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Nancy De Naeyer

Active
Private limited companyfounded 2019active for 7 yearsSmesweg 81, 9340 Lede, BelgiumKBO/BCE: BE 0726.473.778

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Nancy De Naeyer has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,597 and a net result of €16,329. Equity has been growing by about 16% per year since 2020. Its solvency ranks better than 19% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 07-05-2019 Normal situation
Legal form
Private limited company
Registered office
Smesweg 81, 9340 Lede
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.289.065.188 9340 Lede, since 07-05-2019
Financial year end
31 December
Peppol
Reachable since 28-01-2026

Board and ownership

Board
  • DE NAEYER NancyDirector · since 06-05-2019

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€23,372
▼ 44.3%
Turnover
≈ €280,000
estimated
Profit
€16,329
▼ 46.5%
Equity
€22,597
▼ 85.1%
Total assets
€210,133
▼ 5.6%
2025 accounts filed 18 days before the deadline
Filed on 13-07-2026at the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019Equity €22,597 (10.8% of total assets)lowers riskLiquidity: current ratio 1.36, cash €78,344, halvedShow the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 36% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 36-57
equity 10.8% of total assets
Liquidity 57-39
short-term debt 73.6% · cash 37.3%
Profitability 78-8
return on assets 7.8%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +1.2 percentage points vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (6.04 in 2024), below the usual 1.5. Short-term debt is 73.6% and cash 37.3% of total assets. 89.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 19% of them on solvency, 61% on liquidity, 58% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.36, cash €78,344, halved
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €22,597 (10.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
18 days early
2024
30 days early
2023
27 days late
2022
7 days early
2021
36 days early
2020
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 20 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €152,101 to €22,597 ▼ 85.1% View
  • Caution: Lower solvency than 81% of companies in construction of buildingssector median 43.0% · 9,380 companies 10.8% View
  • Positive: 6 profitable years in a rowprofit 2025: €16,329 6 years View

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Nancy De Naeyer

What is the company number of Nancy De Naeyer?
The company number of Nancy De Naeyer is 0726.473.778. The VAT number is the same number with BE in front: BE 0726.473.778.
Where is Nancy De Naeyer based?
The registered office is at Smesweg 81, 9340 Lede.Company details
What does Nancy De Naeyer do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Nancy De Naeyer?
The legal form of Nancy De Naeyer is Private limited company (BV).
When was Nancy De Naeyer founded?
Nancy De Naeyer was founded on 07-05-2019.
Is Nancy De Naeyer still active?
Yes, Nancy De Naeyer is an active enterprise in the KBO register.
What is the turnover of Nancy De Naeyer?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €23,372 and 268 comparable companies (NACE 41001). It probably lies between €150,000 and €510,000. It is a rough estimate.Financials
Is Nancy De Naeyer profitable?
In financial year 2025, Nancy De Naeyer made a profit of €16,329.
Where can I find the annual accounts of Nancy De Naeyer?
Nancy De Naeyer filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Nancy De Naeyer due?
Nancy De Naeyer must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Nancy De Naeyer: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €212,000 and €255,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
Nancy De Naeyer Lede€210,133€23,372
ELBA BOUW Oosterzele€216,871€27,346
FRANKY ANCAER Ninove€249,009€27,867
KM RENO INSTAL Tielt€211,516€22,352
MN ELEKTRO Harelbeke€215,818€25,186
CREATIV ART Grimbergen€228,069€27,133
LG UNIVERSAL Frameries€255,169€24,113
Full comparison

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