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NAMITHEA

Active Risk: not assessed
Private limited companyfounded 20178 yrs activeRue de Gembloux, Rhisnes 13, 5080 La Bruyère, BelgiumKBO/BCE: BE 0685.980.238
Summary

NAMITHEA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €218,974 and a net result of €40,958. Equity is growing by ~101.8% per year across the filed fiscal years. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NAMITHEA was incorporated on 15 December 2017.1 Total assets rose from EUR 331,111 in 2018 to EUR 614,197 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Equity
€218,974▲ 22.4%
2023 · €178,875
Net result
€40,958▼ 37.4%
2023 · €65,465
Total assets
€614,197▲ 0.6%
2023 · €610,232
Solvency
35.7%▲ 6.3pp
2023 · 29.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€22,800▲ 54.6%€64,195▲ 182%€78,446▲ 22.2%€101,006▲ 28.8%€67,599▼ 33.1%
Net result€10,197within the sector's middle half▲ 99.3%€40,727within the sector's middle half▲ 299%€51,005within the sector's middle half▲ 25.2%€65,465within the sector's middle half▲ 28.4%€40,958within the sector's middle half▼ 37.4%
Equity€16,679below the sector's middle half▲ 157%€56,606below the sector's middle half▲ 239%€114,210below the sector's middle half▲ 102%€178,875below the sector's middle half▲ 56.6%€218,974below the sector's middle half▲ 22.4%
Total assets€488,677below the sector's middle half▲ 47.0%€492,886below the sector's middle half▲ 0.9%€625,275below the sector's middle half▲ 26.9%€610,232below the sector's middle half▼ 2.4%€614,197below the sector's middle half▲ 0.6%
Debt€471,998▲ 44.8%€436,280▼ 7.6%€511,064▲ 17.1%€431,357▼ 15.6%€395,223▼ 8.4%
Working capital-€149,421within the sector's middle half▼ 127%-€147,795within the sector's middle half▲ 1.1%-€142,595within the sector's middle half▲ 3.5%-€126,019within the sector's middle half▲ 11.6%-€132,881within the sector's middle half▼ 5.4%
Solvency3.4%below the sector's middle half▲ 1.5pp11.5%below the sector's middle half▲ 8.1pp18.3%below the sector's middle half▲ 6.8pp29.3%within the sector's middle half▲ 11.0pp35.7%within the sector's middle half▲ 6.3pp
Current ratio0.02below the sector's middle half▼ 0.070.03below the sector's middle half▲ 0.010.03below the sector's middle half=0.04below the sector's middle half=0.16below the sector's middle half▲ 0.13
Return on assets (ROA)2.1%within the sector's middle half▲ 0.5pp8.3%within the sector's middle half▲ 6.2pp8.2%within the sector's middle half▼ 0.1pp10.7%above the sector's middle half▲ 2.6pp6.7%within the sector's middle half▼ 4.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2020: €22,800€22,800Net result 2020: €10,197€10,197Operating result 2021: €64,195€64,195Net result 2021: €40,727€40,727Operating result 2022: €78,446€78,446Net result 2022: €51,005€51,005Operating result 2023: €101,006€101,006Net result 2023: €65,465€65,465Operating result 2024: €67,599€67,599Net result 2024: €40,958€40,95820202021202220232024€0€50,000€100,000Operating result 2022: €78,446€78,400Net result 2022: €51,005€51,000Operating result 2023: €101,006€101,000Net result 2023: €65,465€65,500Operating result 2024: €67,599€67,600Net result 2024: €40,958€41,000202220232024
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €614,197
Fixed assets €588,220 ▼ 2.9%
Current assets €25,977 ▲ 448%
Equity and liabilities €614,197
Equity €218,974 ▲ 22.4%
Debt €395,223 ▼ 8.4%
Debt's share of the balance-sheet total falls from 70.7% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
18.7%▼
2023 · 36.6%
Debt ≤ 1 year
€158,858▲
2023 · €130,760
Debt > 1 year
€235,752▼
2023 · €299,981
Income taxes
€16,132▼
2023 · €24,497
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€610,232€614,197▲
Fixed assets21/28€605,491€588,220▼
Tangible fixed assets22/27€54,291€37,020▼
Furniture and vehicles24€54,291€37,020▼
Financial fixed assets28€551,200€551,200=
Current assets29/58€4,741€25,977▲
Amounts receivable within one year40/41€3,941€24,657▲
Other amounts receivable41€3,941€24,657▲
Deferred charges and accrued income490/1€800€1,320▲
Equity and liabilities
Total equity and liabilities10/49€610,232€614,197▲
Equity10/15€178,875€218,974▲
Contributions10/11€18,600€18,600=
Outside capital11€18,600€18,600=
Other1109/19€18,600€18,600=
Reserves13€160,000€200,000▲
Distributable reserves133€160,000€200,000▲
Profit (loss) carried forward14€275€374▲
Amounts payable17/49€431,357€395,223▼
Amounts payable after more than one year17€299,981€235,752▼
Financial debts170/4€299,981€235,752▼
Amounts payable within one year42/48€130,760€158,858▲
Current portion of amounts payable after more than one year42€65,832€67,383▲
Financial debts43€6,726€20,222▲
Credit institutions430/8€6,726€20,222▲
Trade debts44€2,001€2,921▲
Suppliers440/4€2,001€2,921▲
Other amounts payable47/48€56,201€68,332▲
Accrued charges and deferred income492/3€616€612▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,512€19,131▼
Other operating charges640/8€1,738€1,675▼
Non-recurring operating charges66A€62€247▲
Gross operating margin9900€122,318€88,652▼
Operating profit (loss)9901€101,006€67,599▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€11,044€10,509▼
Recurring financial charges65€11,044€10,509▼
Profit (loss) for the period before taxes9903€89,961€57,090▼
Income taxes67/77€24,497€16,132▼
Profit (loss) for the period9904€65,465€40,958▼
Profit (loss) for the period to be appropriated9905€65,465€40,958▼
Appropriation of the result
Profit (loss) to be appropriated9906€66,075€41,233▼
Profit (loss) brought forward from the previous period14P€610€275▼
Transfer to equity691/2€65,000€40,000▼
To other reserves6921€65,000€40,000▼
Profit to be distributed694/7€800€859▲
Return on contributions (dividend)694€800€859▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€480€2,265€4,466€19,512€19,131▼ 2.0%
Other operating charges640/8-€348€7,941€1,738€1,675▼ 3.6%
Non-recurring operating charges66A-€361€240€62€247▲ 298%
Gross operating margin9900€23,705€67,169€91,093€122,318€88,652▼ 27.5%
Operating profit (loss)9901€22,800€64,195€78,446€101,006€67,599▼ 33.1%
Financial income75/76B-€32--€0-
Recurring financial income75-€32--€0-
Financial charges65/66B-€8,073€9,083€11,044€10,509▼ 4.8%
Recurring financial charges65€7,802€8,073€9,083€11,044€10,509▼ 4.8%
Profit (loss) for the period before taxes9903€14,998€56,154€69,363€89,961€57,090▼ 36.5%
Income taxes67/77€4,800€15,428€18,358€24,497€16,132▼ 34.1%
Profit (loss) for the period9904€10,197€40,727€51,005€65,465€40,958▼ 37.4%
Profit (loss) for the period to be appropriated9905€10,197€40,727€51,005€65,465€40,958▼ 37.4%
Line20202021202220232024Change
Assets
Total assets20/58€488,677€492,886€625,275€610,232€614,197▲ 0.6%
Fixed assets21/28€485,961€488,061€620,175€605,491€588,220▼ 2.9%
Tangible fixed assets22/27€961€3,061€72,175€54,291€37,020▼ 31.8%
Furniture and vehicles24-€3,061€72,175€54,291€37,020▼ 31.8%
Financial fixed assets28€485,000€485,000€548,000€551,200€551,200=
Current assets29/58€2,716€4,825€5,099€4,741€25,977▲ 448%
Amounts receivable within one year40/41€342€1,647€4,346€3,941€24,657▲ 526%
Trade receivables40--€2,790---
Other amounts receivable41-€1,647€1,556€3,941€24,657▲ 526%
Cash at bank and in hand54/58€0€846----
Deferred charges and accrued income490/1-€2,332€753€800€1,320▲ 65.0%
Equity and liabilities
Total equity and liabilities10/49€488,677€492,886€625,275€610,232€614,197▲ 0.6%
Equity10/15€16,679€56,606€114,210€178,875€218,974▲ 22.4%
Contributions10/11-€6,200€18,600€18,600€18,600=
Outside capital11-€6,200€18,600€18,600€18,600=
Other1109/19-€6,200€18,600€18,600€18,600=
Reserves13€10,256€50,000€95,000€160,000€200,000▲ 25.0%
Distributable reserves133-€50,000€95,000€160,000€200,000▲ 25.0%
Profit (loss) carried forward14€223€406€610€275€374▲ 36.0%
Amounts payable17/49€471,998€436,280€511,064€431,357€395,223▼ 8.4%
Amounts payable after more than one year17€318,966€282,968€362,722€299,981€235,752▼ 21.4%
Financial debts170/4-€282,968€362,722€299,981€235,752▼ 21.4%
Amounts payable within one year42/48€152,137€152,620€147,695€130,760€158,858▲ 21.5%
Current portion of amounts payable after more than one year42-€38,965€64,321€65,832€67,383▲ 2.4%
Financial debts43-€3,600€4,631€6,726€20,222▲ 201%
Credit institutions430/8-€3,600€4,631€6,726€20,222▲ 201%
Trade debts44€1,649€1,486€11,710€2,001€2,921▲ 46.0%
Suppliers440/4-€1,486€11,710€2,001€2,921▲ 46.0%
Taxes, remuneration and social security45-€3,599€358---
Taxes450/3-€2,299€358---
Remuneration and social security454/9-€1,300----
Other amounts payable47/48-€104,971€66,675€56,201€68,332▲ 21.6%
Accrued charges and deferred income492/3-€692€647€616€612▼ 0.7%
Line20202021202220232024Change
Profit (loss) for the period9904€10,197€40,727€51,005€65,465€40,958▼ 37.4%
+ Depreciation and write-downs630€480€2,265€4,466€19,512€19,131▼ 2.0%
Operating cash flow (approximation)€10,678€42,991€55,470€84,977€60,089▼ 29.3%
Investment in fixed assets (approximation)--€4,365-€136,580-€4,828-€1,859▲ 61.5%
Change in cash-€846----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €200,000Eq €218,974 ▲22.4%
6 profitable years in a row build equity to €218,974.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2018net €65,465 ▲28.4%
Operating result €101,006, net result €65,465, both a record.
31-12
Financial Equity above €150,000Eq €178,875 ▲56.6%
5 profitable years in a row build equity to €178,875.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Equity above €100,000Eq €114,210 ▲102%
4 profitable years in a row build equity to €114,210.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €5,116
Net result €5,116 after one loss-making year.
18-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
2,522 m²
Building footprint
144 m²
Volume, LiDAR
1,376 m³
Parcel 92102A0082/00X000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NAMITHEA
Rue de Gembloux, Rhisnes 13, 5080 La BruyèreInsurance agents and brokers
since 20182.270.814.837
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92102A0082/00X000 Wallonia 2,522 m² 1 · 144 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 3

According to the 2024 annual accounts of NAMITHEA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,567 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Phone 0496183559La Bruyère
E-invoicing
Not found in the Peppol register

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Register as of 30 September 2026 · Peppol Directory

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