NAGANT
ActiveNAGANT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €12k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 37% of 7954 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
29 d early
2023
21 d late
2022
27 d early
2021
30 d early
2020
11 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▲ 7.6%
2024 · €158k
2018: €28k
2019: €37k
2020: €50k
2021: €140k
2022: €143k
2023: €151k
2024: €158k
2018 → 2025
Net result
€12k▲ 80.1%
2024 · €7k
2018: €10k
2019: €9k
2020: €13k
2021: €89k
2022: €4k
2023: €8k
2024: €7k
2018 → 2025
Total assets
€483k▲ 63.9%
2024 · €295k
2018: €68k
2019: €79k
2020: €133k
2021: €318k
2022: €391k
2023: €321k
2024: €295k
2018 → 2025
Solvency
35.2%▼ 18.4pp
2024 · 53.5%
2018: 41.6%
2019: 46.7%
2020: 38.0%
2021: 43.8%
2022: 36.7%
2023: 47.1%
2024: 53.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€143k▲ 2.7%€151k▲ 5.4%€158k▲ 4.4%€170k▲ 7.6%
Operating result€100k-€9k▼ 90.7%€16k▲ 72.1%€15k▼ 4.9%€24k▲ 60.0%
Net result€89k-€4k▼ 95.7%€8k▲ 104%€7k▼ 13.9%€12k▲ 80.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €483k
Fixed assets
€17k▼ 22.4%
Current assets
€466k▲ 70.9%
Equity and liabilities €483k
Equity
€170k▲ 7.6%
Debt
€313k▲ 129%
The debt ratio rises from 46.5% to 64.8%: debt grows faster than equity.
Key figures and ratios
Solvency
35.2%▼
2024 · 53.5%
ROE
7.1%▲
2024 · 4.2%
ROA
2.5%▲
2024 · 2.3%
Debt
€313k▲
2024 · €137k
Debt ≤ 1 year
€39k▲
2024 · €37k
Income taxes
€7k▲
2024 · €6k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€483k▲
Fixed assets21/28€22k€17k▼
Tangible fixed assets22/27€22k€17k▼
Land and buildings22€8k€4k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€11k€11k=
Financial fixed assets28€393€393=
Current assets29/58€272k€466k▲
Amounts receivable within one year40/41€103k€129k▲
Trade receivables40-€26k
Other amounts receivable41€103k€103k▲
Cash at bank and in hand54/58€165k€331k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€295k€483k▲
Equity10/15€158k€170k▲
Contributions10/11€20k€20k=
Reserves13€865€865=
Distributable reserves133€865€865=
Profit (loss) carried forward14€137k€149k▲
Amounts payable17/49€137k€313k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€37k€39k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€25k€26k▲
Taxes450/3€25k€26k▲
Accrued charges and deferred income492/3€95k€274k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€834€3k▲
Gross operating margin9900€27k€38k▲
Operating profit (loss)9901€15k€24k▲
Financial income75/76B€1€12▲
Recurring financial income75€1€12▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€13k€19k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€7k€12k▲
Profit (loss) for the period to be appropriated9905€7k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€149k▲
Profit (loss) brought forward from the previous period14P€130k€137k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲5.4%
6 profitable years in a row build equity to €151k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €4k ▼95.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €89k ▲564%
Operating result €100k, net result €89k, both a record.
31-12
Financial
Equity above €100kEq €140k ▲177%
4 profitable years in a row build equity to €140k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 4.90
Current ratio from 0.92 to 4.90; short-term debt falls from €42k to €18k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opheersstraat(Oph.) 803870 HeersGround area
423 m²
Building footprint
91 m²
Volume, LiDAR
568 m³
Parcel 73061A0046/00H000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nagant
since 20072.161.737.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73061A0046/00H000 | Flanders | 423 m² | 1 · 90 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ASDOCO Management
BE 0759.774.472
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DIOMEDEA
BE 0834.579.189
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DOPPLER
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70201
70203
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.