,079-€542,079Operating result 2024: -€728,473-€728,473Net result 2024: -€745,615-€745,615Operating result 2026: €558,757€558,757Net result 2026: €557,379€557,37920212022202320242026-€1m-€500,000€0€500,000Operating result 2023: -€536,883-€537,000Net result 2023: -€542,079-€542,000Operating result 2024: -€728,473-€728,000Net result 2024: -€745,615-€746,000Operating result 2026: €558,757€559,000Net result 2026: €557,379€557,000202320242026
The operating result is €558,757 in 2026, compared with -€728,473 in 2024. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2026 in colour, 2024 as the grey bar beneath
Assets €661,700
Fixed assets €8,368 ▼ 71.2%
Current assets €653,333 ▲ 1,470%
Equity and liabilities €661,700
Equity €515,451
Debt €146,250
Debt finances 22.1% of the balance-sheet total.
Key figures and ratios
2026 value · change against 2024
EBITDA
€585,064▲
2024 · -€698,148
Cash flow
€583,686▲
2024 · -€715,290
Debt to equity
0.28▲
2024 · -1.05
ROE
108.1%
Interest coverage
130.61▲
2024 · -217.58
Debt ≤ 1 year
€145,912▼
2024 · €171,818
Income taxes
€223▼
2024 · €14,279
Staff costs
€17,539▼
2024 · €100,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2024 · 44 lines
Balance sheet Code20242026
Assets
Total assets20/58€80,283€661,700▲
Formation expenses20€9,598€0▼
Fixed assets21/28€29,076€8,368▼
Intangible fixed assets21€7,359€0▼
Tangible fixed assets22/27€16,467€7,118▼
Furniture and vehicles24€16,467€7,118▼
Financial fixed assets28€5,250€1,250▼
Current assets29/58€41,608€653,333▲
Amounts receivable within one year40/41€36,972€535,809▲
Trade receivables40€15,898€242,673▲
Other amounts receivable41€21,074€293,137▲
Cash at bank and in hand54/58€1,583€115,741▲
Deferred charges and accrued income490/1€3,054€1,783▼
Equity and liabilities
Total equity and liabilities10/49€80,283€661,700▲
Equity10/15-€1.7m€515,451▲
Contributions10/11€1.1m€2.7m▲
Capital10€1.1m€2.7m▲
Issued capital100€1.1m€2.7m▲
Profit (loss) carried forward14-€2.7m-€2.2m▲
Amounts payable17/49€1.8m€146,250▼
Amounts payable after more than one year17€1.6m-
Financial debts170/4€1.6m-
Amounts payable within one year42/48€171,818€145,912▼
Trade debts44€150,189€119,372▼
Suppliers440/4€150,189€119,372▼
Taxes, remuneration and social security45€21,629€26,540▲
Taxes450/3€2,719€26,540▲
Remuneration and social security454/9€18,910-
Accrued charges and deferred income492/3€393€338▼
Income statement Code20242026
Remuneration, social security and pensions62€100,638€17,539▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,325€26,307▼
Other operating charges640/8€2,772€1,251▼
Gross operating margin9900-€594,738€603,854▲
Operating profit (loss)9901-€728,473€558,757▲
Financial income75/76B€346€3,325▲
Recurring financial income75€346€3,325▲
Financial charges65/66B€3,209€4,480▲
Recurring financial charges65€3,209€4,480▲
Profit (loss) for the period before taxes9903-€731,336€557,602▲
Income taxes67/77€14,279€223▼
Profit (loss) for the period9904-€745,615€557,379▲
Profit (loss) for the period to be appropriated9905-€745,615€557,379▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2.7m-€2.2m▲
Profit (loss) brought forward from the previous period14P-€2.0m-€2.7m▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242026Change
Remuneration, social security and pensions62€98,849€89,348€75,629€100,638€17,539-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,835€27,803€29,735€30,325€26,307-
Other operating charges640/8€1,421€7,122€1,569€2,772€1,251-
Gross operating margin9900-€464,853-€705,075-€429,949-€594,738€603,854-
Operating profit (loss)9901-€588,959-€829,348-€536,883-€728,473€558,757-
Financial income75/76B€624€189-€346€3,325-
Recurring financial income75€624€189-€346€3,325-
Financial charges65/66B€1,274€1,709€4,741€3,209€4,480-
Recurring financial charges65€1,274€1,709€4,741€3,209€4,480-
Profit (loss) for the period before taxes9903-€589,609-€830,868-€541,624-€731,336€557,602-
Income taxes67/77€74€79€455€14,279€223-
Profit (loss) for the period9904-€589,683-€830,947-€542,079-€745,615€557,379-
Profit (loss) for the period to be appropriated9905-€589,683-€830,947-€542,079-€745,615€557,379-
Line20212022202320242026Change
Assets
Total assets20/58€529,183€278,576€387,631€80,283€661,700-
Formation expenses20€44,113€32,608€21,103€9,598€0-
Fixed assets21/28€53,388€44,389€29,337€29,076€8,368-
Intangible fixed assets21€29,436€22,077€14,718€7,359€0-
Tangible fixed assets22/27€23,952€22,312€14,619€16,467€7,118-
Furniture and vehicles24€23,952€22,312€14,619€16,467€7,118-
Financial fixed assets28---€5,250€1,250-
Current assets29/58€431,682€201,579€337,191€41,608€653,333-
Amounts receivable within one year40/41€22,771€8,838€27,161€36,972€535,809-
Trade receivables40€16,237-€13,300€15,898€242,673-
Other amounts receivable41€6,534€8,838€13,861€21,074€293,137-
Cash at bank and in hand54/58€408,026€191,766€309,600€1,583€115,741-
Deferred charges and accrued income490/1€885€975€430€3,054€1,783-
Equity and liabilities
Total equity and liabilities10/49€529,183€278,576€387,631€80,283€661,700-
Equity10/15€431,713-€399,234-€941,314-€1.7m€515,451-
Contributions10/11€1.1m€1.1m€1.1m€1.1m€2.7m-
Capital10€1.1m€1.1m€1.1m€1.1m€2.7m-
Issued capital100€1.1m€1.1m€1.1m€1.1m€2.7m-
Profit (loss) carried forward14-€631,287-€1.5m-€2.0m-€2.7m-€2.2m-
Amounts payable17/49€97,470€677,811€1.3m€1.8m€146,250-
Amounts payable after more than one year17-€650,000€1.3m€1.6m--
Financial debts170/4-€650,000€1.3m€1.6m--
Amounts payable within one year42/48€97,470€27,722€31,644€171,818€145,912-
Trade debts44€79,845€6,283€19,366€150,189€119,372-
Suppliers440/4€79,845€6,283€19,366€150,189€119,372-
Taxes, remuneration and social security45€16,407€19,259€12,278€21,629€26,540-
Taxes450/3€3,152€2,661€528€2,719€26,540-
Remuneration and social security454/9€13,255€16,598€11,750€18,910--
Other amounts payable47/48€1,218€2,180----
Accrued charges and deferred income492/3-€88€2,300€393€338-
Line20212022202320242026Change
Profit (loss) for the period9904-€589,683-€830,947-€542,079-€745,615€557,379-
+ Depreciation and write-downs630€23,835€27,803€29,735€30,325€26,307-
Operating cash flow (approximation)-€565,847-€803,144-€512,344-€715,290€583,686-
Investment in fixed assets (approximation)--€18,805-€14,683-€30,065--
Change in cash--€216,260€117,834-€308,018--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
02-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial Back to profitnet €557,379
Net result €557,379 after 5 loss-making years.
31-03
Financial Liquidity times 18current ratio 4.48
Current ratio from 0.24 to 4.48; short-term debt falls from €171,818 to €145,912.
31-03
Financial Equity above €500,000Eq €515,451
Equity rises from -€1.7m to €515,451.
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
31-12
Financial Weakest financial yearnet -€830,947
Net result drops to -€830,947, the lowest in the series; recovery starts the following year.
27-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1.8 ha
Building footprint
6,225 m²
Volume, LiDAR
34,973 m³
2 parcels, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
120 companies at this address See who is registered here
1 establishment unit
NannyML
Terbekehofdreef 43a, 2610 AntwerpenOther software publishing
since 20202.301.325.889
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24514C0086/00N000 Flanders 9,445 m² 1 · 412 m² 7.3 m · 2 fl.
11463D0176/00M003 Flanders 8,925 m² 1 · 5,812 m² 17.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 6 entries · 295,182 EUR awarded · 295,182 EUR paid
Year Entries awardedpaid
2025 3 -370,063 EUR42,991 EUR
2024 2 511,057 EUR144,191 EUR
2023 1 154,188 EUR108,000 EUR
Schemes
4 entries · 295,182 EUR · 295,182 EUR paid · Fonds voor Innoveren en Ondernemen
2 entries · Fonds voor Innoveren en Ondernemen

European Union, budget

2025 · 1 entry · 2,043,691 EUR in total
Year Entries awarded
2025 1 2,043,691 EUR
Projects
EUROPEAN UNION AI UNCERTAINTY REDUCTION AND ALIGNMENT
Horizon Europe · 01-06-2025 to 31-05-2027 · 2,043,691 EUR · EU-AURA

European research

1 project · 1 as coordinator · 2,043,691 EUR EU contribution
Programmes
1 entry · 2,043,691 EUR
Projects
European Union AI Uncertainty Reduction and Alignment
Horizon Europe · coordinator · 01-06-2025 to 31-05-2027 · 2,043,691 EUR · EU-AURA

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 11,839 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded19-03-2020
Fiscal year end31-03
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0745522501
Registered 29-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.