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Nacom

Active
Private limited company (pre-2019)founded 199729 yrs activeKBO/BCE: BE 0461.197.386
Summary

For Nacom, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €16,387 and a net result of -€3,025. Equity is shrinking by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 20780 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
-17.7%
Age of the figures
27 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 242 days later.
NBB · 10 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 24-01-2025, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
7 d early
2023
40 d early
2022
19 d early
2021
21 d early
2020
2 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Nacom was incorporated on 21 August 1997.1 Total assets fell from EUR 82,931 in 2019 to EUR 17,124 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€16,387▼ 15.6%
2023 · €19,412
Total assets
€17,124▼ 17.2%
2023 · €20,671
Net result
-€3,025▲ 2.6%
2023 · -€3,106
Working capital
€16,387▼ 15.6%
2023 · €19,412
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€5,564€17,940-€25,695-€3,501▲ 86.4%-€3,609▼ 3.1%
Net result-€7,309below the sector's middle half€17,750within the sector's middle half-€25,802below the sector's middle half-€3,106below the sector's middle half▲ 88.0%-€3,025below the sector's middle half▲ 2.6%
Equity€30,570within the sector's middle half▼ 19.3%€48,320within the sector's middle half▲ 58.1%€22,518below the sector's middle half▼ 53.4%€19,412below the sector's middle half▼ 13.8%€16,387below the sector's middle half▼ 15.6%
Total assets€71,015within the sector's middle half▼ 14.4%€62,857below the sector's middle half▼ 11.5%€26,157below the sector's middle half▼ 58.4%€20,671below the sector's middle half▼ 21.0%€17,124below the sector's middle half▼ 17.2%
Debt€40,445▼ 10.2%€14,537▼ 64.1%€3,640▼ 75.0%€1,260▼ 65.4%€737▼ 41.5%
Working capital€30,570within the sector's middle half▼ 19.3%€48,320within the sector's middle half▲ 58.1%€22,518within the sector's middle half▼ 53.4%€19,412within the sector's middle half▼ 13.8%€16,387within the sector's middle half▼ 15.6%
Solvency43.0%within the sector's middle half▼ 2.6pp76.9%within the sector's middle half▲ 33.8pp86.1%above the sector's middle half▲ 9.2pp93.9%above the sector's middle half▲ 7.8pp95.7%above the sector's middle half▲ 1.8pp
Current ratio1.76within the sector's middle half▼ 0.084.32within the sector's middle half▲ 2.577.19above the sector's middle half▲ 2.8616.41above the sector's middle half▲ 9.2223.23above the sector's middle half▲ 6.82
Return on assets (ROA)-10.3%below the sector's middle half▼ 20.3pp28.2%within the sector's middle half▲ 38.5pp-98.6%below the sector's middle half▼ 126.9pp-15.0%below the sector's middle half▲ 83.6pp-17.7%below the sector's middle half▼ 2.6pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2020: -€5,564-€5,564Net result 2020: -€7,309-€7,309Operating result 2021: €17,940€17,940Net result 2021: €17,750€17,750Operating result 2022: -€25,695-€25,695Net result 2022: -€25,802-€25,802Operating result 2023: -€3,501-€3,501Net result 2023: -€3,106-€3,106Operating result 2024: -€3,609-€3,609Net result 2024: -€3,025-€3,02520202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€25,695-€25,700Net result 2022: -€25,802-€25,800Operating result 2023: -€3,501-€3,500Net result 2023: -€3,106-€3,110Operating result 2024: -€3,609-€3,610Net result 2024: -€3,025-€3,020202220232024
The operating result stays negative: a loss of €3,609 in 2024 against €3,501 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €17,124
Equity €16,387 ▼ 15.6%
Debt €737 ▼ 41.5%
Debt's share of the balance-sheet total falls from 6.1% to 4.3%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.04▼
2023 · 0.06
ROE
-18.5%▼
2023 · -16.0%
Debt ≤ 1 year
€737▼
2023 · €1,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet Code20232024
Assets
Total assets20/58€20,671€17,124▼
Current assets29/58€20,671€17,124▼
Amounts receivable within one year40/41€10,930€16,227▲
Trade receivables40€748-
Other amounts receivable41€10,182€16,227▲
Cash at bank and in hand54/58€9,741€897▼
Equity and liabilities
Total equity and liabilities10/49€20,671€17,124▼
Equity10/15€19,412€16,387▼
Contributions10/11€19,000€19,000=
Reserves13€201,145€201,145=
Non-distributable reserves130/1€1,900€1,900=
Reserves not available under the articles1311€1,900€1,900=
Distributable reserves133€199,245€199,245=
Profit (loss) carried forward14-€200,734-€203,758▼
Amounts payable17/49€1,260€737▼
Amounts payable within one year42/48€1,260€737▼
Trade debts44€1,260€737▼
Suppliers440/4€1,260€737▼
Income statement Code20232024
Other operating charges640/8€473€550▲
Gross operating margin9900-€3,028-€3,059▼
Operating profit (loss)9901-€3,501-€3,609▼
Financial income75/76B€497€785▲
Recurring financial income75€497€785▲
Financial charges65/66B€102€201▲
Recurring financial charges65€102€201▲
Profit (loss) for the period before taxes9903-€3,106-€3,025▲
Profit (loss) for the period9904-€3,106-€3,025▲
Profit (loss) for the period to be appropriated9905-€3,106-€3,025▲
Appropriation of the result
Profit (loss) to be appropriated9906-€200,734-€203,758▼
Profit (loss) brought forward from the previous period14P-€197,628-€200,734▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8--€567€473€550▲ 16.2%
Non-recurring operating charges66A--€23,335---
Gross operating margin9900-€2,960€18,405-€1,793-€3,028-€3,059▼ 1.0%
Operating profit (loss)9901-€5,564€17,940-€25,695-€3,501-€3,609▼ 3.1%
Financial income75/76B---€497€785▲ 58.0%
Recurring financial income75€2--€497€785▲ 58.0%
Financial charges65/66B--€106€102€201▲ 97.2%
Recurring financial charges65€1,551€191€106€102€201▲ 97.2%
Profit (loss) for the period before taxes9903-€7,113€17,750-€25,802-€3,106-€3,025▲ 2.6%
Income taxes67/77€197-----
Profit (loss) for the period9904-€7,309€17,750-€25,802-€3,106-€3,025▲ 2.6%
Profit (loss) for the period to be appropriated9905-€7,309€17,750-€25,802-€3,106-€3,025▲ 2.6%
Line20202021202220232024Change
Assets
Total assets20/58€71,015€62,857€26,157€20,671€17,124▼ 17.2%
Current assets29/58€71,015€62,857€26,157€20,671€17,124▼ 17.2%
Amounts receivable within one year40/41€51,368€44,848€210€10,930€16,227▲ 48.5%
Trade receivables40---€748--
Other amounts receivable41--€210€10,182€16,227▲ 59.4%
Cash at bank and in hand54/58€19,648€18,009€25,948€9,741€897▼ 90.8%
Equity and liabilities
Total equity and liabilities10/49€71,015€62,857€26,157€20,671€17,124▼ 17.2%
Equity10/15€30,570€48,320€22,518€19,412€16,387▼ 15.6%
Contributions10/11--€19,000€19,000€19,000=
Reserves13€201,145€201,145€201,145€201,145€201,145=
Non-distributable reserves130/1--€1,900€1,900€1,900=
Reserves not available under the articles1311--€1,900€1,900€1,900=
Distributable reserves133--€199,245€199,245€199,245=
Profit (loss) carried forward14-€189,575-€171,826-€197,628-€200,734-€203,758▼ 1.5%
Amounts payable17/49€40,445€14,537€3,640€1,260€737▼ 41.5%
Amounts payable within one year42/48€40,445€14,537€3,640€1,260€737▼ 41.5%
Trade debts44€6,016€533€348€1,260€737▼ 41.5%
Suppliers440/4--€348€1,260€737▼ 41.5%
Other amounts payable47/48--€3,292---
Line20202021202220232024Change
Profit (loss) for the period9904-€7,309€17,750-€25,802-€3,106-€3,025▲ 2.6%
Operating cash flow (approximation)-€7,309€17,750-€25,802-€3,106-€3,025▲ 2.6%
Change in cash--€1,639€7,939-€16,206-€8,844▲ 45.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Liquidity doublescurrent ratio 16.41
Current ratio from 7.19 to 16.41; short-term debt falls from €3,640 to €1,260.
12-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet -€25,802
Net result drops to -€25,802, the lowest in the series; recovery starts the following year.
10-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Back to profitnet €17,750
Net result €17,750 after one loss-making year.
30-06
Financial Liquidity doublescurrent ratio 4.32
Current ratio from 1.76 to 4.32; short-term debt falls from €40,445 to €14,537.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
23-12
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
1,800 m²
Building footprint
917 m²
Volume, LiDAR
4,448 m³
Parcel 24041L0192/00A000, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Establishment
NACE 6321005
since 19972.083.048.571
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24041L0192/00A000 Flanders 1,800 m² 1 · 917 m² 5.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,913 companies in this sector we hold annual accounts for 8,786. 5,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded21-08-1997
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
E-invoicing
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