NAMILEM

Active

Private limited companyfounded 2011active for 15 yearsGrand'Rue(SART) 124, 4845 Jalhay, BelgiumKBO/BCE: BE 0833.108.947

Summary

NAMILEM has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€18,677) and a net result of €15,170. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 11% of 13,668 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

NAMILEMActiveChecked score 56/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46331

1 site

Size

≈ €310,000turnover 2025, estimated

Equity: -€18,677
Profit: €15,170

Turnover estimated from the gross margin

Financial health

56 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Michel DEPOUHONDirector
Nathalie THOREZDirector

2025 accounts 88 days early1 of 4 deeds summarised

Why 56raises riskCapped at 59: negative equityNegative equity -€18,677lowers riskSize: total assets €35,023Founded in 2011Liquidity: current ratio 0.46, cash €9,775Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 55% of its sector peers (NACE 46, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 0=

equity -53.3% of total assets

Liquidity 35-10

short-term debt 153.3% · cash 27.9%

Profitability 100+45

return on assets 43.3%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.6%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026highest value 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.3 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.46, compared with 0.4 in 2024, below 1; short-term debt: 153.3% and cash: 27.9% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 32% on liquidity, 95% on profitability and 86% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€18,677

NBB · annual accounts

Size: total assets €35,023

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.46, cash €9,775

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 13668 sector peers (2025).

NBB · sector comparison

Position among 13668 sector peers

Solvency

better than 11%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

88 days early

2024

92 days early

2023

97 days early

2022

69 days early

2021

39 days late

2020

67 days late

2019

56 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 May (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-05-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €15,170
30-04-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€18,677 View
Caution: Among the weakest 11% on solvencysector median 40.6% · 13,668 companies -53.3% View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €35,023
Profit: €15,170
Solvency: -53.3%

Turnover▲ 20.9%

Net result

20182021

Go to Financials

Board & ownership

Board: 2 members

Michel DEPOUHONDirector
Nathalie THOREZDirector

Go to Board & ownership

Timeline

Events: 19
Since: 2012
Next accounts: by 31-07-2027

25-04-2024Annual accounts filed
31-12-2023Back to profit
24-11-2023Appointments: Michel DEPOUHON (director) and Nathalie THOREZ…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46331
Founded: 25-01-2011
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 21

Annual meeting: Third Thursday of April
Purpose: “De dispenser des avis financiers, techniques, commerciaux ou administratifs dans le sens…” (deed in French)

Go to Articles of association

Key facts about NAMILEM

What is the company number of NAMILEM?: 0833.108.947. In Belgium the VAT number is the company number with BE in front: BE 0833.108.947.
Where is NAMILEM based?: The registered office is at Grand'Rue(SART) 124, 4845 Jalhay.Company details
What does NAMILEM do?: According to the KBO register, the main activity is wholesale trade (NACE 46331).
What is the legal form of NAMILEM?: Private limited company (BV).
When was NAMILEM founded?: On 25-01-2011.
Is NAMILEM still active?: Yes, NAMILEM is an active enterprise in the KBO register.
What is the turnover of NAMILEM?: €86,881 in financial year 2021, according to the filed annual accounts.Financials
Is NAMILEM profitable?: In financial year 2025, NAMILEM made a profit of €15,170.
Where can I find the annual accounts of NAMILEM?: NAMILEM filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NAMILEM due?: By 31-07-2027, for financial year 2026.Timeline