NAILISA
ActiveSummary
The computed 12-month bankruptcy probability of NAILISA is 1.7% (moderate). The 2025 annual accounts show negative equity (€-23k) and a net result of €-21k. Equity is shrinking by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 4157 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+32
Solvency19▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.71 in 2024; short-term debt: 101.7% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.5%
Return on assets
-5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
31 d early
2023
34 d early
2022
58 d late
2021
59 d late
2020
39 d late
2019
259 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.11M
EBIT margin
5.7%
Net result
€-21k▲ 76.2%
2024 · €-88k
2018: €55k
2019: €36k
2020: €36k
2021: €-12k
2022: €-158k
2023: €-148k
2024: €-88k
2018 → 2025
Working capital
€-99k▼ 1.2%
2024 · €-98k
2018: €353k
2019: €408k
2020: €413k
2021: €308k
2022: €198k
2023: €10k
2024: €-98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€392k-€234k▼ 40.2%€86k▼ 63.2%€-2k€-23k▼ 1,067%
Operating result€2k-€-142k€-126k▲ 11.3%€-56k▲ 55.9%€774
Net result€-12k-€-158k▼ 1,166%€-148k▲ 6.0%€-88k▲ 40.5%€-21k▲ 76.2%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €774 after a loss of €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€93k ▼ 38.7%
Current assets
€261k ▲ 7.5%
Key figures and ratios
EBITDA
€54k▲
2024 · €-2k
Cash flow
€32k▲
2024 · €-34k
Solvency
-6.5%▼
2024 · -0.5%
Current ratio
0.72▲
2024 · 0.71
Quick ratio
0.21▲
2024 · 0.16
Debt to equity
-16.43
ROA
-5.9%▲
2024 · -22.3%
Interest coverage
2.49▲
2024 · -0.06
Debt
€377k▼
2024 · €396k
Debt ≤ 1 year
€360k▲
2024 · €340k
Debt > 1 year
€16k▼
2024 · €56k
Income taxes
€132▲
2024 · €128
Staff costs
€258k▼
2024 · €281k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€394k€354k▼
Fixed assets21/28€152k€93k▼
Intangible fixed assets21€21k€16k▼
Tangible fixed assets22/27€130k€76k▼
Land and buildings22€56k€28k▼
Plant, machinery and equipment23€5k€606▼
Furniture and vehicles24€31k€16k▼
Other tangible fixed assets26€37k€31k▼
Financial fixed assets28€867€867=
Current assets29/58€243k€261k▲
Stocks and contracts in progress3€188k€185k▼
Stocks30/36€188k€185k▼
Amounts receivable within one year40/41€36k€69k▲
Trade receivables40€6k€39k▲
Other amounts receivable41€30k€30k=
Cash at bank and in hand54/58€8k€1k▼
Deferred charges and accrued income490/1€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€394k€354k▼
Equity10/15€-2k€-23k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-21k€-42k▼
Amounts payable17/49€396k€377k▼
Amounts payable after more than one year17€56k€16k▼
Financial debts170/4€56k€16k▼
Amounts payable within one year42/48€340k€360k▲
Current portion of amounts payable after more than one year42€57k€44k▼
Financial debts43€51k€36k▼
Credit institutions430/8€51k€36k▼
Trade debts44€45k€49k▲
Suppliers440/4€45k€49k▲
Taxes, remuneration and social security45€170k€52k▼
Taxes450/3€84k€38k▼
Remuneration and social security454/9€86k€14k▼
Other amounts payable47/48€17k€179k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€13k-
Remuneration, social security and pensions62€281k€258k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€53k▼
Other operating charges640/8€387€400▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€279k€314k▲
Operating profit (loss)9901€-56k€774▲
Financial income75/76B€30-
Recurring financial income75€30-
Financial charges65/66B€32k€22k▼
Recurring financial charges65€32k€22k▼
Profit (loss) for the period before taxes9903€-88k€-21k▲
Income taxes67/77€128€132▲
Profit (loss) for the period9904€-88k€-21k▲
Profit (loss) for the period to be appropriated9905€-88k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€-42k▲
Profit (loss) brought forward from the previous period14P€10k€-21k▼
Transfer from equity791/2€57k-
Social balance
Average headcount (FTE)90877.96.4▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 58 days late
2022
31-12
Financial
Weakest financial yearnet €-158k
Net result drops to €-158k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 59 days late
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 39 days late
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 259 days late
2020
31-12
Financial
Equity above €500kEq €509k ▲7.6%
3 profitable years in a row build equity to €509k.
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Volders 24100 SeraingGround area
3,233 m²
Building footprint
1,373 m²
Volume, LiDAR
977 m³
2 parcels, Wallonia · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
NAILISA
since 20102.185.950.230
NAILISA
since 20122.213.235.142
NAILISA
since 20152.249.072.583
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62096A0278/00Y000 | Wallonia | 3,050 m² | 1 · 1,245 m² | - |
| 63079A1445/00D008 | Wallonia | 184 m² | 1 · 128 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANGELIQUE
BE 0462.153.233
Edegem · Eq €86k
MILLE N’ HAIR
BE 0758.613.640
Silly · Eq €87k
Diferente.be
BE 0755.702.452
Westerlo · Eq €85k
S&B hair pigmentation and consulting
BE 0525.884.114
Heist-op-den-Berg · Eq €84k
BERLINDA
BE 0440.845.204
Gent · Eq €88k
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
96220Beauty care and other beauty treatments
46450Wholesale of perfume and cosmetics
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.