NADORTOIT

Active

Private limited companyfounded 20196 yrs activeRue de la Hamaide(T) 117, 7333 Saint-Ghislain, BelgiumKBO/BCE: BE 0736.995.508

The computed 12-month bankruptcy probability of NADORTOIT is 2.4% (moderate). The 2024 annual accounts show equity of €92k and a net result of €101k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 36373 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency73▲+60

Growth78▲+46

Track record100

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 1.84 against 0.81 in 2023; short-term debt: 52.4% and cash: 12% of total assets), but 52.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

57 d late

2022

61 d late

2021

28 d early

2020

107 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€92k

2023 · €-9k

2020: €5k 2021: €25k 2022: €15k 2023: €-9k

2020 → 2024

Total assets

€193k▲ 145%

2023 · €79k

2020: €83k 2021: €73k 2022: €121k 2023: €79k

2020 → 2024

Net result

€101k

2023 · €-24k

2020: €-1k 2021: €21k 2022: €-10k 2023: €-24k

2020 → 2024

Working capital

€85k

2023 · €-16k

2020: €-10k 2021: €11k 2022: €3k 2023: €-16k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€5k-€25k▲ 460%€15k▼ 40.2%€-9k€92k

Operating result€-1k-€26k€-9k€-23k▼ 143%€124k

Net result€-1k-€21k€-10k€-24k▼ 138%€101k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €124k after a loss of €23k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €193k

96.3%

Fixed assets €7k▼ 20.2%

Current assets €186k▲ 167%

Equity and liabilities €193k

47.6%

52.4%

Equity €92k

Debt €101k

Debt finances 52.4% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€127k▲

2023 · €-20k

Cash flow

€104k▲

2023 · €-21k

Solvency

47.6%▲

2023 · -11.5%

Current ratio

1.84▲

2023 · 0.81

Quick ratio

1.67▲

2023 · 0.60

Debt / equity

1.10▲

2023 · -9.67

ROE

109.9%

ROA

52.3%▲

2023 · -30.8%

Interest coverage

394.66▲

2023 · -21.59

Debt

€101k▲

2023 · €88k

Debt ≤ 1 year

€101k▲

2023 · €86k

Income taxes

€22k▲

2023 · €195

Staff costs

€33k▲

2023 · €18k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€79k€193k▲

Fixed assets21/28€9k€7k▼

Tangible fixed assets22/27€9k€7k▼

Plant, machinery and equipment23€5k€4k▼

Furniture and vehicles24€3k€2k▼

Financial fixed assets28€363€363=

Current assets29/58€70k€186k▲

Stocks and contracts in progress3€18k€16k▼

Stocks30/36€18k€16k▼

Amounts receivable within one year40/41€44k€146k▲

Trade receivables40€27k€132k▲

Other amounts receivable41€18k€14k▼

Cash at bank and in hand54/58€7k€23k▲

Deferred charges and accrued income490/1€284€236▼

Equity and liabilities

Total equity and liabilities10/49€79k€193k▲

Equity10/15€-9k€92k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€-15k€86k▲

Amounts payable17/49€88k€101k▲

Amounts payable within one year42/48€86k€101k▲

Trade debts44€80k€73k▼

Suppliers440/4€80k€73k▼

Taxes, remuneration and social security45€941€26k▲

Taxes450/3€485€23k▲

Remuneration and social security454/9€456€3k▲

Other amounts payable47/48€5k€3k▼

Accrued charges and deferred income492/3€2k-

Income statement Code20232024

Remuneration, social security and pensions62€18k€33k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼

Other operating charges640/8€3k€2k▼

Gross operating margin9900€1k€161k▲

Operating profit (loss)9901€-23k€124k▲

Financial charges65/66B€920€321▼

Recurring financial charges65€920€321▼

Profit (loss) for the period before taxes9903€-24k€123k▲

Income taxes67/77€195€22k▲

Profit (loss) for the period9904€-24k€101k▲

Profit (loss) for the period to be appropriated9905€-24k€101k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-15k€86k▲

Profit (loss) brought forward from the previous period14P€9k€-15k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Back to profitnet €101k

Net result €101k after 2 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 1.84

Current ratio from 0.81 to 1.84.

26-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 57 days late

2023

31-12

Financial Weakest financial yearnet €-24k

Net result drops to €-24k, the lowest in the series; recovery starts the following year.

30-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 61 days late

2022

03-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €21k

Net result €21k after one loss-making year.

15-11

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 107 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Saint-Ghislain · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Hamaide(T) 1177333 Saint-Ghislain

Ground area

1,439 m²

Building footprint

825 m²

Volume, LiDAR

3,849 m³

2 parcels, Wallonia · tallest building 8.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

NADORTOIT

Rue de Dour(B-C) 361, 7300 BoussuSpecialised construction activities

since 20192.295.462.933

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53075D0116/00N003	Wallonia	1,189 m²	1 · 768 m²	5.1 m · 1 fl.
53014B0990/00B166	Wallonia	250 m²	1 · 56 m²	8.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ETABLISSEMENTS RENAUD

Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,802 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-10-2019

Fiscal year end31-12

Activities, NACEBEL

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.