Equity
NALURI paid out €83,575 in dividends. That is 103% of the 2025 profit.
NALURI paid out €83,575 in dividends. That is 103% of the 2025 profit.
The result fell in 2025 from €159,347 to €80,973.
The micro format states no turnover.
Debts rose by €268,901 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Ten of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
More equity than 95% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 51% of them on solvency, 64% on liquidity, 35% on profitability and 37% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 17,811 companies had the same profile as NALURI has now. Each dot stands for 45 companies, two years later.
That fits the bankruptcy probability of NALURI itself: < 0.1% within 12 months.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for NALURI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.4 (3.8 in 2024), above the usual 1.5. Short-term debt is 41.3% and cash 80.7% of total assets. 41.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| NALURI Kasterlee | €1.3m | €112,560 | 58.7% | - |
| LIANTHAN Comines-Warneton | €1.3m | €107,437 | -13.4% | - |
| SMT Simple Management Technologies Machelen (Brab.) | €1.3m | €118,534 | 61.7% | 0.3 |
| IBIT SOFT Anzegem | €1.2m | €109,096 | 95.7% | - |
| INTELLIGENT SOLUTIONS Zoutleeuw | €1.3m | €127,557 | 23.4% | - |
| PegusGroup Waregem | €1.5m | €104,553 | 72.8% | 0 |
| ESSENTIONS Ghent | €1.2m | €123,001 | 85.6% | - |
These companies have the same main activity as NALURI: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1.2m and €1.5m, founded between 2011 and 2013.
NALURI files the micro format. That format states no turnover. The gross margin rose from €48,139 in 2013 to €112,560 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €160,000 and €220,000.
Higher than 49% of 21,217 companies in 2025.
Higher than 50% of 20,581 companies in 2025.
Higher than 28% of 20,756 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
1.3m | 1.1m | 1.1m | 928,719 | 625,611 | 489,845 | 284,673 | 233,869 | 168,788 | 181,230 | 149,497 | 88,744 | 60,066 | |
21/28 |
8,821 | 11,962 | 11,974 | 12,739 | 17,431 | 10,452 | 15,168 | 7,279 | 12,581 | 16,481 | 25,031 | 9,996 | 17,083 | |
22/27 |
8,821 | 11,962 | 11,974 | 12,739 | 17,431 | 10,452 | 15,168 | 7,279 | 12,581 | 16,481 | 25,031 | 9,996 | 3,083 | |
23 |
8,113 | 11,962 | 11,974 | 12,739 | 17,431 | 9,906 | 14,077 | 5,643 | 3,985 | 3,651 | 5,786 | 7,921 | 2,035 | |
24 |
708 | - | - | - | - | 545 | 1,091 | 1,636 | 8,596 | 12,830 | 19,245 | 2,075 | 1,048 | |
28 |
- | - | - | - | - | - | - | - | - | - | - | - | 14,000 | |
29/58 |
1.3m | 1.1m | 1.1m | 915,980 | 608,180 | 479,394 | 269,505 | 226,590 | 156,207 | 164,749 | 124,466 | 78,748 | 42,983 | |
29 |
- | - | - | - | - | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | - | - | |
291 |
- | - | - | - | - | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | - | - | |
3 |
- | - | - | - | - | - | - | - | - | 6,600 | 2,738 | 4,000 | - | |
30/36 |
- | - | - | - | - | - | - | - | - | 6,600 | 2,738 | 4,000 | - | |
40/41 |
246,190 | 32,043 | 199,768 | 49,951 | 27,502 | 22,508 | 26,767 | 7,697 | 21,695 | 23,648 | 13,230 | 25,598 | 9,685 | |
40 |
213,033 | 32,043 | 190,168 | 49,951 | 27,440 | 22,508 | 26,767 | 3,435 | 21,695 | 23,648 | 13,230 | 25,408 | 8,984 | |
41 |
33,158 | - | 9,600 | - | 62 | - | - | 4,262 | - | - | - | 190 | 701 | |
54/58 |
1.1m | 1.0m | 934,403 | 864,613 | 579,087 | 420,246 | 206,412 | 182,446 | 98,131 | 98,072 | 72,112 | 49,074 | 33,298 | |
490/1 |
1,028 | 1,070 | 1,565 | 1,416 | 1,591 | 1,639 | 1,327 | 1,446 | 1,382 | 1,429 | 1,386 | 76 | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
1.3m | 1.1m | 1.1m | 928,719 | 625,611 | 489,845 | 284,673 | 233,869 | 168,788 | 181,230 | 149,497 | 88,744 | 60,066 | |
10/15 |
777,101 | 792,704 | 680,506 | 579,746 | 418,610 | 305,562 | 221,984 | 184,829 | 130,533 | 115,728 | 112,008 | 55,286 | 37,901 | |
10/11 |
9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 9,600 | 9,600 | 9,600 | 9,600 | 9,600 | 9,600 | 9,600 | |
13 |
768,101 | 783,704 | 671,506 | 570,746 | 409,610 | 296,562 | 212,984 | 175,829 | 121,533 | 106,728 | 103,008 | 46,286 | 28,901 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
133 |
768,101 | 783,704 | 671,506 | 568,886 | 407,750 | 294,702 | 211,124 | 173,969 | 119,673 | 104,868 | 101,148 | 44,426 | 27,041 | |
17/49 |
547,408 | 278,506 | 467,203 | 348,974 | 207,001 | 184,283 | 62,690 | 49,040 | 38,256 | 65,502 | 37,489 | 33,458 | 22,165 | |
42/48 |
547,408 | 278,506 | 467,203 | 348,974 | 207,001 | 184,283 | 62,690 | 49,040 | 38,256 | 65,502 | 37,489 | 33,458 | 20,995 | |
44 |
18,784 | 25,611 | 3,110 | 30,249 | 4,669 | 23,003 | 9,591 | 3,751 | 3,063 | 14,161 | 10,931 | - | 2,379 | |
440/4 |
18,784 | 25,611 | 3,110 | 30,249 | 4,669 | 23,003 | 9,591 | 3,751 | 3,063 | 14,161 | 10,931 | - | 2,379 | |
46 |
350,000 | 100,000 | 290,000 | 210,000 | 90,000 | 75,000 | - | 2,101 | 44 | 43,350 | - | - | - | |
45 |
18,565 | 54,587 | 60,186 | 46,238 | 69,361 | 56,659 | 32,769 | 26,108 | 32,556 | 6,789 | 18,558 | 24,671 | 18,616 | |
450/3 |
12,336 | 48,587 | 54,271 | 43,342 | 57,924 | 56,659 | 32,769 | 23,334 | 29,820 | 6,789 | 17,140 | 24,520 | 18,616 | |
454/9 |
6,229 | 6,001 | 5,915 | 2,896 | 11,437 | - | - | 2,774 | 2,736 | - | 1,418 | 151 | - | |
47/48 |
160,059 | 98,308 | 113,907 | 62,486 | 42,971 | 29,621 | 20,329 | 17,079 | 2,592 | 1,201 | 8,000 | 8,787 | - | |
492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,170 | |
| Income statement | ||||||||||||||
9900 |
112,560 | 228,270 | 242,352 | 275,606 | 229,137 | 132,541 | 66,433 | 98,812 | 33,758 | 15,765 | 103,469 | 53,879 | 48,139 | |
630 |
4,908 | 4,512 | 6,211 | 6,022 | 5,184 | 4,716 | 4,716 | 10,214 | 9,602 | 8,550 | 9,026 | 3,106 | 2,362 | |
640/8 |
1,419 | 1,381 | 779 | 721 | 2,273 | 693 | 740 | 733 | 727 | 721 | 1,081 | 574 | 747 | |
9901 |
106,232 | 222,377 | 235,362 | 268,863 | 221,680 | 127,132 | 60,977 | 87,864 | 23,429 | 6,494 | 93,362 | 50,199 | 45,030 | |
75/76B |
2,364 | 2,322 | 0 | 14 | 5,602 | 101 | 60 | 47 | 46 | 76 | 575 | 141 | 68 | |
75 |
2,364 | 2,322 | 0 | 14 | 5,602 | 101 | 60 | 47 | 46 | 76 | 575 | 141 | 68 | |
65/66B |
72 | 343 | 229 | 310 | 256 | 454 | 155 | 273 | 72 | 69 | 214 | 10,868 | 21 | |
65 |
72 | 343 | 229 | 310 | 256 | 394 | 155 | 273 | 72 | 69 | 214 | 10,868 | 21 | |
66B |
- | - | - | - | - | 60 | - | - | - | - | - | - | - | |
9903 |
108,524 | 224,356 | 235,134 | 268,567 | 227,026 | 126,780 | 60,882 | 87,638 | 23,403 | 6,501 | 93,723 | 39,472 | 45,077 | |
67/77 |
27,552 | 65,008 | 70,123 | 78,932 | 66,978 | 43,202 | 15,727 | 23,341 | 8,598 | 2,781 | 29,001 | 14,088 | 16,176 | |
9904 |
80,973 | 159,347 | 165,011 | 189,635 | 160,048 | 83,578 | 45,155 | 64,296 | 14,805 | 3,720 | 64,722 | 25,384 | 28,901 | |
9905 |
80,973 | 159,347 | 165,011 | 189,635 | 160,048 | 83,578 | 45,155 | 64,296 | 14,805 | 3,720 | 64,722 | 25,384 | 28,901 | |
| Appropriation of the result | ||||||||||||||
9906 |
80,973 | 159,347 | 165,011 | 189,635 | 160,048 | 83,578 | 45,155 | 64,296 | 14,805 | 3,720 | 64,722 | 25,384 | 28,901 | |
791/2 |
83,575 | 37,150 | 54,250 | 18,500 | 37,000 | - | - | - | - | - | - | - | - | |
691/2 |
67,973 | 149,347 | 155,011 | 179,635 | 150,048 | 83,578 | 37,155 | 54,296 | 14,805 | 3,720 | 56,722 | 17,384 | 28,901 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
67,973 | 149,347 | 155,011 | 179,635 | 150,048 | 83,578 | 37,155 | 54,296 | 14,805 | 3,720 | 56,722 | 17,384 | 27,041 | |
694/7 |
96,575 | 47,150 | 64,250 | 28,500 | 47,000 | - | 8,000 | 10,000 | - | - | 8,000 | 8,000 | - | |
694 |
83,575 | 37,150 | 54,250 | 18,500 | 37,000 | - | - | - | - | - | - | - | - | |
695 |
13,000 | 10,000 | 10,000 | 10,000 | 10,000 | - | 8,000 | 10,000 | - | - | 8,000 | 8,000 | - | |
| Document | ||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-08-2026.
2025 annual accounts filed 21 days after the deadline. Filed on 21 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00413154.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 21-08-2026 | 2026-00413154 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00447777 | |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00421092 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00431084 | |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20335352 | |
| 31-12-2020 | micro format | 25-08-2021 | 2021-56300541 | |
| 31-12-2019 | micro format | 26-08-2020 | 2020-45200303 | |
| 31-12-2018 | micro format | 26-08-2019 | 2019-49700265 | |
| 31-12-2017 | micro format | 30-08-2018 | 2018-51800427 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-52800076 | |
| 31-12-2015 | abbreviated format | 29-08-2016 | 2016-48200242 | |
| 31-12-2014 | abbreviated format | 20-08-2015 | 2015-43600584 | |
| 31-12-2013 | abbreviated format | 25-08-2014 | 2014-45100260 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 111,141 | 226,890 | 241,574 | 274,885 | 226,864 | 131,849 | 65,693 | 98,079 | 33,032 | 15,044 | 102,388 | 53,305 | 47,392 | ||
| 85,881 | 163,860 | 171,222 | 195,657 | 165,232 | 88,295 | 49,871 | 74,511 | 24,407 | 12,270 | 73,748 | 28,490 | 31,263 | ||
| 1,767 | 4,501 | 5,445 | 1,330 | 12,164 | 0 | 12,605 | 4,912 | 5,703 | -0 | 24,061 | 10,020 | 18,369 | ||
| 42,336 | 91,731 | 69,790 | 285,527 | 158,840 | 213,835 | 23,965 | 84,316 | 59 | 25,960 | 23,038 | 15,776 | - | ||
| 768,281 | 780,742 | 668,533 | 567,006 | 401,179 | 295,110 | 206,816 | 177,550 | 117,951 | 99,247 | 86,977 | 45,290 | 21,988 | ||
| 58.7% | 74.0% | 59.3% | 62.4% | 66.9% | 62.4% | 78.0% | 79.0% | 77.3% | 63.9% | 74.9% | 62.3% | 63.1% | ||
| 2.40 | 3.80 | 2.43 | 2.62 | 2.94 | 2.60 | 4.30 | 4.62 | 4.08 | 2.52 | 3.32 | 2.35 | 2.05 | ||
| 2.40 | 3.80 | 2.43 | 2.62 | 2.94 | 2.60 | 4.30 | 4.62 | 4.08 | 2.41 | 3.25 | 2.23 | 2.05 | ||
| 0.70 | 0.35 | 0.69 | 0.60 | 0.49 | 0.60 | 0.28 | 0.27 | 0.29 | 0.57 | 0.33 | 0.61 | 0.58 | ||
| 10.4% | 20.1% | 24.2% | 32.7% | 38.2% | 27.4% | 20.3% | 34.8% | 11.3% | 3.2% | 57.8% | 45.9% | 76.3% | ||
| 6.1% | 14.9% | 14.4% | 20.4% | 25.6% | 17.1% | 15.9% | 27.5% | 8.8% | 2.1% | 43.3% | 28.6% | 48.1% | ||
| over 100 | over 100 | over 100 | over 100 | over 100 | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,767 | €4,501 | €5,445 | €1,330 | €12,164 |
| €4,908 | €4,512 | €6,211 | €6,022 | €5,184 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 52% lower than in 2024 and the lowest since 2019. It is the third fall in a row.
Debt's share of the balance-sheet total rises from 26.0% to 41.3%. Equity is lower and debt is higher.
NALURI has no parent and no holdings in its annual accounts. NALURI shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Zandhoef 16 registered office 2460 Kasterlee 63920 Other information service activities | 16-11-2012 | 2.214.331.341 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13017H0996/00A000 | 4,938 m² | 1 · 510 m² | 10.4 m · 2 |
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