NaCH
ActiveNaCH has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €27k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-31
Solvency48▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.76 in 2024; short-term debt: 61.7% and cash: 8% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
98 d early
2024
41 d early
2023
35 d early
2022
7 d early
2021
2 d late
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 39.0%
2024 · €81k
2020: €12k
2021: €41k
2022: €131k
2023: €83k
2024: €81k
2020 → 2025
Total assets
€212k▲ 5.7%
2024 · €201k
2020: €23k
2021: €173k
2022: €245k
2023: €213k
2024: €201k
2020 → 2025
Net result
€27k▲ 0.4%
2024 · €27k
2020: €9k
2021: €29k
2022: €90k
2023: €52k
2024: €27k
2020 → 2025
Working capital
€-107k▼ 601%
2024 · €-15k
2020: €6k
2021: €-17k
2022: €48k
2023: €-19k
2024: €-15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€131k▲ 218%€83k▼ 36.4%€81k▼ 2.7%€50k▼ 39.0%
Operating result€38k-€31k▼ 18.3%€74k▲ 139%€45k▼ 39.9%€67k▲ 51.3%
Net result€29k-€90k▲ 206%€52k▼ 41.9%€27k▼ 48.1%€27k▲ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€188k▲ 23.8%
Current assets
€24k▼ 50.4%
Equity and liabilities €212k
Equity
€50k▼ 39.0%
Provisions
€32k=
Debt
€131k▲ 48.8%
The debt ratio rises from 43.8% to 61.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €49k
Cash flow
€33k▲
2024 · €32k
Solvency
23.3%▼
2024 · 40.4%
Current ratio
0.19▼
2024 · 0.76
Quick ratio
0.19▼
2024 · 0.76
Debt / equity
2.65▲
2024 · 1.09
ROE
55.0%▲
2024 · 33.4%
ROA
12.8%▼
2024 · 13.5%
Interest coverage
2.40▼
2024 · 55.53
Debt
€131k▲
2024 · €88k
Debt ≤ 1 year
€131k▲
2024 · €64k
Income taxes
€12k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€212k▲
Fixed assets21/28€152k€188k▲
Tangible fixed assets22/27€6k€20k▲
Furniture and vehicles24€6k€20k▲
Financial fixed assets28€146k€168k▲
Current assets29/58€49k€24k▼
Amounts receivable within one year40/41€26k€5k▼
Trade receivables40€21k-
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€20k€17k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€201k€212k▲
Equity10/15€81k€50k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€78k€47k▼
Provisions and deferred taxes16€32k€32k=
Provisions for liabilities and charges160/5€32k€32k=
Other liabilities and charges164/5€32k€32k=
Amounts payable17/49€88k€131k▲
Amounts payable after more than one year17€24k-
Financial debts170/4€24k-
Amounts payable within one year42/48€64k€131k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€13k€19k▲
Other amounts payable47/48€23k€83k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€32k-
Other operating charges640/8€387€400▲
Gross operating margin9900€81k€73k▼
Operating profit (loss)9901€45k€67k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€882€30k▲
Recurring financial charges65€882€30k▲
Profit (loss) for the period before taxes9903€51k€39k▼
Income taxes67/77€24k€12k▼
Profit (loss) for the period9904€27k€27k▲
Profit (loss) for the period to be appropriated9905€27k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€105k▼
Profit (loss) brought forward from the previous period14P€80k€78k▼
Profit to be distributed694/7€29k€59k▲
Return on contributions (dividend)694€29k€59k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €90k ▲206%
Net result €90k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.09
Current ratio from 0.55 to 2.09.
31-12
Financial
Equity above €100kEq €131k ▲218%
3 profitable years in a row build equity to €131k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meloenstraat 321190 VorstGround area
188 m²
Building footprint
86 m²
Volume, LiDAR
667 m³
Parcel 21007A0069/00V048, Brussels · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Meloenstraat 32, 1190 Vorst
since 20202.304.986.056
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0069/00V048 | Brussels | 188 m² | 1 · 86 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845008FBE5B94A06C73
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OPTIMA BELGIQUE - BELGIE
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Of 151 companies in sector 58120 we hold annual accounts for 70. 43 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2019
Fiscal year end31-12
Activities, NACEBEL
58120Publishing activities
58130Publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.