NAHEL
ActiveThe computed 12-month bankruptcy probability of NAHEL is 3.9% (moderate). For NAHEL, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €16k and a net result of €2k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 1157 sector peers (fiscal year 2022). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability72▲+8
Solvency92▼-8
Growth52▼-19
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
66.7%
Return on assets
7.1%
Age of the figures
45 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline20-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 24-08-2023, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
24 d late
2021
389 d late
2020
107 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, full schema
Turnover
€51k▼ 49.9%
2021 · €103k
2018: €83k
2019: €143k
2020: €62k
2021: €103k
2018 → 2022
EBIT margin
3.9%▼ 23.1pp
2021 · 27.0%
2018: -15.1%
2019: 3.5%
2020: 2.4%
2021: 27.0%
2018 → 2022
Net result
€2k▼ 7.4%
2021 · €2k
2018: €-12k
2019: €5k
2020: €1k
2021: €2k
2018 → 2022
Working capital
€2k▼ 85.5%
2021 · €14k
2018: €-14k
2019: €-8k
2020: €6k
2021: €14k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Turnover€83k-€143k▲ 72.4%€62k▼ 56.6%€103k▲ 66.1%€51k▼ 49.9%
Equity€6k-€11k▲ 80.2%€12k▲ 10.3%€14k▲ 14.8%€16k▲ 11.9%
Operating result€-12k-€5k€1k▼ 70.6%€28k▲ 1,777%€2k▼ 92.8%
Net result€-12k-€5k€1k▼ 76.7%€2k▲ 57.5%€2k▼ 7.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 93% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €23k
Fixed assets
€14k
Current assets
€10k
Equity and liabilities €23k
Equity
€16k▲ 11.9%
Debt
€8k▲ 2,628%
The debt ratio rises from 2.0% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▼
2021 · €34k
Cash flow
€5k▼
2021 · €8k
Solvency
66.7%▼
2021 · 98.0%
Current ratio
1.26▼
2021 · 49.86
Quick ratio
1.26▼
2021 · 49.86
Debt / equity
0.50▲
2021 · 0.02
ROE
10.7%▼
2021 · 12.9%
ROA
7.1%▼
2021 · 12.6%
Interest coverage
16.30▲
2021 · 1.31
Debt
€8k▲
2021 · €285
Debt ≤ 1 year
€8k▲
2021 · €285
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€14k€23k▲
Fixed assets21/28-€14k
Tangible fixed assets22/27-€14k
Furniture and vehicles24-€14k
Current assets29/58€14k€10k▼
Amounts receivable within one year40/41€8k€5k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€14k€23k▲
Equity10/15€14k€16k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-5k€-3k▲
Amounts payable17/49€285€8k▲
Amounts payable within one year42/48€285€8k▲
Trade debts44€285€2k▲
Suppliers440/4€285€2k▲
Other amounts payable47/48-€6k
Income statement
Code20212022
Turnover70€103k€51k▼
Goods, raw materials, services and sundry goods60/61€67k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€3k-
Gross operating margin9900€37k€5k▼
Operating profit (loss)9901€28k€2k▼
Financial charges65/66B€26k€330▼
Recurring financial charges65€26k€330▼
Profit (loss) for the period before taxes9903€2k€2k▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 389 days late
2021
31-12
Financial
Liquidity times 33current ratio 49.86
Current ratio from 1.52 to 49.86; short-term debt falls from €11k to €285.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.52
Current ratio from 0.47 to 1.52; short-term debt falls from €16k to €11k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meisestraat 891853 GrimbergenGround area
488 m²
Building footprint
172 m²
Volume, LiDAR
1,449 m³
2 parcels, Brussels, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Nahel
since 20172.271.452.958
NAHEL
since 20192.309.521.894
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0158/00V002 | Flanders | 362 m² | 1 · 83 m² | 11.0 m · 3 fl. |
| 21302A0075/00H002 | Brussels | 126 m² | 1 · 89 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JALIL
BE 0865.251.084
Etterbeek · Eq €16k
DZ BUSINESS
BE 0779.532.580
Brugge · Eq €16k
TAXI COMPANY GARDY
BE 1006.529.606
Lanaken · Eq €16k
AYDAM
BE 0668.742.843
Elsene · Eq €16k
EYMEN
BE 0443.832.210
Anderlecht · Eq €16k
Of 6,996 companies in sector 49320 we hold annual accounts for 2,719. 2,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2017
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
49310Scheduled passenger transport by road
49410Freight transport by road
53100Postal and courier activities
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.