NAGELWERK
ActiveNAGELWERK has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229k and a net result of €84k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.52 against 8.13 in 2024), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
32.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
26 d late
2023
14 d early
2022
9 d late
2021
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€229k▼ 16.7%
2024 · €275k
2021: €40k
2022: €90k
2023: €168k
2024: €275k
2021 → 2025
Total assets
€260k▼ 15.1%
2024 · €306k
2021: €92k
2022: €139k
2023: €219k
2024: €306k
2021 → 2025
Net result
€84k▼ 21.0%
2024 · €107k
2021: €38k
2022: €49k
2023: €78k
2024: €107k
2021 → 2025
Working capital
€173k▼ 23.7%
2024 · €227k
2021: €20k
2022: €62k
2023: €125k
2024: €227k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€90k▲ 122%€168k▲ 87.4%€275k▲ 63.5%€229k▼ 16.7%
Operating result€48k-€61k▲ 27.8%€98k▲ 60.1%€131k▲ 34.4%€111k▼ 15.4%
Net result€38k-€49k▲ 28.4%€78k▲ 59.0%€107k▲ 36.1%€84k▼ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€56k▲ 16.6%
Current assets
€204k▼ 21.0%
Equity and liabilities €260k
Equity
€229k▼ 16.7%
Debt
€31k▼ 1.5%
The debt ratio rises from 10.4% to 12.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€137k▼
2024 · €149k
Cash flow
€110k▼
2024 · €124k
Solvency
88.0%▼
2024 · 89.6%
Current ratio
6.52▼
2024 · 8.13
Quick ratio
6.35▼
2024 · 7.92
Debt / equity
0.14▲
2024 · 0.12
ROE
36.8%▼
2024 · 38.8%
ROA
32.4%▼
2024 · 34.8%
Interest coverage
448.37▲
2024 · 265.18
Debt
€31k▼
2024 · €32k
Debt ≤ 1 year
€31k▼
2024 · €32k
Income taxes
€29k▼
2024 · €29k
Staff costs
€42k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€260k▼
Fixed assets21/28€48k€56k▲
Tangible fixed assets22/27€48k€56k▲
Plant, machinery and equipment23€42k€30k▼
Furniture and vehicles24€6k€26k▲
Current assets29/58€258k€204k▼
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€34k€16k▼
Trade receivables40€25k€12k▼
Other amounts receivable41€8k€4k▼
Current investments50/53€100k€60k▼
Cash at bank and in hand54/58€117k€121k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€306k€260k▼
Equity10/15€275k€229k▼
Contributions10/11€2k€2k=
Reserves13€273k€227k▼
Distributable reserves133€273k€227k▼
Amounts payable17/49€32k€31k▼
Amounts payable within one year42/48€32k€31k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€919€10k▲
Taxes450/3€584€9k▲
Remuneration and social security454/9€334€1k▲
Other amounts payable47/48€22k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€14k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€26k▲
Other operating charges640/8€382€665▲
Gross operating margin9900€163k€180k▲
Operating profit (loss)9901€131k€111k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€561€306▼
Recurring financial charges65€561€306▼
Profit (loss) for the period before taxes9903€136k€113k▼
Income taxes67/77€29k€29k▼
Profit (loss) for the period9904€107k€84k▼
Profit (loss) for the period to be appropriated9905€107k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€107k€84k▼
Transfer from equity791/2-€130k
Transfer to equity691/2€107k€84k▼
To other reserves6921€107k€84k▼
Profit to be distributed694/7-€130k
Return on contributions (dividend)694-€130k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2021net €107k ▲36.1%
Operating result €131k, net result €107k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.13
Current ratio from 3.44 to 8.13; short-term debt falls from €51k to €32k.
31-12
Financial
Equity above €200kEq €275k ▲63.5%
4 profitable years in a row build equity to €275k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €168k ▲87.4%
3 profitable years in a row build equity to €168k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarthoutstraat 32570 DuffelGround area
7,453 m²
Building footprint
329 m²
Volume, LiDAR
1,633 m³
Parcel 12009A0131/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zwarthoutstraat 3, 2570 Duffel
since 20212.312.556.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0131/00G000 | Flanders | 7,453 m² | 1 · 329 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994004K93EEKK32ZU66
Similar companies · same sector, comparable size
FER A SOUDER
BE 0874.599.609
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CO' CONCEPT
BE 0716.791.693
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CHRONO METALLURGIE
BE 0797.112.742
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ENPATEC
BE 0548.742.262
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Of 980 companies in sector 25401 we hold annual accounts for 406. 321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2021
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
43320Joinery installation
24100Manufacture of basic metals
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.clou-creatie.be
E-mail:info@nagelwerk.be