NAGY
ActiveNAGY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €568. Equity is shrinking by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+52
Solvency60▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.39 against 0.27 in 2023; short-term debt: 65.5% and cash: 6.8% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.5%
Return on assets
0.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
123 d late
2023
210 d late
2022
144 d late
2021
114 d late
2020
94 d late
2019
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€33k▲ 1.8%
2023 · €32k
2018: €121k
2019: €158k
2020: €158k
2021: €91k
2022: €43k
2023: €32k
2018 → 2024
Total assets
€94k▲ 5.8%
2023 · €89k
2018: €230k
2019: €240k
2020: €240k
2021: €121k
2022: €87k
2023: €89k
2018 → 2024
Net result
€568
2023 · €-11k
2018: €-4k
2019: €38k
2020: €38k
2021: €-52k
2022: €-48k
2023: €-11k
2018 → 2024
Working capital
€-38k▲ 9.3%
2023 · €-42k
2018: €-15k
2019: €98k
2020: €98k
2021: €12k
2022: €-33k
2023: €-42k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€158k-€91k▼ 42.4%€43k▼ 52.7%€32k▼ 25.9%€33k▲ 1.8%
Operating result€41k-€-52k€-48k▲ 8.0%€-10k▲ 78.6%€2k
Net result€38k-€-52k€-48k▲ 8.0%€-11k▲ 76.7%€568
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €10k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€70k▼ 4.5%
Current assets
€24k▲ 54.6%
Equity and liabilities €94k
Equity
€33k▲ 1.8%
Debt
€62k▲ 8.0%
The debt ratio rises from 64.1% to 65.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2023 · €-7k
Cash flow
€4k▲
2023 · €-8k
Solvency
34.5%▼
2023 · 35.9%
Current ratio
0.39▲
2023 · 0.27
Quick ratio
0.39▲
2023 · 0.27
Debt / equity
1.90▲
2023 · 1.79
ROE
1.7%▲
2023 · -35.0%
ROA
0.6%▲
2023 · -12.5%
Interest coverage
4.30▲
2023 · -7.47
Debt
€62k▲
2023 · €57k
Debt ≤ 1 year
€62k▲
2023 · €57k
Income taxes
€4▲
2023 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€89k€94k▲
Fixed assets21/28€74k€70k▼
Tangible fixed assets22/27€73k€70k▼
Land and buildings22€70k€66k▼
Plant, machinery and equipment23€2k€2k=
Furniture and vehicles24€1k€1k=
Financial fixed assets28€735€735=
Current assets29/58€16k€24k▲
Amounts receivable within one year40/41€8k€16k▲
Trade receivables40-€8k
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€6k€6k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€89k€94k▲
Equity10/15€32k€33k▲
Contributions10/11€56k€56k=
Capital10€56k€56k=
Issued capital100€59k€59k=
Uncalled capital101€3k€3k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-30k€-29k▲
Amounts payable17/49€57k€62k▲
Amounts payable within one year42/48€57k€62k▲
Current portion of amounts payable after more than one year42€2k€2k=
Financial debts43€11k€11k=
Credit institutions430/8€11k€11k=
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€52€52=
Taxes450/3€52€52=
Other amounts payable47/48€41k€44k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€58€2k▲
Gross operating margin9900€-7k€8k▲
Operating profit (loss)9901€-10k€2k▲
Financial income75/76B€3€13▲
Recurring financial income75€3€13▲
Financial charges65/66B€991€1k▲
Recurring financial charges65€991€1k▲
Profit (loss) for the period before taxes9903€-11k€572▲
Income taxes67/77€1€4▲
Profit (loss) for the period9904€-11k€568▲
Profit (loss) for the period to be appropriated9905€-11k€568▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-29k▲
Profit (loss) brought forward from the previous period14P€-19k€-30k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 210 days late
2024
31-12
Financial
Back to profitnet €568
Net result €568 after 3 loss-making years.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
31-12
Financial
Weakest financial yearnet €-52k ▼238%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.40
Current ratio from 0.80 to 2.40; short-term debt falls from €74k to €70k.
31-12
Financial
Equity above €150kEq €158k ▲31.5%
Equity rises from €121k to €158k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 241 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fruithoflaan 72600 AntwerpenGround area
1,318 m²
Building footprint
430 m²
Volume, LiDAR
5,530 m³
2 parcels, Flanders · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
CRELAN
since 19972.084.686.485
CRELAN
since 20062.154.487.982
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0356/00K009 | Flanders | 684 m² | 1 · 247 m² | 20.8 m · 6 fl. |
| 12020A0367/00B000 | Flanders | 634 m² | 1 · 183 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AMBUHUY
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AMBULANCEDIENST HOPPESTREEK
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ROB ASSISTANCE
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Of 261 companies in sector 86920 we hold annual accounts for 130. 84 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-1997
Fiscal year end31-12
Activities, NACEBEL
86903Human health activities
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.