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Nagona

Active
Private limited companyfounded 20215 yrs activeTerlicht(HE) 270, 9450 Haaltert, BelgiumKBO/BCE: BE 0766.563.383
Summary

The computed 12-month bankruptcy probability of Nagona is 2.1% (moderate). The 2025 annual accounts show equity of €105,561 and a net result of €103,561. Equity is growing by ~56.8% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 7.43 against 19.88 in 2024; short-term debt: 13.5% and cash: 77.1% of total assets), and 13.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.4%
Return on assets
84.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
49 d early
2024
14 d early
2023
13 d early
2022
31 d late
2021
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (5 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Nagona was incorporated on 9 April 2021 as a Private limited company.1 Total assets rose from EUR 101,425 in 2021 to EUR 122,173 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€105,561▼ 65.5%
2024 · €306,299
Total assets
€122,173▼ 62.2%
2024 · €322,857
Net result
€103,561▲ 20.1%
2024 · €86,244
Working capital
€105,721▼ 65.5%
2024 · €306,619
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€80,428-€79,477▼ 1.2%€119,148▲ 49.9%€109,836▼ 7.8%€132,996▲ 21.1%
Net result€59,964-€63,906▲ 6.6%€94,184▲ 47.4%€86,244▼ 8.4%€103,561▲ 20.1%
Equity€61,964-€125,871▲ 103%€220,055▲ 74.8%€306,299▲ 39.2%€105,561▼ 65.5%
Total assets€101,425-€156,252▲ 54.1%€232,231▲ 48.6%€322,857▲ 39.0%€122,173▼ 62.2%
Debt€39,461-€30,382▼ 23.0%€12,176▼ 59.9%€16,558▲ 36.0%€16,612▲ 0.3%
Working capital€61,964-€125,871▲ 103%€220,375▲ 75.1%€306,619▲ 39.1%€105,721▼ 65.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €80,428€80,428Net result 2021: €59,964€59,964Operating result 2022: €79,477€79,477Net result 2022: €63,906€63,906Operating result 2023: €119,148€119,148Net result 2023: €94,184€94,184Operating result 2024: €109,836€109,836Net result 2024: €86,244€86,244Operating result 2025: €132,996€132,996Net result 2025: €103,561€103,56120212022202320242025€0€50,000€100,000€150,000Operating result 2023: €119,148€119,000Net result 2023: €94,184€94,200Operating result 2024: €109,836€110,000Net result 2024: €86,244€86,200Operating result 2025: €132,996€133,000Net result 2025: €103,561€104,000202320242025
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €122,173
Equity €105,561 ▼ 65.5%
Debt €16,612 ▲ 0.3%
Debt's share of the balance-sheet total rises from 5.1% to 13.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
7.43▼
2024 · 19.88
Debt to equity
0.16▲
2024 · 0.05
ROE
98.1%▲
2024 · 28.2%
ROA
84.8%▲
2024 · 26.7%
Debt ≤ 1 year
€16,452▲
2024 · €16,238
Income taxes
€29,294▲
2024 · €23,581
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€322,857€122,173▼
Current assets29/58€322,857€122,173▼
Amounts receivable within one year40/41€21,145€27,762▲
Trade receivables40€19,726€26,343▲
Other amounts receivable41€1,419€1,419=
Cash at bank and in hand54/58€301,340€94,199▼
Deferred charges and accrued income490/1€372€212▼
Equity and liabilities
Total equity and liabilities10/49€322,857€122,173▼
Equity10/15€306,299€105,561▼
Contributions10/11€2,000€2,000=
Reserves13€304,299€103,561▼
Distributable reserves133€304,299€103,561▼
Amounts payable17/49€16,558€16,612▲
Amounts payable within one year42/48€16,238€16,452▲
Trade debts44€1,611€1,244▼
Suppliers440/4€1,611€1,244▼
Taxes, remuneration and social security45€7,975€6,744▼
Taxes450/3€5,525€4,294▼
Remuneration and social security454/9€2,450€2,450=
Other amounts payable47/48€6,651€8,464▲
Accrued charges and deferred income492/3€320€160▼
Income statement Code20242025
Other operating charges640/8€528€660▲
Gross operating margin9900€110,364€133,656▲
Operating profit (loss)9901€109,836€132,996▲
Financial income75/76B€176€8▼
Recurring financial income75€176€8▼
Financial charges65/66B€188€149▼
Recurring financial charges65€188€149▼
Profit (loss) for the period before taxes9903€109,825€132,854▲
Income taxes67/77€23,581€29,294▲
Profit (loss) for the period9904€86,244€103,561▲
Profit (loss) for the period to be appropriated9905€86,244€103,561▲
Appropriation of the result
Profit (loss) to be appropriated9906€86,244€103,561▲
Transfer from equity791/2-€304,299
Transfer to equity691/2€86,244€103,561▲
To other reserves6921€86,244€103,561▲
Profit to be distributed694/7-€304,299
Return on contributions (dividend)694-€304,299

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€468€1,368€516€528€660▲ 25.0%
Gross operating margin9900€80,895€80,845€119,665€110,364€133,656▲ 21.1%
Operating profit (loss)9901€80,428€79,477€119,148€109,836€132,996▲ 21.1%
Financial income75/76B€217€1,353€783€176€8▼ 95.4%
Recurring financial income75€217€1,353€783€176€8▼ 95.4%
Financial charges65/66B€193€160€221€188€149▼ 20.6%
Recurring financial charges65€80€135€158€188€149▼ 20.6%
Non-recurring financial charges66B€113€25€63---
Profit (loss) for the period before taxes9903€80,452€80,670€119,710€109,825€132,854▲ 21.0%
Income taxes67/77€20,488€16,764€25,525€23,581€29,294▲ 24.2%
Profit (loss) for the period9904€59,964€63,906€94,184€86,244€103,561▲ 20.1%
Profit (loss) for the period to be appropriated9905€59,964€63,906€94,184€86,244€103,561▲ 20.1%
Line20212022202320242025Change
Assets
Total assets20/58€101,425€156,252€232,231€322,857€122,173▼ 62.2%
Current assets29/58€101,425€156,252€232,231€322,857€122,173▼ 62.2%
Amounts receivable within one year40/41€68,167€51,712€26,715€21,145€27,762▲ 31.3%
Trade receivables40€18,062€20,404€18,509€19,726€26,343▲ 33.5%
Other amounts receivable41€50,106€31,307€8,206€1,419€1,419=
Cash at bank and in hand54/58€33,134€104,214€205,457€301,340€94,199▼ 68.7%
Deferred charges and accrued income490/1€123€327€59€372€212▼ 43.0%
Equity and liabilities
Total equity and liabilities10/49€101,425€156,252€232,231€322,857€122,173▼ 62.2%
Equity10/15€61,964€125,871€220,055€306,299€105,561▼ 65.5%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Reserves13€59,964€123,871€218,055€304,299€103,561▼ 66.0%
Distributable reserves133€59,964€123,871€218,055€304,299€103,561▼ 66.0%
Amounts payable17/49€39,461€30,382€12,176€16,558€16,612▲ 0.3%
Amounts payable within one year42/48€39,461€30,382€11,856€16,238€16,452▲ 1.3%
Trade debts44€18,973€3,130€848€1,611€1,244▼ 22.8%
Suppliers440/4€18,973€3,130€848€1,611€1,244▼ 22.8%
Taxes, remuneration and social security45€20,488€27,251€7,945€7,975€6,744▼ 15.4%
Taxes450/3€20,488€27,251€5,495€5,525€4,294▼ 22.3%
Remuneration and social security454/9--€2,450€2,450€2,450=
Other amounts payable47/48--€3,063€6,651€8,464▲ 27.3%
Accrued charges and deferred income492/3--€320€320€160▼ 50.0%
Line20212022202320242025Change
Profit (loss) for the period9904€59,964€63,906€94,184€86,244€103,561▲ 20.1%
Operating cash flow (approximation)€59,964€63,906€94,184€86,244€103,561▲ 20.1%
Change in cash-€71,080€101,243€95,883-€207,141▼ 316%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €103,561 ▲20.1%
Operating result €132,996, net result €103,561, both a record.
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 19.59
Current ratio from 5.14 to 19.59; short-term debt falls from €30,382 to €11,856.
31-12
Financial Equity above €200,000Eq €220,055 ▲74.8%
3 profitable years in a row build equity to €220,055.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Liquidity doublescurrent ratio 5.14
Current ratio from 2.57 to 5.14; short-term debt falls from €39,461 to €30,382.
31-12
Financial Equity above €100,000Eq €125,871 ▲103%
2 profitable years in a row build equity to €125,871.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,547 m²
Building footprint
170 m²
Volume, LiDAR
1,005 m³
Parcel 41025A0681/00B000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Terlicht(HE) 270, 9450 Haaltert
Human health activities
since 20212.316.067.614
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41025A0681/00B000 Flanders 1,547 m² 1 · 170 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2024 · 1 entry · 98 EUR awarded · 98 EUR paid
Year Entries awardedpaid
2024 1 98 EUR98 EUR
Schemes
1 entry · 98 EUR · 98 EUR paid · Fonds voor Innoveren en Ondernemen

Company details

Identification
Legal formPrivate limited company
Founded09-04-2021
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0766563383
Also 9925:BE0766563383
Registered 01-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.