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NAJAD

Open bankruptcy
Private limited companyfounded 2020Leuvensestraat 153, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0748.885.233

A bankruptcy procedure is open for NAJAD according to publications in the Belgian State Gazette; curator: THOMAS VANDENDRIES.

Summary

The 2023 annual accounts show negative equity (-€10,524) and a net result of -€5,044.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
25 November 2025
Supervising judge
Kris Geysels
Official Gazette
01-12-2025 (pdf) ↗search the document for 2025/149494

Deadlines

Provisional date payments stopped
25 November 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 16 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 25 December 2025art. XX.104 and XX.155 CEL
First verification report
passed on 31 December 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
25 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Thomas VandendriesSteenweg Op Sint-Joris- Winge 21, 3200 Aarschottvandendries@bollen-vandendries.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Two signals.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 June 2020, NAJAD was incorporated as a Private limited company.1 Total assets went from EUR 18,448 in 2021 to EUR 8,767 in 2023.2 The company was declared bankrupt on 25 November 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2023
  3. 3Belgian State Gazette, 01-12-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Turnover
€45,445▼ 13.7%
2021 · €52,632
EBIT margin
-52.2%▼ 39.7pp
2021 · -12.6%
Net result
-€5,044▲ 78.9%
2022 · -€23,875
Working capital
-€15,841▼ 7.5%
2022 · -€14,730
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202120222023
Turnover€52,632-€45,445▼ 13.7%
Operating result-€6,605--€23,730▼ 259%-€4,996▲ 78.9%
Net result-€6,605below the sector's middle half--€23,875below the sector's middle half▼ 261%-€5,044below the sector's middle half▲ 78.9%
EBIT margin-12.6%--52.2%▼ 39.7pp
Equity€18,395within the sector's middle half--€5,480below the sector's middle half-€10,524below the sector's middle half▼ 92.0%
Total assets€18,448below the sector's middle half-€12,660below the sector's middle half▼ 31.4%€8,767below the sector's middle half▼ 30.8%
Debt€53-€18,140▲ 33,864%€19,290▲ 6.3%
Working capital€8,318within the sector's middle half--€14,730below the sector's middle half-€15,841below the sector's middle half▼ 7.5%
Solvency99.7%above the sector's middle half--43.3%below the sector's middle half▼ 143.0pp-120.0%below the sector's middle half▼ 76.8pp
Current ratio0.19below the sector's middle half0.18below the sector's middle half▼ 0.01
Return on assets (ROA)-35.8%below the sector's middle half--188.6%below the sector's middle half▼ 152.8pp-57.5%below the sector's middle half▲ 131.1pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€6,605-€6,605Net result 2021: -€6,605-€6,605Operating result 2022: -€23,730-€23,730Net result 2022: -€23,875-€23,875Operating result 2023: -€4,996-€4,996Net result 2023: -€5,044-€5,044202120222023-€30,000-€20,000-€10,000€0Operating result 2021: -€6,605-€6,610Net result 2021: -€6,605-€6,610Operating result 2022: -€23,730-€23,700Net result 2022: -€23,875-€23,900Operating result 2023: -€4,996-€5,000Net result 2023: -€5,044-€5,040202120222023
The operating result stays negative: a loss of €4,996 in 2023 against €23,730 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €8,767
Fixed assets €5,317 ▼ 42.5%
Current assets €3,450 ▲ 1.2%
Key figures and ratios
2023 value · change against 2022
EBITDA
-€1,062▲
2022 · -€20,104
Cash flow
-€1,110▲
2022 · -€20,249
Debt to equity
-1.83▲
2022 · -3.31
Interest coverage
-22.17▲
2022 · -138.65
Debt ≤ 1 year
€19,290▲
2022 · €18,140
Staff costs
€7,261▲
2022 · €2,827
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 36 lines
Balance sheet Code20222023
Assets
Total assets20/58€12,660€8,767▼
Fixed assets21/28€9,250€5,317▼
Tangible fixed assets22/27€9,250€5,317▼
Furniture and vehicles24€9,250€5,317▼
Current assets29/58€3,410€3,450▲
Amounts receivable within one year40/41€241€2,277▲
Trade receivables40-€2,277
Other amounts receivable41€241-
Cash at bank and in hand54/58€2,806€810▼
Deferred charges and accrued income490/1€363€363▼
Equity and liabilities
Total equity and liabilities10/49€12,660€8,767▼
Equity10/15-€5,480-€10,524▼
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14-€30,480-€35,524▼
Amounts payable17/49€18,140€19,290▲
Amounts payable within one year42/48€18,140€19,290▲
Trade debts44€3,654€718▼
Suppliers440/4€3,654€718▼
Taxes, remuneration and social security45€518€6,536▲
Taxes450/3-€157
Remuneration and social security454/9€518€6,379▲
Other amounts payable47/48€13,968€12,036▼
Income statement Code20222023
Turnover70€45,445-
Goods, raw materials, services and sundry goods60/61€62,561-
Remuneration, social security and pensions62€2,827€7,261▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,626€3,933▲
Other operating charges640/8€161€63▼
Gross operating margin9900-€17,116€6,262▲
Operating profit (loss)9901-€23,730-€4,996▲
Financial charges65/66B€145€48▼
Recurring financial charges65€145€48▼
Profit (loss) for the period before taxes9903-€23,875-€5,044▲
Profit (loss) for the period9904-€23,875-€5,044▲
Profit (loss) for the period to be appropriated9905-€23,875-€5,044▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,480-€35,524▼
Profit (loss) brought forward from the previous period14P-€6,605-€30,480▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202120222023Change
Turnover70€52,632€45,445--
Goods, raw materials, services and sundry goods60/61€51,860€62,561--
Remuneration, social security and pensions62-€2,827€7,261▲ 157%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,923€3,626€3,933▲ 8.5%
Other operating charges640/8€2,455€161€63▼ 60.9%
Gross operating margin9900€772-€17,116€6,262▲ 137%
Operating profit (loss)9901-€6,605-€23,730-€4,996▲ 78.9%
Financial charges65/66B-€145€48▼ 67.0%
Recurring financial charges65-€145€48▼ 67.0%
Profit (loss) for the period before taxes9903-€6,605-€23,875-€5,044▲ 78.9%
Profit (loss) for the period9904-€6,605-€23,875-€5,044▲ 78.9%
Profit (loss) for the period to be appropriated9905-€6,605-€23,875-€5,044▲ 78.9%
Line202120222023Change
Assets
Total assets20/58€18,448€12,660€8,767▼ 30.8%
Fixed assets21/28€10,077€9,250€5,317▼ 42.5%
Tangible fixed assets22/27€10,077€9,250€5,317▼ 42.5%
Furniture and vehicles24€10,077€9,250€5,317▼ 42.5%
Current assets29/58€8,371€3,410€3,450▲ 1.2%
Amounts receivable within one year40/41-€241€2,277▲ 845%
Trade receivables40--€2,277-
Other amounts receivable41-€241--
Cash at bank and in hand54/58€8,371€2,806€810▼ 71.1%
Deferred charges and accrued income490/1-€363€363▼ 0.1%
Equity and liabilities
Total equity and liabilities10/49€18,448€12,660€8,767▼ 30.8%
Equity10/15€18,395-€5,480-€10,524▼ 92.0%
Contributions10/11€25,000€25,000€25,000=
Capital10€25,000---
Issued capital100€25,000---
Profit (loss) carried forward14-€6,605-€30,480-€35,524▼ 16.5%
Amounts payable17/49€53€18,140€19,290▲ 6.3%
Amounts payable within one year42/48€53€18,140€19,290▲ 6.3%
Trade debts44-€3,654€718▼ 80.4%
Suppliers440/4-€3,654€718▼ 80.4%
Taxes, remuneration and social security45€53€518€6,536▲ 1,162%
Taxes450/3€53-€157-
Remuneration and social security454/9-€518€6,379▲ 1,132%
Other amounts payable47/48-€13,968€12,036▼ 13.8%
Line202120222023Change
Profit (loss) for the period9904-€6,605-€23,875-€5,044▲ 78.9%
+ Depreciation and write-downs630€4,923€3,626€3,933▲ 8.5%
Operating cash flow (approximation)-€1,682-€20,249-€1,110▲ 94.5%
Investment in fixed assets (approximation)--€2,799-€0▲ 100.0%
Change in cash--€5,565-€1,996▲ 64.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
01-12
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 25-11-2025
2024
29-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 151 days late
2023
31-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
Financial Weakest financial yearnet -€23,875
Net result drops to -€23,875, the lowest in the series.
22-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 83 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
139 m²
Building footprint
104 m²
Volume, LiDAR
587 m³
Parcel 23643G0408/02T003, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Boucherie Arif
Leuvensestraat 153, 1800 VilvoordeAgents in the wholesale of food, beverages and tobacco
since 20202.304.375.352
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23643G0408/02T003 Flanders 138 m² 1 · 104 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator THOMAS VANDENDRIES
STEENWEG OP SINT-JORIS- WINGE 21, 3200 AARSCHOT
25-11-2025 → present

Similar companies · same sector, comparable size

Of 269 companies in sector 47222 we hold annual accounts for 134. 90 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47222Retail trade
47221Retail sale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID 0208:0748885233
Also 9925:BE0748885233
Registered 12-05-2025

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.