NADIA DECOCK
ActiveSummary
NADIA DECOCK has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,570) and a net result of -€51,645. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-80
Solvency19▼-16
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.66 in 2024; short-term debt: 29.8% and cash: 2.9% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.9%
Return on assets
-17.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€17,570
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
29 d early
2022
22 d late
2021
37 d late
2020
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€17,570
2024 · €34,075
Total assets
€296,194▼ 15.5%
2024 · €350,684
Net result
-€51,645
2024 · €31,575
Working capital
-€77,959▼ 217%
2024 · -€24,565
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,552▲ 54.5%€39,908▲ 141%€46,784▲ 17.2%€45,969▼ 1.7%-€46,327
Net result€9,979within the sector's middle half▲ 24.2%€26,873within the sector's middle half▲ 169%€32,384within the sector's middle half▲ 20.5%€31,575within the sector's middle half▼ 2.5%-€51,645below the sector's middle half
Equity€20,515below the sector's middle half▲ 94.7%€47,388within the sector's middle half▲ 131%€34,884within the sector's middle half▼ 26.4%€34,075within the sector's middle half▼ 2.3%-€17,570below the sector's middle half
Total assets€391,799within the sector's middle half▲ 1,632%€394,111within the sector's middle half▲ 0.6%€364,136within the sector's middle half▼ 7.6%€350,684within the sector's middle half▼ 3.7%€296,194within the sector's middle half▼ 15.5%
Debt€371,284▲ 2,972%€346,724▼ 6.6%€329,252▼ 5.0%€316,609▼ 3.8%€313,763▼ 0.9%
Working capital-€24,283below the sector's middle half€5,475below the sector's middle half-€17,245below the sector's middle half-€24,565below the sector's middle half▼ 42.5%-€77,959below the sector's middle half▼ 217%
Solvency5.2%below the sector's middle half▼ 41.3pp12.0%below the sector's middle half▲ 6.8pp9.6%below the sector's middle half▼ 2.4pp9.7%below the sector's middle half▲ 0.1pp-5.9%below the sector's middle half▼ 15.6pp
Current ratio0.51below the sector's middle half▼ 1.261.11below the sector's middle half▲ 0.600.71below the sector's middle half▼ 0.390.66below the sector's middle half▼ 0.060.12below the sector's middle half▼ 0.54
Return on assets (ROA)2.5%below the sector's middle half▼ 33.0pp6.8%within the sector's middle half▲ 4.3pp8.9%within the sector's middle half▲ 2.1pp9.0%within the sector's middle half▲ 0.1pp-17.4%below the sector's middle half▼ 26.4pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €46,327 after €45,969 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296,194
Fixed assets
€285,856 ▼ 6.0%
Current assets
€10,338 ▼ 77.9%
Equity and liabilities
Equity-€17,570
Debt€313,763
Equity is negative: debt (€313,763) exceeds the balance-sheet total (€296,194).
Key figures and ratios
EBITDA
-€28,224▼
2024 · €63,954
Cash flow
-€33,542▼
2024 · €49,561
Interest coverage
-5.78▼
2024 · 14.26
Debt ≤ 1 year
€88,297▲
2024 · €71,290
Debt > 1 year
€222,707▼
2024 · €241,273
Income taxes
€446▼
2024 · €9,915
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,524 | €29,167 | €18,170 | €17,985 | €18,103 | ▲ 0.7% |
| Other operating charges640/8 | €3,052 | €1,960 | €1,887 | €1,241 | €2,757 | ▲ 122% |
| Gross operating margin9900 | €52,128 | €71,034 | €66,841 | €65,195 | -€25,467 | ▼ 139% |
| Operating profit (loss)9901 | €16,552 | €39,908 | €46,784 | €45,969 | -€46,327 | ▼ 201% |
| Financial income75/76B | €0 | - | - | €7 | €11 | ▲ 56.3% |
| Recurring financial income75 | €0 | - | - | €7 | €11 | ▲ 56.3% |
| Financial charges65/66B | €2,985 | €4,292 | €4,393 | €4,485 | €4,882 | ▲ 8.8% |
| Recurring financial charges65 | €2,985 | €4,292 | €4,393 | €4,485 | €4,882 | ▲ 8.8% |
| Profit (loss) for the period before taxes9903 | €13,567 | €35,616 | €42,391 | €41,490 | -€51,199 | ▼ 223% |
| Income taxes67/77 | €3,588 | €8,743 | €10,007 | €9,915 | €446 | ▼ 95.5% |
| Profit (loss) for the period9904 | €9,979 | €26,873 | €32,384 | €31,575 | -€51,645 | ▼ 264% |
| Profit (loss) for the period to be appropriated9905 | €9,979 | €26,873 | €32,384 | €31,575 | -€51,645 | ▼ 264% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €391,799 | €394,111 | €364,136 | €350,684 | €296,194 | ▼ 15.5% |
| Fixed assets21/28 | €366,807 | €337,640 | €320,904 | €303,959 | €285,856 | ▼ 6.0% |
| Tangible fixed assets22/27 | €366,807 | €337,640 | €320,904 | €303,959 | €285,856 | ▼ 6.0% |
| Land and buildings22 | €305,687 | €287,898 | €281,442 | €274,986 | €268,531 | ▼ 2.3% |
| Plant, machinery and equipment23 | €25,278 | €22,611 | €19,945 | €17,278 | €14,612 | ▼ 15.4% |
| Furniture and vehicles24 | €35,842 | €27,131 | €19,517 | €11,695 | €2,713 | ▼ 76.8% |
| Current assets29/58 | €24,992 | €56,471 | €43,232 | €46,725 | €10,338 | ▼ 77.9% |
| Amounts receivable within one year40/41 | €12,282 | €12,100 | €12,705 | €2,725 | €1,633 | ▼ 40.1% |
| Trade receivables40 | €12,100 | €12,100 | €12,705 | €2,640 | €1,563 | ▼ 40.8% |
| Other amounts receivable41 | €182 | - | - | €85 | €71 | ▼ 17.4% |
| Cash at bank and in hand54/58 | €12,709 | €44,371 | €30,527 | €43,999 | €8,705 | ▼ 80.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €391,799 | €394,111 | €364,136 | €350,684 | €296,194 | ▼ 15.5% |
| Equity10/15 | €20,515 | €47,388 | €34,884 | €34,075 | -€17,570 | ▼ 152% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €18,015 | €44,888 | €32,384 | €31,575 | €0 | ▼ 100% |
| Distributable reserves133 | €18,015 | €44,888 | €32,384 | €31,575 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | -€20,070 | - |
| Amounts payable17/49 | €371,284 | €346,724 | €329,252 | €316,609 | €313,763 | ▼ 0.9% |
| Amounts payable after more than one year17 | €322,010 | €295,380 | €268,468 | €241,273 | €222,707 | ▼ 7.7% |
| Financial debts170/4 | €322,010 | €295,380 | €268,468 | €241,273 | €222,707 | ▼ 7.7% |
| Amounts payable within one year42/48 | €49,274 | €50,996 | €60,477 | €71,290 | €88,297 | ▲ 23.9% |
| Current portion of amounts payable after more than one year42 | €26,352 | €26,630 | €26,911 | €27,195 | €18,566 | ▼ 31.7% |
| Trade debts44 | €80 | €76 | €1,299 | €513 | €1,478 | ▲ 188% |
| Suppliers440/4 | €80 | €76 | €1,299 | €513 | €1,478 | ▲ 188% |
| Taxes, remuneration and social security45 | €11,909 | €19,614 | €15,875 | €10,560 | €6,934 | ▼ 34.3% |
| Taxes450/3 | €9,684 | €17,389 | €13,650 | €10,560 | €4,709 | ▼ 55.4% |
| Remuneration and social security454/9 | €2,225 | €2,225 | €2,225 | €0 | €2,225 | - |
| Other amounts payable47/48 | €10,934 | €4,677 | €16,392 | €33,022 | €61,319 | ▲ 85.7% |
| Accrued charges and deferred income492/3 | - | €348 | €307 | €4,045 | €2,759 | ▼ 31.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,979 | €26,873 | €32,384 | €31,575 | -€51,645 | ▼ 264% |
| + Depreciation and write-downs630 | €32,524 | €29,167 | €18,170 | €17,985 | €18,103 | ▲ 0.7% |
| Operating cash flow (approximation) | €42,503 | €56,040 | €50,555 | €49,561 | -€33,542 | ▼ 168% |
| Investment in fixed assets (approximation) | - | €0 | -€1,434 | -€1,041 | €0 | ▲ 100% |
| Change in cash | - | €31,662 | -€13,844 | €13,472 | -€35,295 | ▼ 362% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Weakest financial yearnet -€51,645
Net result drops to -€51,645, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €32,384 ▲20.5%
Operating result €46,784, net result €32,384, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.11
Current ratio from 0.51 to 1.11.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2020
Ground area
274 m²
Building footprint
158 m²
Volume, LiDAR
1,452 m³
Parcel 31602B0006/00M003, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Koning Albert-I-laan 84, 8370 Blankenberge
since 20202.299.011.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31602B0006/00M003 | Flanders | 274 m² | 1 · 158 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 22,057 companies in this sector we hold annual accounts for 9,060. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded28-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Contact
E-mail
advocaat.decock@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742602997
Also
9925:BE0742602997
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.