NAHOJ
ActiveSummary
NAHOJ has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206,617 and a net result of -€26,679. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-61
Solvency90▼-10
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.52 against 20.2 in 2024; short-term debt: 35% and cash: 52.7% of total assets), and 35% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
20 d early
2023
19 d early
2022
49 d early
2021
33 d early
2020
31 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€206,617▼ 50.0%
2024 · €413,296
Total assets
€317,746▼ 27.9%
2024 · €440,939
Net result
-€26,679
2024 · €577
Working capital
€169,299▼ 54.0%
2024 · €367,762
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,779▲ 197%€51,444▲ 29.3%€16,524▼ 67.9%€9,976▼ 39.6%-€26,445
Net result€25,833▲ 542%€34,315▲ 32.8%€5,179▼ 84.9%€577▼ 88.9%-€26,679
Equity€373,225▲ 7.4%€407,540▲ 9.2%€412,719▲ 1.3%€413,296▲ 0.1%€206,617▼ 50.0%
Total assets€417,475▲ 7.8%€484,122▲ 16.0%€480,218▼ 0.8%€440,939▼ 8.2%€317,746▼ 27.9%
Debt€44,250▲ 11.3%€76,583▲ 73.1%€67,499▼ 11.9%€27,643▼ 59.0%€111,129▲ 302%
Working capital€341,166▲ 12.4%€314,409▼ 7.8%€343,711▲ 9.3%€367,762▲ 7.0%€169,299▼ 54.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Equity -50% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26,445 after €9,976 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317,746
Fixed assets
€37,318 ▼ 30.9%
Current assets
€280,428 ▼ 27.5%
Equity and liabilities €317,746
Equity
€206,617 ▼ 50.0%
Debt
€111,129 ▲ 302%
Debt's share of the balance-sheet total rises from 6.3% to 35.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€9,743▼
2024 · €29,925
Cash flow
-€9,978▼
2024 · €20,526
Current ratio
2.52▼
2024 · 20.20
Debt to equity
0.54▲
2024 · 0.07
ROE
-12.9%▼
2024 · 0.1%
ROA
-8.4%▼
2024 · 0.1%
Interest coverage
-23.05▼
2024 · 7.83
Debt ≤ 1 year
€111,129▲
2024 · €19,158
Income taxes
€0▼
2024 · €5,840
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,719 | €11,341 | €21,084 | €19,949 | €16,702 | ▼ 16.3% |
| Other operating charges640/8 | €2,671 | €6,386 | €3,895 | €3,696 | €1,388 | ▼ 62.4% |
| Gross operating margin9900 | €54,170 | €69,171 | €41,503 | €33,621 | -€8,355 | ▼ 125% |
| Operating profit (loss)9901 | €39,779 | €51,444 | €16,524 | €9,976 | -€26,445 | ▼ 365% |
| Financial income75/76B | €1 | €1 | €260 | €263 | €188 | ▼ 28.4% |
| Recurring financial income75 | €1 | €1 | €260 | €263 | €188 | ▼ 28.4% |
| Financial charges65/66B | €1,750 | €2,274 | €3,242 | €3,822 | €423 | ▼ 88.9% |
| Recurring financial charges65 | €1,750 | €2,274 | €3,242 | €3,822 | €423 | ▼ 88.9% |
| Profit (loss) for the period before taxes9903 | €38,031 | €49,171 | €13,542 | €6,417 | -€26,679 | ▼ 516% |
| Income taxes67/77 | €12,198 | €14,856 | €8,363 | €5,840 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €25,833 | €34,315 | €5,179 | €577 | -€26,679 | ▼ 4,722% |
| Profit (loss) for the period to be appropriated9905 | €25,833 | €34,315 | €5,179 | €577 | -€26,679 | ▼ 4,722% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €417,475 | €484,122 | €480,218 | €440,939 | €317,746 | ▼ 27.9% |
| Fixed assets21/28 | €33,520 | €95,053 | €73,969 | €54,020 | €37,318 | ▼ 30.9% |
| Tangible fixed assets22/27 | €20,520 | €82,053 | €60,969 | €41,020 | €24,318 | ▼ 40.7% |
| Furniture and vehicles24 | €20,520 | €82,053 | €60,969 | €41,020 | €24,318 | ▼ 40.7% |
| Financial fixed assets28 | €13,000 | €13,000 | €13,000 | €13,000 | €13,000 | = |
| Current assets29/58 | €383,955 | €389,069 | €406,249 | €386,920 | €280,428 | ▼ 27.5% |
| Amounts receivable within one year40/41 | €30,268 | €31,500 | €16,124 | €41,265 | €60,107 | ▲ 45.7% |
| Trade receivables40 | €23,205 | €31,500 | €14,408 | €0 | €17,500 | - |
| Other amounts receivable41 | €7,063 | €0 | €1,715 | €41,265 | €42,607 | ▲ 3.2% |
| Current investments50/53 | €52,233 | €52,234 | €52,415 | €52,599 | €52,730 | ▲ 0.2% |
| Cash at bank and in hand54/58 | €301,454 | €305,336 | €299,908 | €218,046 | €167,490 | ▼ 23.2% |
| Deferred charges and accrued income490/1 | - | - | €37,803 | €75,009 | €101 | ▼ 99.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €417,475 | €484,122 | €480,218 | €440,939 | €317,746 | ▼ 27.9% |
| Equity10/15 | €373,225 | €407,540 | €412,719 | €413,296 | €206,617 | ▼ 50.0% |
| Contributions10/11 | €200,000 | €200,000 | €200,000 | €200,000 | €20,000 | ▼ 90.0% |
| Capital10 | €200,000 | €200,000 | - | - | - | - |
| Issued capital100 | €200,000 | €200,000 | - | - | - | - |
| Reserves13 | €173,225 | €207,540 | €212,719 | €213,296 | €189,000 | ▼ 11.4% |
| Non-distributable reserves130/1 | €20,000 | €20,000 | €0 | - | - | - |
| Legal reserve130 | €20,000 | €20,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Distributable reserves133 | €153,225 | €187,540 | €212,719 | €213,296 | €189,000 | ▼ 11.4% |
| Profit (loss) carried forward14 | - | - | - | - | -€2,383 | - |
| Amounts payable17/49 | €44,250 | €76,583 | €67,499 | €27,643 | €111,129 | ▲ 302% |
| Amounts payable within one year42/48 | €42,789 | €74,660 | €62,538 | €19,158 | €111,129 | ▲ 480% |
| Trade debts44 | €1,059 | €1,097 | €2,065 | €1,255 | €1,606 | ▲ 27.9% |
| Suppliers440/4 | €1,059 | €1,097 | €2,065 | €1,255 | €1,606 | ▲ 27.9% |
| Taxes, remuneration and social security45 | €494 | €11,944 | €1,833 | €3,710 | €2,755 | ▼ 25.7% |
| Taxes450/3 | €494 | €11,944 | €1,833 | €3,710 | €2,755 | ▼ 25.7% |
| Other amounts payable47/48 | €41,236 | €61,619 | €58,640 | €14,192 | €106,768 | ▲ 652% |
| Accrued charges and deferred income492/3 | €1,461 | €1,923 | €4,961 | €8,486 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,833 | €34,315 | €5,179 | €577 | -€26,679 | ▼ 4,722% |
| + Depreciation and write-downs630 | €11,719 | €11,341 | €21,084 | €19,949 | €16,702 | ▼ 16.3% |
| Operating cash flow (approximation) | €37,551 | €45,656 | €26,264 | €20,526 | -€9,978 | ▼ 149% |
| Investment in fixed assets (approximation) | - | -€72,874 | €0 | €0 | €0 | - |
| Change in cash | - | €3,882 | -€5,428 | -€81,861 | -€50,556 | ▲ 38.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€26,679
Net result drops to -€26,679, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 20.20
Current ratio from 6.50 to 20.20; short-term debt falls from €62,538 to €19,158.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €34,315 ▲32.8%
Operating result €51,444, net result €34,315, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg
Ground area
916 m²
Building footprint
111 m²
Volume, LiDAR
628 m³
Parcel 12322I0487/00W002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0487/00W002 | Flanders | 916 m² | 1 · 111 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,076 companies in sector 69101 we hold annual accounts for 9,058. 7,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879121985
Also
9925:BE0879121985
Registered
05-05-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.