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NACOLOU

Active
Private limited company (pre-2019)founded 200818 yrs activeEmile Van Becelaerelaan 28, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0899.552.165
Summary

NACOLOU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.1m and a net result of €398,510. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 613 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€3.7mtotal assets 2026
Equity
€2.1m
Profit
€398,510
Turnover not published (abridged schema)
Financially healthy?
95 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Who decides
Holdings
1
Accounts 32 d early0 of 7 deeds read
Why 95- Liquidity: current ratio 1.72, cash €95,690+ Size: total assets €3.7m+ Figures for FY 2026 (filed 29-09-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Strong
Solvency 81+15
equity 55.6% of total assets
Liquidity 53+5
short-term debt 7.5% · cash 2.6%
Profitability 55+10
return on assets 10.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,503 companies)
  • Size: total assets €3.7m lowers the probability for this profile
  • Figures for FY 2026 (filed 29-09-2026) lowers the probability
  • Liquidity: current ratio 1.72, cash €95,690 raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 0.6 in 2025; short-term debt: 7.5% and cash: 2.6% of total assets), and 44.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 53%, liquidity 66%, profitability 43%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 29-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.72, cash €95,690
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
32 d early
2025
30 d early
2024
on the day
2023
15 d early
2022
on the day
2021
4 d late
2020
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 16 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Liquidity triplescurrent ratio 1.72
  3. Equity above €2mEq €2.1m ▲23.8%

Key points

  • Positive: Result rose in 2026from €168,910 to €398,510 ▲ 136% View
  • Positive: Among the best 5% on net resultsector median €28,528 · 618 companies €398,510 View
  • Positive: 6 profitable years in a rowprofit 2026: €398,510 6 years View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€3.7m
Profit
€398,510
Solvency
55.6%
Total assets▼ 8.7%
Net result
20192026
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-10-2027
  1. 29-09-2026Annual accounts filed
  2. 31-03-2026Liquidity triples
  3. 31-03-2026Equity above €2m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
30-07-2008
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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