NALO EVENT
ActiveThe computed 12-month bankruptcy probability of NALO EVENT is 1.9% (moderate). The 2025 annual accounts show equity of €27k and a net result of €10k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 18039 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency68▼-31
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 3.4 in 2024; short-term debt: 57% and cash: 83.8% of total assets), but 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
15.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
26 d late
2022
10 d late
2021
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 48.6%
2024 · €52k
2021: €39k
2022: €54k
2023: €42k
2024: €52k
2021 → 2025
Total assets
€62k▼ 11.8%
2024 · €70k
2021: €133k
2022: €118k
2023: €67k
2024: €70k
2021 → 2025
Net result
€10k▲ 4.8%
2024 · €9k
2021: €34k
2022: €16k
2023: €-12k
2024: €9k
2021 → 2025
Working capital
€24k▼ 43.5%
2024 · €43k
2021: €13k
2022: €19k
2023: €18k
2024: €43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€54k▲ 40.7%€42k▼ 22.2%€52k▲ 22.2%€27k▼ 48.6%
Operating result€47k-€21k▼ 54.2%€-11k€11k€15k▲ 34.1%
Net result€34k-€16k▼ 53.3%€-12k€9k€10k▲ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 74.8%
Current assets
€60k▼ 2.4%
Equity and liabilities €62k
Equity
€27k▼ 48.6%
Debt
€35k▲ 92.0%
The debt ratio rises from 26.2% to 57.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €27k
Cash flow
€17k▼
2024 · €25k
Solvency
43.0%▼
2024 · 73.8%
Current ratio
1.69▼
2024 · 3.40
Quick ratio
1.67▼
2024 · 3.38
Debt / equity
1.32▲
2024 · 0.35
ROE
37.0%▲
2024 · 18.1%
ROA
15.9%▲
2024 · 13.4%
Interest coverage
40.67▼
2024 · 51.39
Debt
€35k▲
2024 · €18k
Debt ≤ 1 year
€35k▲
2024 · €18k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€62k▼
Fixed assets21/28€9k€2k▼
Intangible fixed assets21€333€133▼
Tangible fixed assets22/27€9k€2k▼
Plant, machinery and equipment23€7k€2k▼
Furniture and vehicles24€2k€273▼
Financial fixed assets28€100€100=
Current assets29/58€61k€60k▼
Stocks and contracts in progress3€216€536▲
Stocks30/36€216€536▲
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€49k€52k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€70k€62k▼
Equity10/15€52k€27k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€47k€22k▼
Amounts payable17/49€18k€35k▲
Amounts payable within one year42/48€18k€35k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Other amounts payable47/48€5k€18k▲
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€447€835▲
Gross operating margin9900€27k€23k▼
Operating profit (loss)9901€11k€15k▲
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€517€535▲
Recurring financial charges65€517€535▲
Profit (loss) for the period before taxes9903€11k€14k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€9k€10k▲
Profit (loss) for the period to be appropriated9905€9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€57k▲
Profit (loss) brought forward from the previous period14P€37k€47k▲
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼177%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Halte 14800 VerviersGround area
178 m²
Building footprint
45 m²
Volume, LiDAR
391 m³
Parcel 63043B0269/00G005, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NALO EVENT
since 20212.317.864.983
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63043B0269/00G005 | Wallonia | 178 m² | 1 · 45 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.317.864.983
Similar companies · same sector, comparable size
GAVEL
BE 0448.923.027
Gent · Eq €26k
MOHSIN
BE 1002.587.248
Gent · Eq €27k
DE MARKT
BE 0763.403.559
Zottegem · Eq €26k
AS FRUIT
BE 1001.810.060
Antwerpen · Eq €26k
JACOBS EN ZOON
BE 0445.690.947
Schilde · Eq €27k
Of 3,831 companies in sector 47210 we hold annual accounts for 965. 745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2021
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
59113Video and film production, excluding cinema and television films
59120Post-production of films, video and television programmes
74201Photography, excluding press photography
90021Arts creation and performing arts activities
90393Specialised image, lighting and sound technical services
90029Arts creation and performing arts activities
90031Arts creation and performing arts activities
90032Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.