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Nammm

Active
Private limited companyfounded 20233 yrs activePolderstraat 44, 8310 Brugge, BelgiumKBO/BCE: BE 0801.161.404
Summary

The computed 12-month bankruptcy probability of Nammm is 4.0% (moderate). The 2024 annual accounts show negative equity (-€9,841) and a net result of -€10,341. Its solvency ranks better than 16% of 26038 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency5
Growth-
Track record79
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57; short-term debt: 120.5% and cash: 3.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-20.5%
Return on assets
-21.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
81 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 81 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Nammm was incorporated on 26 April 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€9,841
Total assets
€48,086
Net result
-€10,341
Working capital
-€24,841

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €48,086
Fixed assets €15,000
Current assets €33,086
Equity and liabilities
Equity-€9,841
Debt€57,927
Equity is negative: debt (€57,927) exceeds the balance-sheet total (€48,086).
Key figures and ratios
2024 value
Solvency
-20.5%
Current ratio
0.57
Quick ratio
0.07
ROA
-21.5%
Debt
€57,927
Debt ≤ 1 year
€57,927
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€48,086
Fixed assets21/28€15,000
Intangible fixed assets21€15,000
Current assets29/58€33,086
Stocks and contracts in progress3€29,250
Stocks30/36€29,250
Amounts receivable within one year40/41€2,080
Trade receivables40€1,438
Other amounts receivable41€642
Cash at bank and in hand54/58€1,756
Equity and liabilities
Total equity and liabilities10/49€48,086
Equity10/15-€9,841
Contributions10/11€500
Profit (loss) carried forward14-€10,341
Amounts payable17/49€57,927
Amounts payable within one year42/48€57,927
Trade debts44€30,889
Suppliers440/4€30,889
Other amounts payable47/48€27,038
Income statement Code2024
Other operating charges640/8€588
Gross operating margin9900-€9,877
Operating profit (loss)9901-€10,465
Financial income75/76B€218
Recurring financial income75€218
Non-recurring financial income76B€218
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903-€10,341
Profit (loss) for the period9904-€10,341
Profit (loss) for the period to be appropriated9905-€10,341
Appropriation of the result
Profit (loss) to be appropriated9906-€10,341

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€588
Gross operating margin9900-€9,877
Operating profit (loss)9901-€10,465
Financial income75/76B€218
Recurring financial income75€218
Non-recurring financial income76B€218
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903-€10,341
Profit (loss) for the period9904-€10,341
Profit (loss) for the period to be appropriated9905-€10,341
Line2024
Assets
Total assets20/58€48,086
Fixed assets21/28€15,000
Intangible fixed assets21€15,000
Current assets29/58€33,086
Stocks and contracts in progress3€29,250
Stocks30/36€29,250
Amounts receivable within one year40/41€2,080
Trade receivables40€1,438
Other amounts receivable41€642
Cash at bank and in hand54/58€1,756
Equity and liabilities
Total equity and liabilities10/49€48,086
Equity10/15-€9,841
Contributions10/11€500
Profit (loss) carried forward14-€10,341
Amounts payable17/49€57,927
Amounts payable within one year42/48€57,927
Trade debts44€30,889
Suppliers440/4€30,889
Other amounts payable47/48€27,038
Line2024
Profit (loss) for the period9904-€10,341
Operating cash flow (approximation)-€10,341

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
20-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,304 m²
Building footprint
157 m²
Volume, LiDAR
911 m³
Parcel 31029C0560/00K000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Nammm
Polderstraat 44, 8310 BruggeWholesale of other food products
since 2023unit no. 2.349.077.110
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31029C0560/00K000 Flanders 2,304 m² 1 · 157 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2024 · 1 entry · €9,000 awarded · €9,000 paid
Year Entries awardedpaid
2024 1 €9,000€9,000
Schemes
1 entry · €9,000 · €9,000 paid · Vlaams Agentschap voor Internationaal Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Bruggeunit no. 2.349.077.110
1 permission
Groothandelaar LM>3 maand · since 01-08-2023

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,471 companies in this sector we hold annual accounts for 950. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded26-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801161404
Registered 10-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.