Naltys
ActiveNaltys has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €61k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+4
Solvency71▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.07 in 2024; short-term debt: 11.8% and cash: 10.2% of total assets), and 54.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.7%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
30 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€408k▲ 17.4%
2024 · €347k
2022: €219k
2023: €320k
2024: €347k
2022 → 2025
Total assets
€893k▲ 7.3%
2024 · €832k
2022: €774k
2023: €851k
2024: €832k
2022 → 2025
Net result
€61k▲ 117%
2024 · €28k
2022: €-56k
2023: €705
2024: €28k
2022 → 2025
Working capital
€5k▲ 8.0%
2024 · €5k
2022: €-63k
2023: €17k
2024: €5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€219k-€320k▲ 46.0%€347k▲ 8.7%€408k▲ 17.4%
Operating result€-47k-€8k€34k▲ 322%€78k▲ 131%
Net result€-56k-€705€28k▲ 3,848%€61k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 131% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €893k
Fixed assets
€782k▲ 3.8%
Current assets
€111k▲ 40.7%
Equity and liabilities €893k
Equity
€408k▲ 17.4%
Debt
€485k=
The debt ratio falls from 58.2% to 54.3%. Equity is higher.
Key figures and ratios
EBITDA
€105k▲
2024 · €62k
Cash flow
€88k▲
2024 · €56k
Solvency
45.7%▲
2024 · 41.8%
Current ratio
1.05▼
2024 · 1.07
Quick ratio
1.05▼
2024 · 1.07
Debt / equity
1.19▼
2024 · 1.39
ROE
14.8%▲
2024 · 8.0%
ROA
6.8%▲
2024 · 3.3%
Interest coverage
17.87▲
2024 · 10.68
Debt
€485k=
2024 · €484k
Debt ≤ 1 year
€106k▲
2024 · €74k
Debt > 1 year
€379k▼
2024 · €411k
Income taxes
€11k
Staff costs
€5k▲
2024 · €235
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€832k€893k▲
Fixed assets21/28€753k€782k▲
Tangible fixed assets22/27€753k€782k▲
Land and buildings22€728k€708k▼
Plant, machinery and equipment23€19k€67k▲
Furniture and vehicles24€6k€7k▲
Current assets29/58€79k€111k▲
Amounts receivable within one year40/41€3k€19k▲
Trade receivables40€3k€18k▲
Other amounts receivable41-€900
Cash at bank and in hand54/58€75k€91k▲
Deferred charges and accrued income490/1€712€719▲
Equity and liabilities
Total equity and liabilities10/49€832k€893k▲
Equity10/15€347k€408k▲
Contributions10/11€375k€375k=
Reserves13-€32k
Distributable reserves133-€32k
Profit (loss) carried forward14€-28k€1k▲
Amounts payable17/49€484k€485k=
Amounts payable after more than one year17€411k€379k▼
Financial debts170/4€411k€379k▼
Amounts payable within one year42/48€74k€106k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€1k€29k▲
Suppliers440/4€1k€29k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9-€158
Other amounts payable47/48€37k€37k=
Accrued charges and deferred income492/3€22€0▼
Income statement
Code20242025
Non-recurring operating income76A-€9
Remuneration, social security and pensions62€235€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€37€30▼
Gross operating margin9900€65k€113k▲
Operating profit (loss)9901€34k€78k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€28k€72k▲
Income taxes67/77-€11k
Profit (loss) for the period9904€28k€61k▲
Profit (loss) for the period to be appropriated9905€28k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€33k▲
Profit (loss) brought forward from the previous period14P€-55k€-28k▲
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €61k ▲117%
Operating result €78k, net result €61k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €705
Net result €705 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.19
Current ratio from 0.25 to 1.19.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dolezlaan 4661180 UkkelGround area
2.5 ha
Building footprint
705 m²
Volume, LiDAR
8,245 m³
2 parcels, Brussels · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Jean-Pierre de Launoitgaarde 1, 1180 Ukkel
since 20212.353.327.688
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0377/00E000 | Brussels | 2.3 ha | 1 · 69 m² | 9.5 m · 1 fl. |
| 21614F0453/00H005 | Brussels | 1,797 m² | 1 · 636 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47120Other non-specialised retail sale
47910Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.