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NANCY STORE

Active
Private limited companyfounded 1982active for 44 yearsTolpoortstraat 52, 9800 Deinze, BelgiumKBO/BCE: BE 0422.690.861
Summary

NANCY STORE has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,767 and a net result of -€11,285. Equity is shrinking by about 14% per year across the filed financial years. Its solvency ranks better than 46% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
NANCY STOREActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of women's outerwear
NACE 47711Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
2 sites
Size
€485,179total assets 2025
Staff
3.4 FTE
Equity
€157,767
Loss
-€11,285
Turnover not published (abbreviated format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts 31 days early1 of 2 deeds summarised
Why 70raises riskSector: Retail trade (NACE 47)Size: 3.4 FTE, total assets €485,1792 establishment unitslowers riskFounded in 1982Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 36% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 58-1
equity 32.5% of total assets
Liquidity 40-2
short-term debt 36.7% · cash 5.7%
Profitability 36-11
return on assets -2.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.79, compared with 1.86 in 2024, above the usual 1.5; short-term debt: 36.7% and cash: 5.7% of total assets), but 67.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 48% on solvency, 38% on liquidity, 28% on profitability and 29% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1982
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 3.4 FTE, total assets €485,179
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,285
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
33 days early
2022
31 days early
2021
25 days early
2020
26 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€11,285 View
  • Caution: Among the weakest 17% on net resultsector median €27,728 · 12,668 companies -€11,285 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€485,179
Loss
-€11,285
Solvency
32.5%
Total assets▼ 1.9%
Net result
20182025
Go to Financials

Timeline

Events
46
Since
1983
Next accounts
by 31-07-2027
  1. 30-06-2023Annual accounts filed
  2. 09-06-2023Resignation: DE PESTEL Liesbeth (statutory manager)
  3. 06-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of women's outerwearNACE 47711
Founded
30-04-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
18
Annual meeting
Third Tuesday of May at 18:00
Purpose
“Schoeisel: omvat pantoffels, laarzen, sandalen en poetsmiddelen en het lederen toebehoren…” (deed in Dutch)
Go to Articles of association

Key facts about NANCY STORE

What is the company number of NANCY STORE?
0422.690.861. In Belgium the VAT number is the company number with BE in front: BE 0422.690.861.
Where is NANCY STORE based?
The registered office is at Tolpoortstraat 52, 9800 Deinze.Company details
What does NANCY STORE do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of NANCY STORE?
Private limited company (BV).
When was NANCY STORE founded?
On 30-04-1982.
Is NANCY STORE still active?
Yes, NANCY STORE is an active enterprise in the KBO register.
How many employees does NANCY STORE have?
On average 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of NANCY STORE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is NANCY STORE profitable?
In financial year 2025, NANCY STORE made a loss of €11,285.
Where can I find the annual accounts of NANCY STORE?
NANCY STORE filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NANCY STORE due?
By 31-07-2027, for financial year 2026.Timeline

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