NANCY SOINS
ActiveSummary
NANCY SOINS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,893) and a net result of -€13,551. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-33
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.17 against 1.22 in 2024; short-term debt: 84.1% and cash: 17.3% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-42.1%
Return on assets
-52.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€10,893
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
48 d late
2022
29 d late
2021
26 d late
2020
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€101,571
EBIT margin
-8.5%
Net result
-€13,551
2024 · €22,506
Working capital
€3,782▼ 35.5%
2024 · €5,867
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€101,571
Operating result€20,533▲ 56.3%€37,906▲ 84.6%€25,844▼ 31.8%€33,783▲ 30.7%-€8,611
Net result€13,784▲ 70.4%€26,634▲ 93.2%€17,017▼ 36.1%€22,506▲ 32.3%-€13,551
EBIT margin-8.5%
Equity€2,376▲ 13.6%€6,134▲ 158%€2,052▼ 66.6%€2,658▲ 29.6%-€10,893
Total assets€28,485▼ 9.2%€33,341▲ 17.0%€35,504▲ 6.5%€33,107▼ 6.8%€25,875▼ 21.8%
Debt€26,110▼ 10.8%€27,207▲ 4.2%€33,452▲ 23.0%€30,449▼ 9.0%€36,769▲ 20.8%
Working capital-€4,779▲ 5.0%€5,857€8,590▲ 46.7%€5,867▼ 31.7%€3,782▼ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,611 after €33,783 in 2024, the lowest result in the available series.
Key figures and ratios
Solvency
-42.1%▼
2024 · 8.0%
Current ratio
1.17▼
2024 · 1.22
Debt to equity
-3.38▼
2024 · 11.46
ROA
-52.4%▼
2024 · 68.0%
Debt ≤ 1 year
€21,769▼
2024 · €26,916
Debt > 1 year
€15,000▲
2024 · €3,533
Income taxes
€65▼
2024 · €8,894
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,035 companies that looked in July 2024 the way this one looks now, 7.2% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.2%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,035 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €101,571 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €108,960 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,151 | €401 | €401 | €0 | - | - |
| Other operating charges640/8 | €515 | €2,349 | €1,117 | €1,372 | €1,222 | ▼ 10.9% |
| Gross operating margin9900 | €27,199 | €40,655 | €27,362 | €35,155 | -€7,389 | ▼ 121% |
| Operating profit (loss)9901 | €20,533 | €37,906 | €25,844 | €33,783 | -€8,611 | ▼ 125% |
| Financial income75/76B | €79 | €238 | €424 | €855 | €25 | ▼ 97.1% |
| Recurring financial income75 | €79 | €238 | €424 | €855 | €25 | ▼ 97.1% |
| Financial charges65/66B | €479 | €1,084 | €2,942 | €3,237 | €4,901 | ▲ 51.4% |
| Recurring financial charges65 | €479 | €1,084 | €2,942 | €3,237 | €4,901 | ▲ 51.4% |
| Profit (loss) for the period before taxes9903 | €20,134 | €37,059 | €23,326 | €31,401 | -€13,487 | ▼ 143% |
| Income taxes67/77 | €6,350 | €10,425 | €6,309 | €8,894 | €65 | ▼ 99.3% |
| Profit (loss) for the period9904 | €13,784 | €26,634 | €17,017 | €22,506 | -€13,551 | ▼ 160% |
| Profit (loss) for the period to be appropriated9905 | €13,784 | €26,634 | €17,017 | €22,506 | -€13,551 | ▼ 160% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,485 | €33,341 | €35,504 | €33,107 | €25,875 | ▼ 21.8% |
| Formation expenses20 | €1,125 | €725 | €324 | €324 | €324 | = |
| Fixed assets21/28 | €10,526 | - | - | - | - | - |
| Tangible fixed assets22/27 | €10,526 | - | - | - | - | - |
| Furniture and vehicles24 | €10,526 | - | - | - | - | - |
| Current assets29/58 | €16,834 | €32,616 | €35,180 | €32,783 | €25,551 | ▼ 22.1% |
| Amounts receivable within one year40/41 | €10,285 | €15,002 | €25,281 | €26,217 | €20,311 | ▼ 22.5% |
| Trade receivables40 | €7,832 | €10,799 | €13,878 | €6,653 | €10,294 | ▲ 54.7% |
| Other amounts receivable41 | €2,452 | €4,204 | €11,403 | €19,564 | €10,017 | ▼ 48.8% |
| Cash at bank and in hand54/58 | €6,371 | €17,252 | €8,507 | €6,171 | €4,474 | ▼ 27.5% |
| Deferred charges and accrued income490/1 | €179 | €362 | €1,392 | €395 | €767 | ▲ 94.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,485 | €33,341 | €35,504 | €33,107 | €25,875 | ▼ 21.8% |
| Equity10/15 | €2,376 | €6,134 | €2,052 | €2,658 | -€10,893 | ▼ 510% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | - | €4,000 | - | - | - | - |
| Distributable reserves133 | - | €4,000 | - | - | - | - |
| Profit (loss) carried forward14 | €376 | €134 | €52 | €658 | -€12,893 | ▼ 2,060% |
| Amounts payable17/49 | €26,110 | €27,207 | €33,452 | €30,449 | €36,769 | ▲ 20.8% |
| Amounts payable after more than one year17 | €4,312 | - | €6,862 | €3,533 | €15,000 | ▲ 325% |
| Financial debts170/4 | €4,312 | - | €6,862 | €3,533 | €15,000 | ▲ 325% |
| Amounts payable within one year42/48 | €21,613 | €26,760 | €26,590 | €26,916 | €21,769 | ▼ 19.1% |
| Current portion of amounts payable after more than one year42 | €6,368 | - | €3,138 | €3,329 | - | - |
| Trade debts44 | €57 | €5,410 | €3,531 | €1,890 | €12,810 | ▲ 578% |
| Suppliers440/4 | €57 | €5,410 | €3,531 | €1,890 | €12,810 | ▲ 578% |
| Taxes, remuneration and social security45 | €11,020 | €16,775 | €16,821 | €21,697 | €8,959 | ▼ 58.7% |
| Taxes450/3 | €11,020 | €16,775 | €16,685 | €21,678 | €8,959 | ▼ 58.7% |
| Remuneration and social security454/9 | - | - | €136 | €19 | - | - |
| Other amounts payable47/48 | €4,168 | €4,575 | €3,100 | €0 | - | - |
| Accrued charges and deferred income492/3 | €185 | €447 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,784 | €26,634 | €17,017 | €22,506 | -€13,551 | ▼ 160% |
| + Depreciation and write-downs630 | €6,151 | €401 | €401 | €0 | - | - |
| Operating cash flow (approximation) | €19,935 | €27,035 | €17,418 | €22,506 | -€13,551 | ▼ 160% |
| Change in cash | - | €10,881 | -€8,745 | -€2,336 | -€1,698 | ▲ 27.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€13,551
Net result drops to -€13,551, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2020net €26,634 ▲93.2%
Operating result €37,906, net result €26,634, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2019
Ground area
1,013 m²
Building footprint
96 m²
Parcel 55035B0328/00T012, Wallonia. Linked by address, not a title deed.
1 establishment unit
NANCY SOINS
since 20192.295.220.037
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55035B0328/00T012 | Wallonia | 1,013 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,992 companies in sector 86940 we hold annual accounts for 1,807. 520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
Contact
E-mail
andriesnancy17@gmail.com
Phone
+32476547254
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736699063
Also
9925:BE0736699063
Registered
30-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.