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NADOHOLD

Active
Private limited companyfounded 200818 yrs activeLeuvensebaan 161, 3220 Holsbeek, BelgiumKBO/BCE: BE 0895.161.431

NADOHOLD has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.18M and a net result of €42k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
51 / 100
Fair= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-2
Solvency65=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.19 in 2024), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.4%
Return on assets
1.2%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-11-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
7 d early
2023
1 d early
2022
8 d late
2021
25 d late
2020
26 d late
2019
28 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.18M▲ 2.0%
2024 · €2.14M
2019: €1.44M 2020: €1.54M 2021: €1.70M 2022: €1.85M 2023: €2.09M 2024: €2.14M
2019 → 2025
Total assets
€3.60M▼ 0.3%
2024 · €3.62M
2019: €3.57M 2020: €3.53M 2021: €3.69M 2022: €3.53M 2023: €3.56M 2024: €3.62M
2019 → 2025
Net result
€42k▼ 15.9%
2024 · €50k
2019: €169k 2020: €116k 2021: €167k 2022: €145k 2023: €237k 2024: €50k
2019 → 2025
Working capital
€-806k▲ 6.9%
2024 · €-866k
2019: €-1.51M 2020: €-1.41M 2021: €-1.28M 2022: €-1.12M 2023: €-874k 2024: €-866k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.70M-€1.85M▲ 8.5%€2.09M▲ 12.8%€2.14M▲ 2.4%€2.18M▲ 2.0%
Operating result€293k-€270k▼ 8.0%€359k▲ 33.1%€220k▼ 38.7%€131k▼ 40.6%
Net result€167k-€145k▼ 13.4%€237k▲ 64.1%€50k▼ 79.0%€42k▼ 15.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300k€400kOperating result 2021: €293k€293kNet result 2021: €167k€167kOperating result 2022: €270k€270kNet result 2022: €145k€145kOperating result 2023: €359k€359kNet result 2023: €237k€237kOperating result 2024: €220k€220kNet result 2024: €50k€50kOperating result 2025: €131k€131kNet result 2025: €42k€42k20212022202320242025
The operating result has fallen two years in a row; 2025 is 41% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.60M
Fixed assets €3.36M▼ 1.5%
Current assets €248k▲ 20.0%
Equity and liabilities €3.60M
Equity €2.18M▲ 2.0%
Debt €1.43M▼ 3.6%
The debt ratio falls from 40.9% to 39.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€184k
2024 · €271k
Cash flow
€95k
2024 · €101k
Solvency
60.4%
2024 · 59.1%
Current ratio
0.24
2024 · 0.19
Quick ratio
0.24
2024 · 0.19
Debt / equity
0.66
2024 · 0.69
ROE
1.9%
2024 · 2.3%
ROA
1.2%
2024 · 1.4%
Interest coverage
2.54
2024 · 1.84
Debt
€1.43M
2024 · €1.48M
Debt ≤ 1 year
€1.05M
2024 · €1.07M
Debt > 1 year
€367k
2024 · €398k
Income taxes
€17k
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.62M€3.60M
Fixed assets21/28€3.41M€3.36M
Tangible fixed assets22/27€870k€817k
Land and buildings22€796k€768k
Plant, machinery and equipment23-€826
Furniture and vehicles24€68k€44k
Other tangible fixed assets26€6k€4k
Financial fixed assets28€2.54M€2.54M=
Current assets29/58€207k€248k
Amounts receivable within one year40/41€64k€67k
Other amounts receivable41€64k€67k
Cash at bank and in hand54/58€138k€180k
Deferred charges and accrued income490/1€5k€2k
Equity and liabilities
Total equity and liabilities10/49€3.62M€3.60M
Equity10/15€2.14M€2.18M
Contributions10/11€1.29M€1.29M=
Reserves13€851k€893k
Distributable reserves133€851k€893k
Profit (loss) carried forward14€-5k€-4k
Amounts payable17/49€1.48M€1.43M
Amounts payable after more than one year17€398k€367k
Financial debts170/4€398k€367k
Amounts payable within one year42/48€1.07M€1.05M
Current portion of amounts payable after more than one year42€30k€32k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€23k€23k
Taxes450/3€23k€20k
Remuneration and social security454/9-€3k
Other amounts payable47/48€1.02M€996k
Accrued charges and deferred income492/3€10k€6k
Income statement Code20242025
Non-recurring operating income76A€27k€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€54k
Other operating charges640/8€8k€6k
Gross operating margin9900€279k€190k
Operating profit (loss)9901€220k€131k
Financial income75/76B€398€912
Recurring financial income75€398€912
Financial charges65/66B€147k€73k
Recurring financial charges65€147k€73k
Profit (loss) for the period before taxes9903€73k€59k
Income taxes67/77€23k€17k
Profit (loss) for the period9904€50k€42k
Profit (loss) for the period to be appropriated9905€50k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€37k
Profit (loss) brought forward from the previous period14P€-5k€-5k
Transfer to equity691/2€50k€42k
To the legal reserve6920€3k€2k
To other reserves6921€47k€40k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
06-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
31-03
Financial Weakest financial yearnet €42k ▼15.9%
Net result drops to €42k, the lowest in the series.
2024
24-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Highest result since 2019net €237k ▲64.1%
Operating result €359k, net result €237k, both a record.
31-03
Financial Equity above €2MEq €2.09M ▲12.8%
5 profitable years in a row build equity to €2.09M.
2022
08-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2021
25-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2020
26-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
03-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leuvensebaan 1613220 Holsbeek
Ground area
1,519 m²
Building footprint
200 m²
Volume, LiDAR
1,354 m³
Parcel 24043A0119/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NADOHOLD
Leuvensebaan 161, 3220 HolsbeekFinancial service activities, except insurance and pension funding
since 20082.168.492.705
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24043A0119/00D000 Flanders 1,519 m² 1 · 200 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600Q5PIG0CPGXAC81
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 19,084 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-01-2008
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.