NADOR
ActiveNADOR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €803k and a net result of €124k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 9625 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+8
Solvency48▼-10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity tight (current ratio 1.31 against 1.66 in 2023; short-term debt: 71.8% and cash: 3.6% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.9%
Return on assets
3.5%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-12-2025, 124 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
124 d late
2023
27 d late
2022
72 d late
2021
30 d late
2020
89 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€803k▲ 18.3%
2023 · €679k
2018: €182k
2019: €261k
2020: €377k
2021: €490k
2022: €675k
2023: €679k
2018 → 2024
Total assets
€3.50M▲ 72.0%
2023 · €2.04M
2018: €488k
2019: €657k
2020: €1.03M
2021: €1.20M
2022: €1.99M
2023: €2.04M
2018 → 2024
Net result
€124k▲ 3,745%
2023 · €3k
2018: €26k
2019: €79k
2020: €116k
2021: €113k
2022: €185k
2023: €3k
2018 → 2024
Working capital
€790k▲ 0.9%
2023 · €783k
2018: €197k
2019: €212k
2020: €388k
2021: €442k
2022: €656k
2023: €783k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€377k-€490k▲ 30.0%€675k▲ 37.7%€679k▲ 0.5%€803k▲ 18.3%
Operating result€162k-€165k▲ 2.0%€271k▲ 64.0%€10k▼ 96.2%€181k▲ 1,652%
Net result€116k-€113k▼ 2.7%€185k▲ 63.5%€3k▼ 98.3%€124k▲ 3,745%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,652% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.50M
Fixed assets
€198k▲ 236%
Current assets
€3.30M▲ 67.2%
Equity and liabilities €3.50M
Equity
€803k▲ 18.3%
Debt
€2.70M▲ 98.9%
The debt ratio rises from 66.7% to 77.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€206k▲
2023 · €26k
Cash flow
€149k▲
2023 · €19k
Solvency
22.9%▼
2023 · 33.3%
Current ratio
1.31▼
2023 · 1.66
Quick ratio
1.31▼
2023 · 1.66
Debt / equity
3.36▲
2023 · 2.00
ROE
15.5%▲
2023 · 0.5%
ROA
3.5%▲
2023 · 0.2%
Interest coverage
23.83▲
2023 · 5.53
Debt
€2.70M▲
2023 · €1.36M
Debt ≤ 1 year
€2.51M▲
2023 · €1.19M
Debt > 1 year
€83k
Income taxes
€48k▲
2023 · €2k
Staff costs
€467k▲
2023 · €422k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.04M€3.50M▲
Fixed assets21/28€59k€198k▲
Intangible fixed assets21€23k€18k▼
Tangible fixed assets22/27€36k€179k▲
Plant, machinery and equipment23€2k€37k▲
Furniture and vehicles24€375€113k▲
Other tangible fixed assets26€33k€29k▼
Financial fixed assets28€740€740=
Current assets29/58€1.98M€3.30M▲
Amounts receivable within one year40/41€1.58M€3.17M▲
Trade receivables40€547k€291k▼
Other amounts receivable41€1.03M€2.88M▲
Cash at bank and in hand54/58€400k€128k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€2.04M€3.50M▲
Equity10/15€679k€803k▲
Contributions10/11€6k€6k=
Reserves13€672k€797k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€671k€795k▲
Amounts payable17/49€1.36M€2.70M▲
Amounts payable after more than one year17-€83k
Financial debts170/4-€83k
Amounts payable within one year42/48€1.19M€2.51M▲
Current portion of amounts payable after more than one year42€9k€29k▲
Financial debts43€29k€160k▲
Credit institutions430/8€29k€160k▲
Trade debts44€953k€1.66M▲
Suppliers440/4€953k€1.66M▲
Advances received on contracts in progress46€945€6k▲
Taxes, remuneration and social security45€151k€119k▼
Taxes450/3€68k€36k▼
Remuneration and social security454/9€83k€82k▼
Other amounts payable47/48€50k€543k▲
Accrued charges and deferred income492/3€163k€103k▼
Income statement
Code20232024
Remuneration, social security and pensions62€422k€467k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€25k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€42€-42▼
Gross operating margin9900€454k€678k▲
Operating profit (loss)9901€10k€181k▲
Financial income75/76B€4€19▲
Recurring financial income75€4€19▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€6k€172k▲
Income taxes67/77€2k€48k▲
Profit (loss) for the period9904€3k€124k▲
Transfer from tax-exempt reserves789€165k-
Profit (loss) for the period to be appropriated9905€169k€124k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€124k▼
Transfer to equity691/2€169k€124k▼
To other reserves6921€169k€124k▼
Social balance
Average headcount (FTE)908712.213.2▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 124 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼98.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 72 days late
2022
31-12
Financial
Highest result since 2018net €185k ▲63.5%
Operating result €271k, net result €185k, both a record.
31-12
Financial
Equity above €500kEq €675k ▲37.7%
5 profitable years in a row build equity to €675k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Equity above €200kEq €261k ▲43.6%
2 profitable years in a row build equity to €261k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postweg 671602 Sint-Pieters-LeeuwGround area
2,232 m²
Building footprint
1,889 m²
Volume, LiDAR
10,323 m³
3 parcels, Brussels, Flanders, Wallonia · tallest building 21.7 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
NADOR BVBA
since 20102.188.699.090
Nador 2
since 20192.290.246.610
Fernand Bernierstraat 59, 1060 Sint-Gillis (bij-Brussel)
since 20212.323.960.345
3 parcels
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089B0244/00N000 | Flanders | 1,941 m² | 1 · 1,743 m² | 10.7 m · 1 fl. |
| 52302A0003/00G023 | Wallonia | 211 m² | 1 · 76 m² | 14.9 m · 4 fl. |
| 21562A0463/00X004 | Brussels | 79 m² | 1 · 70 m² | 21.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesCharleroi2.290.246.610
Sint-Pieters-Leeuw2.188.699.090
Similar companies · same sector, comparable size
LA ROMAINE
BE 0448.070.318
Mons · Eq €825k
ANFA 123
BE 0874.946.334
Schaarbeek · Eq €837k
GLACIER PASCALINO
BE 1012.002.384
Sint-Gillis (bij-Brussel) · Eq €762k
Kipcentrale Defrancq
BE 0436.192.766
Roeselare · Eq €755k
Rôtisserie Dury
BE 0824.461.594
Wellin · Eq €753k
Of 3,832 companies in sector 47210 we hold annual accounts for 966. 420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-05-2010
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
47271Retail trade
47291Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.