NAILYSE
ActiveNAILYSE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €-8k. Equity is shrinking by ~40.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 53% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-13
Solvency88▼-12
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.27 in 2024; short-term debt: 37.1% and cash: 0.6% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
-46.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
12 d late
2024
1 d late
2023
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 42.3%
2024 · €20k
2023: €28k
2024: €20k
2023 → 2025
Total assets
€18k▼ 27.2%
2024 · €25k
2023: €32k
2024: €25k
2023 → 2025
Net result
€-8k▼ 7.0%
2024 · €-8k
2023: €18k
2024: €-8k
2023 → 2025
Working capital
€-6k▼ 63.3%
2024 · €-4k
2023: €-4k
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€20k▼ 28.3%€11k▼ 42.3%
Operating result€18k-€-8k€-8k▼ 7.2%
Net result€18k-€-8k€-8k▼ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €8k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€17k▼ 25.7%
Current assets
€679▼ 51.4%
Equity and liabilities €18k
Equity
€11k▼ 42.3%
Debt
€7k▲ 31.8%
The debt ratio rises from 20.5% to 37.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-188▼
2024 · €281
Cash flow
€-358▼
2024 · €107
Solvency
62.9%▼
2024 · 79.5%
Current ratio
0.10▼
2024 · 0.27
Quick ratio
0.10▼
2024 · 0.27
Debt / equity
0.59▲
2024 · 0.26
ROE
-73.4%▼
2024 · -39.5%
ROA
-46.2%▼
2024 · -31.4%
Interest coverage
-1.10▼
2024 · 1.62
Debt
€7k▲
2024 · €5k
Debt ≤ 1 year
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€18k▼
Fixed assets21/28€23k€17k▼
Intangible fixed assets21€23k€16k▼
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€1k€679▼
Amounts receivable within one year40/41€1k€571▼
Trade receivables40€1k-
Other amounts receivable41-€571
Cash at bank and in hand54/58€270€108▼
Deferred charges and accrued income490/1€38-
Equity and liabilities
Total equity and liabilities10/49€25k€18k▼
Equity10/15€20k€11k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€10k€1k▼
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€14€278▲
Suppliers440/4€14€278▲
Advances received on contracts in progress46-€121
Taxes, remuneration and social security45€261-
Taxes450/3€261-
Other amounts payable47/48€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8-€400
Gross operating margin9900€281€212▼
Operating profit (loss)9901€-8k€-8k▼
Financial charges65/66B€174€170▼
Recurring financial charges65€174€170▼
Profit (loss) for the period before taxes9903€-8k€-8k▼
Profit (loss) for the period9904€-8k€-8k▼
Profit (loss) for the period to be appropriated9905€-8k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€1k▼
Profit (loss) brought forward from the previous period14P€18k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bruyère-Saint-Jean 21410 WaterlooGround area
2,107 m²
Building footprint
285 m²
Volume, LiDAR
2,146 m³
2 parcels, Flanders, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nailyse
since 20222.336.605.977
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037A0195/00N000 | Flanders | 1,610 m² | 1 · 197 m² | 9.7 m · 2 fl. |
| 25762E0048/00A000 | Wallonia | 497 m² | 1 · 89 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 50,000 EUR awarded · 50,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 25,000 EUR |
| 2022 | 1 | 50,000 EUR | 25,000 EUR |
Schemes
Innovatieve starterssteun
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 10,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47551Retail sale of household furniture
47591Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.