Summary
Conclusion
the dossier summarised in one paragraphNadja has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €2k. The computed 12-month bankruptcy probability is < 0.1% (very low).
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 20-08-2026 | 20 d late | 2026-00410370 |
| 31-12-2024 | 31-07-2025 | 18-08-2025 | 18 d late | 2025-00383429 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00433678 |
| 31-12-2022 | 31-07-2023 | 30-08-2023 | 30 d late | 2023-00401970 |
| 31-12-2021 | 31-07-2022 | 20-07-2022 | 11 d early | 2022-20211125 |
| 31-12-2020 | 31-07-2021 | 12-07-2021 | 19 d early | 2021-35400191 |
| 31-12-2019 | 31-07-2020 | 22-09-2020 | 53 d late | 2020-54800327 |
| 31-12-2018 | 31-07-2019 | 09-07-2019 | 22 d early | 2019-30700486 |
| 31-12-2017 | 31-07-2018 | 19-07-2018 | 12 d early | 2018-34800134 |
| 31-12-2016 | 31-07-2017 | 18-07-2017 | 13 d early | 2017-32700499 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1978, 47 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one seriesA single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
20-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · full schema
12-05-2026 State Gazette act Open capture
General meeting · Officer resignation · Officer appointment · Act object
2025
18-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
12-05-2025 State Gazette act Director changes
v3.2
2024
10-10-2024 State Gazette act Director changes
v3.2
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
23-04-2024 State Gazette act Director changes
v3.2
2023
09-10-2023 State Gazette act Statutes amendment
v3.2
30-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
20-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
25-10-2021 State Gazette act Director changes
v3.2
12-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
22-09-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
10-07-2019 State Gazette act Director changes
v3.2
09-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
19-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
18-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
03-02-2017 State Gazette act Director changes
v3.2
2015
20-05-2015 State Gazette act Director changes
v3.2
Financials
TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€2k
Working capital€142k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 20-08-2026 with the NBB · fiscal year 2025 · full schema
| Fiscal year | 2025 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €6k |
| Net profit | €2k |
| Cash flow | €6k |
| Staff costs | €786k |
| Income taxes | - |
| Dividends | - |
| Total assets | €276k |
| Equity | €104k |
| Debt | €147k |
| of which ≤ 1y | €124k |
| of which > 1y | - |
| Working capital | €142k |
| Employees (FTE) | 9.2 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.14 |
| Quick ratio | 2.14 |
| Working capital ratio | 51.3% |
| Solvency | 37.7% |
| Debt / equity | 1.41 |
| Long-term debt ratio | - |
| Interest coverage | 13.49 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.6% |
| ROE | 1.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €276k |
| Fixed assets | 21/28 | €11k |
| Intangible fixed assets | 21 | €5k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €265k |
| Amounts receivable within one year | 40/41 | €46k |
| Cash & bank | 54/58 | €220k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €276k |
| Equity | 10/15 | €104k |
| Contributions / capital | 10/11 | €94k |
| Accumulated profits (losses) | 14 | €10k |
| Provisions & deferred taxes | 16 | €25k |
| Amounts payable | 17/49 | €147k |
| Amounts payable within one year | 42/48 | €124k |
| Trade debts payable within one year | 44 | €747 |
| Income statement | ||
| Gross operating margin | 9900 | €825k |
| Operating result | 9901 | €1k |
| Financial income | 75 | €913 |
| Financial charges | 65 | €409 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed79
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
2 directors12 of this company's 12 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current12-05-2026 → present
2 events
- 12-05-2026 Appointed· Director
- 07-04-2025 Resigned· Director
-
Current07-04-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999) |
| Legal form | Non-profit association(017) |
| Incorporation | 26-10-1978 |
| Status | Active |
| Postal code | 4000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationNadja
since 19782.158.610.680
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area197 m²
Buildings1
Building footprint109 m²
Volume (LiDAR)1,305 m³
Tallest building16.6 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818F0113/00F000 ProtectedSite or landscape |
Wallonia | 196 m² | 1 · 109 m² | 16.6 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
9 acts All acts · 9
updated 3 months ago
2026
12-05-2026 General meeting · Officer resignation · Officer appointment · Act object
- Filing: 2026-04-30 · NADJA
- General meeting: 2026-04-20 · NADJA
- Officer resignation: role: administrateur · Jeanne-Marie Gerôme
- Officer appointment: role: administrateur · Jean-Louis Ernotte
- Officer appointment: role: administrateur · Anne-Marie Pirard
- Officer appointment: role: administrateur · Gérard David
- Officer appointment: role: administrateur · Christine Rigo
- Officer appointment: role: administrateur · Sabine Gilis
- Officer appointment: role: administrateur · Dominique Humblet
- Officer appointment: role: administrateur · Laurence Franssens
- Publication: 2026-05-12
- Act object: DEMISSION - ORGANE D'ADMINISTRATION
Summary:
General meeting · Officer resignation · Officer appointment · Act object
2025
12-05-2025 1 director appointed, 1 resigning
2024
10-10-2024 Change in the board of directors
Summary:
v3.2
23-04-2024 Change in the board of directors
Summary:
v3.2
2023
09-10-2023 Articles of association amended
Summary:
v3.2
2021
25-10-2021 Change in the board of directors
Summary:
v3.2
2019
10-07-2019 Change in the board of directors
Summary:
v3.2
2017
03-02-2017 Change in the board of directors
Summary:
v3.2
2015
20-05-2015 Change in the board of directors
Summary:
v3.2
Analysis
Financial profile
4 of 5 axes measured64
/ 100
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
79
Profitability
8
Solvency
83
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0662.627.487 · Liège
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BE 0896.408.771 · Liège
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 113 of the 2,199 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.85323Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
| Legal nameFR | Nadja |
Registered office
Rue Fond-Saint-Servais 6
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.