NAD COIFFURE

Active

Private limited companyfounded 20206 yrs activeParijsstraat 19, 1140 Evere, BelgiumKBO/BCE: BE 0749.927.784

The computed 12-month bankruptcy probability of NAD COIFFURE is 2.0% (moderate). The 2025 annual accounts show equity of €45k and a net result of €9k. Equity is growing by ~41.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 4559 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability84▼-1

Solvency87▲+25

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.91 against 1.51 in 2024; short-term debt: 22.1% and cash: 31.8% of total assets), and 38.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

61.7%

Return on assets

12.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

7 d late

2024

29 d late

2023

133 d early

2022

32 d late

2021

26 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€45k▲ 24.9%

2024 · €36k

2021: €12k 2022: €15k 2023: €23k 2024: €36k

2021 → 2025

Total assets

€73k▼ 25.3%

2024 · €98k

2021: €27k 2022: €23k 2023: €32k 2024: €98k

2021 → 2025

Net result

€9k▼ 31.0%

2024 · €13k

2021: €10k 2022: €3k 2023: €8k 2024: €13k

2021 → 2025

Working capital

€31k▲ 35.3%

2024 · €23k

2021: €5k 2022: €9k 2023: €16k 2024: €23k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€12k-€15k▲ 22.1%€23k▲ 52.6%€36k▲ 56.3%€45k▲ 24.9%

Operating result€13k-€4k▼ 66.9%€11k▲ 156%€15k▲ 36.6%€14k▼ 10.5%

Net result€10k-€3k▼ 73.6%€8k▲ 190%€13k▲ 63.2%€9k▼ 31.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 11% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €73k

35.7%

64.3%

Fixed assets €26k▼ 13.0%

Current assets €47k▼ 30.7%

Equity and liabilities €73k

61.7%

38.3%

Equity €45k▲ 24.9%

Debt €28k▼ 54.6%

The debt ratio falls from 63.1% to 38.3%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€18k▼

2024 · €19k

Cash flow

€13k▼

2024 · €17k

Solvency

61.7%▲

2024 · 36.9%

Current ratio

2.91▲

2024 · 1.51

Quick ratio

2.91▲

2024 · 1.51

Debt / equity

0.62▼

2024 · 1.71

ROE

19.9%▼

2024 · 36.0%

ROA

12.3%▼

2024 · 13.3%

Interest coverage

8.74▼

2024 · 12.20

Debt

€28k▼

2024 · €62k

Debt ≤ 1 year

€16k▼

2024 · €45k

Debt > 1 year

€12k▼

2024 · €17k

Income taxes

€4k▲

2024 · €2k

Staff costs

€40k▲

2024 · €23k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€98k€73k▼

Fixed assets21/28€30k€26k▼

Intangible fixed assets21€1k€785▼

Tangible fixed assets22/27€26k€22k▼

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€512€0▼

Other tangible fixed assets26€22k€20k▼

Financial fixed assets28€3k€3k=

Current assets29/58€68k€47k▼

Amounts receivable within one year40/41€50k€24k▼

Trade receivables40€30k€164▼

Other amounts receivable41€20k€23k▲

Cash at bank and in hand54/58€18k€23k▲

Deferred charges and accrued income490/1-€199

Equity and liabilities

Total equity and liabilities10/49€98k€73k▼

Equity10/15€36k€45k▲

Contributions10/11€2k€2k=

Outside capital11€2k-

Share premium1100/10€2k-

Reserves13€5k€10k▲

Distributable reserves133€5k€10k▲

Profit (loss) carried forward14€29k€33k▲

Amounts payable17/49€62k€28k▼

Amounts payable after more than one year17€17k€12k▼

Financial debts170/4€17k€12k▼

Amounts payable within one year42/48€45k€16k▼

Current portion of amounts payable after more than one year42€6k€7k▲

Trade debts44€30k€3k▼

Suppliers440/4€30k€3k▼

Taxes, remuneration and social security45€10k€7k▼

Taxes450/3€6k€2k▼

Remuneration and social security454/9€4k€5k▲

Income statement Code20242025

Remuneration, social security and pensions62€23k€40k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼

Other operating charges640/8€3k€711▼

Gross operating margin9900€45k€58k▲

Operating profit (loss)9901€15k€14k▼

Financial income75/76B€899€1k▲

Recurring financial income75€899€1k▲

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€15k€13k▼

Income taxes67/77€2k€4k▲

Profit (loss) for the period9904€13k€9k▼

Profit (loss) for the period to be appropriated9905€13k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€34k€38k▲

Profit (loss) brought forward from the previous period14P€21k€29k▲

Transfer to equity691/2€5k€5k=

To other reserves6921€5k€5k=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 7 days late

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Highest result since 2021net €13k ▲63.2%

Operating result €15k, net result €13k, both a record.

20-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

2022

31-12

Financial Weakest financial yearnet €3k ▼73.6%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

26-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 26 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Evere · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Parijsstraat 191140 Evere

Ground area

178 m²

Parcel 21006A0198/00V004, Brussels. Linked by address, not a title deed.

1 establishment unit

NAD COIFFURE

Parijsstraat 19, 1140 EvereRetail trade

since 20202.304.820.166

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21006A0198/00V004	Brussels	178 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Ecaussinnes · Eq €45k

ADEKSPO

BE 0544.334.009

Niel · Eq €45k

Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 2,152 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-07-2020

Fiscal year end31-12

Activities, NACEBEL

96021Hairdressing

96210Hairdressing and barber services

47715Retail trade

47750Retail sale of cosmetics and toilet articles

47784Retail sale of souvenirs and religious articles

47786Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:nadine.schmit@hotmail.be

Enterprise

Phone:0477/55.55.05

Enterprise