NAMILEM
ActiveNAMILEM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €15k. Equity is shrinking by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 11% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
16
/ 100
Critical▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-64
Solvency33=
Growth62=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.4 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.3%
Return on assets
43.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11185 sector peers (2025).
NBB · sector comparisonPosition among 11185 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
92 d early
2023
97 d early
2022
69 d early
2021
39 d late
2020
67 d late
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€87k▲ 20.9%
2020 · €72k
2018: €63k
2019: €57k
2020: €72k
2018 → 2021
EBIT margin
-5.1%▲ 2.6pp
2020 · -7.7%
2018: -11.0%
2019: -21.0%
2020: -7.7%
2018 → 2021
Net result
€15k
2024 · €-4k
2018: €-7k
2019: €-12k
2020: €-5k
2021: €-5k
2022: €-6k
2023: €1k
2024: €-4k
2018 → 2025
Working capital
€-29k▲ 35.3%
2024 · €-44k
2018: €-36k
2019: €-40k
2020: €-54k
2021: €-50k
2022: €-52k
2023: €-45k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€87k-
Equity€-24k-€-31k▼ 25.9%€-30k▲ 4.2%€-34k▼ 14.6%€-19k▲ 44.8%
Operating result€-4k-€-6k▼ 44.6%€1k€-4k€15k
Net result€-5k-€-6k▼ 38.7%€1k€-4k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €4k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€10k▼ 4.7%
Current assets
€25k▼ 15.9%
Key figures and ratios
EBITDA
€18k▲
2024 · €668
Cash flow
€19k▲
2024 · €813
Solvency
-53.3%▲
2024 · -84.1%
Current ratio
0.46▲
2024 · 0.40
Quick ratio
0.23▼
2024 · 0.23
Debt / equity
-2.88▼
2024 · -2.19
ROE
-81.2%▼
2024 · 12.8%
ROA
43.3%▲
2024 · -10.7%
Interest coverage
222.47▲
2024 · 10.94
Debt
€54k▼
2024 · €74k
Debt ≤ 1 year
€54k▼
2024 · €74k
Staff costs
€0▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€35k▼
Fixed assets21/28€11k€10k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€11k€8k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€3k▲
Leasing and similar rights25€3k€724▼
Current assets29/58€30k€25k▼
Stocks and contracts in progress3€12k€13k▲
Stocks30/36€12k€13k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Cash at bank and in hand54/58€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€40k€35k▼
Equity10/15€-34k€-19k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-52k€-37k▲
Amounts payable17/49€74k€54k▼
Amounts payable within one year42/48€74k€54k▼
Trade debts44€241€414▲
Suppliers440/4€241€414▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€71k€52k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€6€70▲
Operating charges capitalised as restructuring costs649€-63-
Gross operating margin9900€13k€19k▲
Operating profit (loss)9901€-4k€15k▲
Financial income75/76B€207€240▲
Recurring financial income75€207€240▲
Financial charges65/66B€61€83▲
Recurring financial charges65€61€83▲
Profit (loss) for the period before taxes9903€-4k€15k▲
Profit (loss) for the period9904€-4k€15k▲
Profit (loss) for the period to be appropriated9905€-4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-37k▲
Profit (loss) brought forward from the previous period14P€-48k€-52k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 5 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 67 days late
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Rue(SART) 1244845 JalhayGround area
1,421 m²
Building footprint
198 m²
Volume, LiDAR
1,391 m³
Parcel 63068B0456/00A002, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPRL NAMILEM
since 20112.195.959.244
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B0456/00A002 | Wallonia | 1,421 m² | 1 · 198 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJalhay2.195.959.244
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Of 390 companies in sector 46331 we hold annual accounts for 228. 30 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2011
Fiscal year end31-12
Activities, NACEBEL
46331Wholesale trade
10510Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/25.55.09